New Horizon Bank NA (FDIC #58857): Bank Stress & Real-Estate Credit Exposure
New Horizon Bank NA (FDIC Cert #58857): bank stress 92/100, severe, STABLE over 7 days; parent CSBH LLC.
New Horizon Bank NA (#58857) lends in 3 counties across 1 state; New Horizon Bank NA (#58857) reaches 37 ZIP codes: Virginia 3 counties, 37 ZIPs.
New Horizon Bank NA (#58857) largest markets: Henrico County, VA (17 branches, 17 ZIPs) (#58857), Norfolk County, VA (15 branches, 15 ZIPs) (#58857), Powhatan County, VA (5 branches, 5 ZIPs) (#58857).
New Horizon Bank NA (#58857) reports $359.3 million in total assets; New Horizon Bank NA (#58857) equity $33.2 million (9.2% of New Horizon Bank NA (#58857) assets); New Horizon Bank NA (#58857) domestic deposits $286.4 million; New Horizon Bank NA (#58857) net income minus $581,000; New Horizon Bank NA (#58857) return on assets -0.39%; New Horizon Bank NA (#58857) return on equity -3.46%; New Horizon Bank NA (#58857) net interest income $5.5 million; New Horizon Bank NA (#58857) call report June 30, 2026.
New Horizon Bank NA (#58857) noncurrent real-estate loans 0.19% of its book; New Horizon Bank NA (#58857) residential 0.31%; New Horizon Bank NA (#58857) net charge-offs on real estate 0.09%.
New Horizon Bank NA (#58857) net interest margin 3.88% against an eight-quarter New Horizon Bank NA (#58857) average of 3.59% (New Horizon Bank NA (#58857) compression -0.29 points); New Horizon Bank NA (#58857) real-estate loans 19.1% of equity; New Horizon Bank NA (#58857) rate-exposure score 40/100, New Horizon Bank NA (#58857) fixed-rate trap 40/100; New Horizon Bank NA (#58857) risk type credit driven; New Horizon Bank NA (#58857) rate regime rates elevated, New Horizon Bank NA (#58857) snapshot October 20, 2026.
New Horizon Bank NA (#58857) stress score moved from 81.4 on June 22, 2026 to 92 on October 20, 2026; New Horizon Bank NA (#58857) ranged 81.4 to 92 over 117 snapshots.
New Horizon Bank NA (#58857) alerts: 3 counties; top New Horizon Bank NA (#58857) alert scores: Norfolk County, VA 45 (moderate); Richmond County, VA 42 (moderate); Powhatan County, VA 36 (moderate).