First Nb Of Raymond (FDIC #3830): Bank Stress & Real-Estate Credit Exposure
First Nb Of Raymond (FDIC Cert #3830): bank stress 73/100, elevated, STABLE over 7 days; parent RAYMOND BCORP INC.
First Nb Of Raymond (#3830) lends in 4 counties across 1 state; First Nb Of Raymond (#3830) reaches 89 ZIP codes: Illinois 4 counties, 89 ZIPs.
First Nb Of Raymond (#3830) largest markets: Sangamon County, IL (30 branches, 30 ZIPs) (#3830), Macoupin County, IL (56 branches, 28 ZIPs) (#3830), Montgomery County, IL (28 branches, 28 ZIPs) (#3830), Christian County, IL (20 branches, 20 ZIPs) (#3830).
First Nb Of Raymond (#3830) reports $187.1 million in total assets; First Nb Of Raymond (#3830) equity $14.0 million (7.5% of First Nb Of Raymond (#3830) assets); First Nb Of Raymond (#3830) domestic deposits $172.3 million; First Nb Of Raymond (#3830) net income $1.2 million; First Nb Of Raymond (#3830) return on assets 1.33%; First Nb Of Raymond (#3830) return on equity 17.69%; First Nb Of Raymond (#3830) net interest income $3.2 million; First Nb Of Raymond (#3830) call report June 30, 2026.
First Nb Of Raymond (#3830) noncurrent real-estate loans: none reported; First Nb Of Raymond (#3830) net charge-offs on real estate 0.55%.
First Nb Of Raymond (#3830) net interest margin 3.62% against an eight-quarter First Nb Of Raymond (#3830) average of 3.45% (First Nb Of Raymond (#3830) compression -0.17 points); First Nb Of Raymond (#3830) rate-exposure score 40/100, First Nb Of Raymond (#3830) fixed-rate trap 40/100; First Nb Of Raymond (#3830) risk type credit driven; First Nb Of Raymond (#3830) rate regime rates elevated, First Nb Of Raymond (#3830) snapshot October 19, 2026.
First Nb Of Raymond (#3830) stress score moved from 69.5 on June 22, 2026 to 72.9 on October 19, 2026; First Nb Of Raymond (#3830) ranged 69.5 to 72.9 over 116 snapshots.
First Nb Of Raymond (#3830) alerts: 4 counties; top First Nb Of Raymond (#3830) alert scores: Morrisonville County, IL 26 (low); Pawnee County, IL 26 (low); Raymond County, IL 26 (low); Virden County, IL 26 (low).