Platte Valley Bank (FDIC #5442): Bank Stress & Real-Estate Credit Exposure
Platte Valley Bank (FDIC Cert #5442): bank stress 53/100, moderate, STABLE over 7 days; parent PLATTE VALLEY FINL SERVICE COMPANIES.
Platte Valley Bank (#5442) lends in 4 counties across 1 state; Platte Valley Bank (#5442) reaches 42 ZIP codes: Wyoming 4 counties, 42 ZIPs.
Platte Valley Bank (#5442) largest markets: Natrona County, WY (28 branches, 14 ZIPs) (#5442), Laramie County, WY (26 branches, 13 ZIPs) (#5442), Goshen County, WY (12 branches, 12 ZIPs) (#5442), Platte County, WY (5 branches, 5 ZIPs) (#5442).
Platte Valley Bank (#5442) reports $809.2 million in total assets; Platte Valley Bank (#5442) equity $77.6 million (9.6% of Platte Valley Bank (#5442) assets); Platte Valley Bank (#5442) domestic deposits $693.0 million; Platte Valley Bank (#5442) net income $7.8 million; Platte Valley Bank (#5442) return on assets 1.95%; Platte Valley Bank (#5442) return on equity 20.79%; Platte Valley Bank (#5442) net interest income $20.5 million; Platte Valley Bank (#5442) call report June 30, 2026.
Platte Valley Bank (#5442) noncurrent real-estate loans: none reported; Platte Valley Bank (#5442) net charge-offs on real estate 0.29%; Platte Valley Bank (#5442) residential charge-offs 0.08%.
Platte Valley Bank (#5442) net interest margin 5.37% against an eight-quarter Platte Valley Bank (#5442) average of 5.00% (Platte Valley Bank (#5442) compression -0.37 points); Platte Valley Bank (#5442) non-residential real estate 7.9% of equity; Platte Valley Bank (#5442) rate-exposure score 40/100, Platte Valley Bank (#5442) fixed-rate trap 40/100; Platte Valley Bank (#5442) risk type credit driven; Platte Valley Bank (#5442) rate regime rates elevated, Platte Valley Bank (#5442) snapshot October 20, 2026.
Platte Valley Bank (#5442) stress score moved from 49.7 on June 22, 2026 to 53 on October 20, 2026; Platte Valley Bank (#5442) ranged 49.7 to 53 over 117 snapshots.
Platte Valley Bank (#5442) alerts: 4 counties; top Platte Valley Bank (#5442) alert scores: Casper County, WY 21 (low); Cheyenne County, WY 21 (low); Torrington County, WY 21 (low); Wheatland County, WY 21 (low).