Southern Hills Cmty Bank (FDIC #29749): Bank Stress & Real-Estate Credit Exposure
Southern Hills Cmty Bank (FDIC Cert #29749): bank stress 67/100, elevated, STABLE over 7 days.
Southern Hills Cmty Bank (#29749) lends in 3 counties across 1 state; Southern Hills Cmty Bank (#29749) reaches 37 ZIP codes: Ohio 3 counties, 37 ZIPs.
Southern Hills Cmty Bank (#29749) largest markets: Brown County, OH (40 branches, 20 ZIPs) (#29749), Highland County, OH (60 branches, 15 ZIPs) (#29749), Adams County, OH (26 branches, 13 ZIPs) (#29749).
Southern Hills Cmty Bank (#29749) reports $209.6 million in total assets; Southern Hills Cmty Bank (#29749) equity $27.5 million (13.1% of Southern Hills Cmty Bank (#29749) assets); Southern Hills Cmty Bank (#29749) domestic deposits $179.5 million; Southern Hills Cmty Bank (#29749) net income $641,000; Southern Hills Cmty Bank (#29749) return on assets 0.62%; Southern Hills Cmty Bank (#29749) return on equity 4.64%; Southern Hills Cmty Bank (#29749) net interest income $4.0 million; Southern Hills Cmty Bank (#29749) call report June 30, 2026.
Southern Hills Cmty Bank (#29749) noncurrent real-estate loans: none reported; Southern Hills Cmty Bank (#29749) net charge-offs on real estate 1.09%.
Southern Hills Cmty Bank (#29749) net interest margin 4.25% against an eight-quarter Southern Hills Cmty Bank (#29749) average of 4.09% (Southern Hills Cmty Bank (#29749) compression -0.16 points); Southern Hills Cmty Bank (#29749) rate-exposure score 40/100, Southern Hills Cmty Bank (#29749) fixed-rate trap 40/100; Southern Hills Cmty Bank (#29749) risk type credit driven; Southern Hills Cmty Bank (#29749) rate regime rates elevated, Southern Hills Cmty Bank (#29749) snapshot October 20, 2026.
Southern Hills Cmty Bank (#29749) stress score moved from 65.9 on June 22, 2026 to 67.1 on October 20, 2026; Southern Hills Cmty Bank (#29749) ranged 65.9 to 67.1 over 117 snapshots.
Southern Hills Cmty Bank (#29749) alerts: 3 counties; top Southern Hills Cmty Bank (#29749) alert scores: Lynchburg County, OH 23 (low); Ripley County, OH 23 (low); West Union County, OH 23 (low).