Town&Country Bank Midwest (FDIC #10460): Bank Stress & Real-Estate Credit Exposure
Town&Country Bank Midwest (FDIC Cert #10460): bank stress 22/100, contained, STABLE over 7 days; parent R DEAN PHILLIPS BK TR DATED 11-19-2004.
Town&Country Bank Midwest (#10460) lends in 3 counties across 2 states; Town&Country Bank Midwest (#10460) reaches 49 ZIP codes: Illinois 2 counties, 37 ZIPs; Missouri 1 county, 12 ZIPs.
Town&Country Bank Midwest (#10460) largest markets: Adams County, IL (69 branches, 23 ZIPs) (#10460), Hancock County, IL (20 branches, 20 ZIPs) (#10460), Lewis County, MO (24 branches, 12 ZIPs) (#10460).
Town&Country Bank Midwest (#10460) reports $279.3 million in total assets; Town&Country Bank Midwest (#10460) equity $41.7 million (14.9% of Town&Country Bank Midwest (#10460) assets); Town&Country Bank Midwest (#10460) domestic deposits $237.0 million; Town&Country Bank Midwest (#10460) net income $4.5 million; Town&Country Bank Midwest (#10460) return on assets 3.19%; Town&Country Bank Midwest (#10460) return on equity 21.97%; Town&Country Bank Midwest (#10460) net interest income $7.0 million; Town&Country Bank Midwest (#10460) call report June 30, 2026.
Town&Country Bank Midwest (#10460) noncurrent real-estate loans: none reported; Town&Country Bank Midwest (#10460) net charge-offs on real estate 0.23%.
Town&Country Bank Midwest (#10460) net interest margin 5.20% against an eight-quarter Town&Country Bank Midwest (#10460) average of 5.26% (Town&Country Bank Midwest (#10460) compression 0.06 points); Town&Country Bank Midwest (#10460) rate-exposure score 40/100, Town&Country Bank Midwest (#10460) fixed-rate trap 40/100; Town&Country Bank Midwest (#10460) risk type rate trapped; Town&Country Bank Midwest (#10460) rate regime rates elevated, Town&Country Bank Midwest (#10460) snapshot October 19, 2026.
Town&Country Bank Midwest (#10460) stress score moved from 22.8 on June 22, 2026 to 21.9 on October 19, 2026; Town&Country Bank Midwest (#10460) ranged 21.9 to 22.8 over 116 snapshots.
Town&Country Bank Midwest (#10460) alerts: 3 counties; top Town&Country Bank Midwest (#10460) alert scores: La Grange County, IL 15 (low); Quincy County, IL 15 (low); Warsaw County, IL 15 (low).