Kerndt Brothers Savings Bank (FDIC #8761): Bank Stress & Real-Estate Credit Exposure
Kerndt Brothers Savings Bank (FDIC Cert #8761): bank stress 38/100, contained, STABLE over 7 days; parent KERNDT BANK SERVICES INC.
Kerndt Brothers Savings Bank (#8761) lends in 4 counties across 1 state; Kerndt Brothers Savings Bank (#8761) reaches 67 ZIP codes: Iowa 4 counties, 67 ZIPs.
Kerndt Brothers Savings Bank (#8761) largest markets: Linn County, IA (30 branches, 30 ZIPs) (#8761), Fayette County, IA (48 branches, 24 ZIPs) (#8761), Winneshiek County, IA (12 branches, 12 ZIPs) (#8761), Allamakee County, IA (20 branches, 10 ZIPs) (#8761).
Kerndt Brothers Savings Bank (#8761) reports $347.2 million in total assets; Kerndt Brothers Savings Bank (#8761) equity $37.8 million (10.9% of Kerndt Brothers Savings Bank (#8761) assets); Kerndt Brothers Savings Bank (#8761) domestic deposits $282.8 million; Kerndt Brothers Savings Bank (#8761) net income $4.3 million; Kerndt Brothers Savings Bank (#8761) return on assets 2.48%; Kerndt Brothers Savings Bank (#8761) return on equity 23.23%; Kerndt Brothers Savings Bank (#8761) net interest income $5.7 million; Kerndt Brothers Savings Bank (#8761) call report June 30, 2026.
Kerndt Brothers Savings Bank (#8761) noncurrent real-estate loans: none reported; Kerndt Brothers Savings Bank (#8761) net charge-offs on real estate 0.48%.
Kerndt Brothers Savings Bank (#8761) net interest margin 3.55% against an eight-quarter Kerndt Brothers Savings Bank (#8761) average of 3.11% (Kerndt Brothers Savings Bank (#8761) compression -0.44 points); Kerndt Brothers Savings Bank (#8761) rate-exposure score 40/100, Kerndt Brothers Savings Bank (#8761) fixed-rate trap 40/100; Kerndt Brothers Savings Bank (#8761) risk type rate trapped; Kerndt Brothers Savings Bank (#8761) rate regime rates elevated, Kerndt Brothers Savings Bank (#8761) snapshot October 20, 2026.
Kerndt Brothers Savings Bank (#8761) stress score moved from 36.9 on June 22, 2026 to 37.9 on October 20, 2026; Kerndt Brothers Savings Bank (#8761) ranged 36.9 to 37.9 over 117 snapshots.
Kerndt Brothers Savings Bank (#8761) alerts: 4 counties; top Kerndt Brothers Savings Bank (#8761) alert scores: Cedar Rapids County, IA 17 (low); Decorah County, IA 17 (low); Waukon County, IA 17 (low); West Union County, IA 17 (low).