Verimore Bank (FDIC #28930): Bank Stress & Real-Estate Credit Exposure
Verimore Bank (FDIC Cert #28930): bank stress 48/100, moderate, STABLE over 7 days; parent FIRST MISSOURI BANCSHARES INC.
Verimore Bank (#28930) lends in 4 counties across 1 state; Verimore Bank (#28930) reaches 59 ZIP codes: Missouri 4 counties, 59 ZIPs.
Verimore Bank (#28930) largest markets: Clay County, MO (115 branches, 23 ZIPs) (#28930), Linn County, MO (15 branches, 15 ZIPs) (#28930), Harrison County, MO (13 branches, 13 ZIPs) (#28930), Sullivan County, MO (13 branches, 13 ZIPs) (#28930).
Verimore Bank (#28930) reports $639.1 million in total assets; Verimore Bank (#28930) equity $71.3 million (11.2% of Verimore Bank (#28930) assets); Verimore Bank (#28930) domestic deposits $549.5 million; Verimore Bank (#28930) net income $6.2 million; Verimore Bank (#28930) return on assets 1.92%; Verimore Bank (#28930) return on equity 17.60%; Verimore Bank (#28930) net interest income $13.4 million; Verimore Bank (#28930) call report June 30, 2026.
Verimore Bank (#28930) noncurrent real-estate loans: none reported; Verimore Bank (#28930) net charge-offs on real estate 0.31%; Verimore Bank (#28930) residential charge-offs 0.78%.
Verimore Bank (#28930) net interest margin 4.40% against an eight-quarter Verimore Bank (#28930) average of 4.00% (Verimore Bank (#28930) compression -0.40 points); Verimore Bank (#28930) non-residential real estate 77.7% of equity; Verimore Bank (#28930) rate-exposure score 40/100, Verimore Bank (#28930) fixed-rate trap 40/100; Verimore Bank (#28930) risk type credit driven; Verimore Bank (#28930) rate regime rates elevated, Verimore Bank (#28930) snapshot October 19, 2026.
Verimore Bank (#28930) stress score moved from 49.1 on June 22, 2026 to 48 on October 19, 2026; Verimore Bank (#28930) ranged 48 to 49.1 over 116 snapshots.
Verimore Bank (#28930) alerts: 4 counties; top Verimore Bank (#28930) alert scores: Brookfield County, MO 18 (low); Eagleville County, MO 18 (low); Liberty County, MO 18 (low); Milan County, MO 18 (low).