First Nb Of Bellevue (FDIC #6528): Bank Stress & Real-Estate Credit Exposure
First Nb Of Bellevue (FDIC Cert #6528): bank stress 78/100, severe, STABLE over 7 days; parent FIRST BANCSHARES INC.
First Nb Of Bellevue (#6528) lends in 4 counties across 1 state; First Nb Of Bellevue (#6528) reaches 49 ZIP codes: Ohio 4 counties, 49 ZIPs.
First Nb Of Bellevue (#6528) largest markets: Ottawa County, OH (60 branches, 20 ZIPs) (#6528), Sandusky County, OH (34 branches, 17 ZIPs) (#6528), Huron County, OH (28 branches, 14 ZIPs) (#6528), Erie County, OH (26 branches, 13 ZIPs) (#6528).
First Nb Of Bellevue (#6528) reports $309.7 million in total assets; First Nb Of Bellevue (#6528) equity $29.3 million (9.5% of First Nb Of Bellevue (#6528) assets); First Nb Of Bellevue (#6528) domestic deposits $276.8 million; First Nb Of Bellevue (#6528) net income $1.1 million; First Nb Of Bellevue (#6528) return on assets 0.71%; First Nb Of Bellevue (#6528) return on equity 7.56%; First Nb Of Bellevue (#6528) net interest income $5.6 million; First Nb Of Bellevue (#6528) call report June 30, 2026.
First Nb Of Bellevue (#6528) noncurrent real-estate loans 0.01% of its book; First Nb Of Bellevue (#6528) net charge-offs on real estate 2.05%; First Nb Of Bellevue (#6528) residential charge-offs 3.16%.
First Nb Of Bellevue (#6528) net interest margin 3.91% against an eight-quarter First Nb Of Bellevue (#6528) average of 3.54% (First Nb Of Bellevue (#6528) compression -0.37 points); First Nb Of Bellevue (#6528) real-estate loans 0.5% of equity; First Nb Of Bellevue (#6528) non-residential real estate 316.4% of equity; First Nb Of Bellevue (#6528) rate-exposure score 40/100, First Nb Of Bellevue (#6528) fixed-rate trap 40/100; First Nb Of Bellevue (#6528) risk type credit driven; First Nb Of Bellevue (#6528) rate regime rates elevated, First Nb Of Bellevue (#6528) snapshot October 19, 2026.
First Nb Of Bellevue (#6528) stress score moved from 80.4 on June 22, 2026 to 78.3 on October 20, 2026; First Nb Of Bellevue (#6528) ranged 78.3 to 80.4 over 117 snapshots.
First Nb Of Bellevue (#6528) alerts: 4 counties; top First Nb Of Bellevue (#6528) alert scores: Sandusky County, OH 52 (elevated); Fremont County, OH 25 (low); Norwalk County, OH 25 (low); Put In Bay County, OH 25 (low).