Bank Of Advance (FDIC #9369): Bank Stress & Real-Estate Credit Exposure

Bank Of Advance (FDIC Cert #9369): bank stress 31/100, contained, STABLE over 7 days; parent MILES BANCSHARES INC.

Bank Of Advance (#9369) lends in 3 counties across 2 states; Bank Of Advance (#9369) reaches 45 ZIP codes: Missouri 2 counties, 25 ZIPs; Illinois 1 county, 20 ZIPs.

Bank Of Advance (#9369) largest markets: Hancock County, IL (20 branches, 20 ZIPs) (#9369), Scott County, MO (14 branches, 14 ZIPs) (#9369), Stoddard County, MO (70 branches, 14 ZIPs) (#9369).

Bank Of Advance (#9369) reports $509.9 million in total assets; Bank Of Advance (#9369) equity $66.9 million (13.1% of Bank Of Advance (#9369) assets); Bank Of Advance (#9369) domestic deposits $438.7 million; Bank Of Advance (#9369) net income $6.2 million; Bank Of Advance (#9369) return on assets 2.42%; Bank Of Advance (#9369) return on equity 19.57%; Bank Of Advance (#9369) net interest income $11.8 million; Bank Of Advance (#9369) call report June 30, 2026.

Bank Of Advance (#9369) noncurrent real-estate loans 0.04% of its book; Bank Of Advance (#9369) net charge-offs on real estate 0.67%; Bank Of Advance (#9369) residential charge-offs 0.51%.

Bank Of Advance (#9369) net interest margin 4.87% against an eight-quarter Bank Of Advance (#9369) average of 4.56% (Bank Of Advance (#9369) compression -0.31 points); Bank Of Advance (#9369) real-estate loans 4.0% of equity; Bank Of Advance (#9369) non-residential real estate 51.3% of equity; Bank Of Advance (#9369) rate-exposure score 40/100, Bank Of Advance (#9369) fixed-rate trap 40/100; Bank Of Advance (#9369) risk type rate trapped; Bank Of Advance (#9369) rate regime rates elevated, Bank Of Advance (#9369) snapshot October 20, 2026.

Bank Of Advance (#9369) stress score moved from 32.9 on June 22, 2026 to 31.2 on October 20, 2026; Bank Of Advance (#9369) ranged 31.2 to 32.9 over 117 snapshots.

Bank Of Advance (#9369) alerts: 3 counties; top Bank Of Advance (#9369) alert scores: Bowen County, MO 14 (low); Chaffee County, MO 14 (low); Dexter County, MO 14 (low).