White State Bank (FDIC #8519): Bank Stress & Real-Estate Credit Exposure

White State Bank (FDIC Cert #8519): bank stress 55/100, moderate, STABLE over 7 days; parent COUNTRY BCORP.

White State Bank (#8519) lends in 3 counties across 1 state; White State Bank (#8519) reaches 41 ZIP codes: Iowa 3 counties, 41 ZIPs.

White State Bank (#8519) largest markets: Keokuk County, IA (21 branches, 21 ZIPs) (#8519), Washington County, IA (13 branches, 13 ZIPs) (#8519), Henry County, IA (12 branches, 12 ZIPs) (#8519).

White State Bank (#8519) reports $109.0 million in total assets; White State Bank (#8519) equity $12.0 million (11.0% of White State Bank (#8519) assets); White State Bank (#8519) domestic deposits $96.4 million; White State Bank (#8519) net income $860,000; White State Bank (#8519) return on assets 1.62%; White State Bank (#8519) return on equity 14.48%; White State Bank (#8519) net interest income $1.8 million; White State Bank (#8519) call report June 30, 2026.

White State Bank (#8519) noncurrent real-estate loans: none reported; White State Bank (#8519) net charge-offs on real estate 1.98%.

White State Bank (#8519) net interest margin 3.54% against an eight-quarter White State Bank (#8519) average of 3.36% (White State Bank (#8519) compression -0.18 points); White State Bank (#8519) rate-exposure score 40/100, White State Bank (#8519) fixed-rate trap 40/100; White State Bank (#8519) risk type credit driven; White State Bank (#8519) rate regime rates elevated, White State Bank (#8519) snapshot October 19, 2026.

White State Bank (#8519) stress score moved from 55.2 on June 22, 2026 to 54.5 on October 20, 2026; White State Bank (#8519) ranged 54.5 to 55.2 over 117 snapshots.

White State Bank (#8519) alerts: 3 counties; top White State Bank (#8519) alert scores: Crawfordsville County, IA 20 (low); South English County, IA 20 (low); Wayland County, IA 20 (low).