First Bankers Trust Co NA (FDIC #16501): Bank Stress & Real-Estate Credit Exposure
First Bankers Trust Co NA (FDIC Cert #16501): bank stress 87/100, severe, STABLE over 7 days; parent FIRST BANKERS TRUSTSHARES INC.
First Bankers Trust Co NA (#16501) lends in 5 counties across 1 state; First Bankers Trust Co NA (#16501) reaches 85 ZIP codes: Illinois 5 counties, 85 ZIPs.
First Bankers Trust Co NA (#16501) largest markets: Sangamon County, IL (30 branches, 30 ZIPs) (#16501), Adams County, IL (115 branches, 23 ZIPs) (#16501), Hancock County, IL (20 branches, 20 ZIPs) (#16501), Mcdonough County, IL (17 branches, 17 ZIPs) (#16501), Schuyler County, IL (12 branches, 12 ZIPs) (#16501).
First Bankers Trust Co NA (#16501) reports $1.22 billion in total assets; First Bankers Trust Co NA (#16501) equity $87.5 million (7.1% of First Bankers Trust Co NA (#16501) assets); First Bankers Trust Co NA (#16501) domestic deposits $1.04 billion; First Bankers Trust Co NA (#16501) net income $4.2 million; First Bankers Trust Co NA (#16501) return on assets 0.68%; First Bankers Trust Co NA (#16501) return on equity 9.58%; First Bankers Trust Co NA (#16501) net interest income $16.9 million; First Bankers Trust Co NA (#16501) call report June 30, 2026.
First Bankers Trust Co NA (#16501) noncurrent real-estate loans 0.01% of its book; First Bankers Trust Co NA (#16501) residential 0.03%; First Bankers Trust Co NA (#16501) net charge-offs on real estate 1.48%; First Bankers Trust Co NA (#16501) residential charge-offs 2.88%.
First Bankers Trust Co NA (#16501) net interest margin 2.93% against an eight-quarter First Bankers Trust Co NA (#16501) average of 2.63% (First Bankers Trust Co NA (#16501) compression -0.30 points); First Bankers Trust Co NA (#16501) real-estate loans 1.5% of equity; First Bankers Trust Co NA (#16501) non-residential real estate 287.6% of equity; First Bankers Trust Co NA (#16501) rate-exposure score 40/100, First Bankers Trust Co NA (#16501) fixed-rate trap 40/100; First Bankers Trust Co NA (#16501) risk type credit driven; First Bankers Trust Co NA (#16501) rate regime rates elevated, First Bankers Trust Co NA (#16501) snapshot October 19, 2026.
First Bankers Trust Co NA (#16501) stress score moved from 84.6 on June 22, 2026 to 87 on October 20, 2026; First Bankers Trust Co NA (#16501) ranged 84.6 to 87 over 117 snapshots.
First Bankers Trust Co NA (#16501) alerts: 5 counties; top First Bankers Trust Co NA (#16501) alert scores: Carthage County, IL 29 (low); Macomb County, IL 29 (low); Quincy County, IL 29 (low); Rushville County, IL 29 (low); Springfield County, IL 29 (low).