Homebank (FDIC #14492): Bank Stress & Real-Estate Credit Exposure
Homebank (FDIC Cert #14492): bank stress 50/100, moderate, STABLE over 7 days; parent BYRON B WEBB INC.
Homebank (#14492) lends in 7 counties across 2 states; Homebank (#14492) reaches 90 ZIP codes: Missouri 6 counties, 67 ZIPs; Illinois 1 county, 23 ZIPs.
Homebank (#14492) largest markets: Adams County, IL (46 branches, 23 ZIPs) (#14492), St. Charles County, MO (15 branches, 15 ZIPs) (#14492), Audrain County, MO (14 branches, 14 ZIPs) (#14492), Boone County, MO (13 branches, 13 ZIPs) (#14492), Lewis County, MO (12 branches, 12 ZIPs) (#14492), Pike County, MO (12 branches, 12 ZIPs) (#14492).
Homebank (#14492) reports $733.3 million in total assets; Homebank (#14492) equity $68.8 million (9.4% of Homebank (#14492) assets); Homebank (#14492) domestic deposits $604.3 million; Homebank (#14492) net income $7.7 million; Homebank (#14492) return on assets 2.12%; Homebank (#14492) return on equity 22.91%; Homebank (#14492) net interest income $15.8 million; Homebank (#14492) call report June 30, 2026.
Homebank (#14492) noncurrent real-estate loans: none reported; Homebank (#14492) net charge-offs on real estate 0.34%; Homebank (#14492) commercial charge-offs 100.00%.
Homebank (#14492) net interest margin 4.73% against an eight-quarter Homebank (#14492) average of 4.56% (Homebank (#14492) compression -0.17 points); Homebank (#14492) commercial real estate 10000.0% of equity; Homebank (#14492) rate-exposure score 90/100, Homebank (#14492) fixed-rate trap 90/100; Homebank (#14492) risk type cre heavy; Homebank (#14492) rate regime rates elevated, Homebank (#14492) snapshot October 20, 2026.
Homebank (#14492) stress score moved from 52.9 on June 22, 2026 to 50.4 on October 20, 2026; Homebank (#14492) ranged 50.4 to 52.9 over 117 snapshots.
Homebank (#14492) alerts: 7 counties; top Homebank (#14492) alert scores: Bowling Green County, MO 18 (low); Canton County, MO 18 (low); Centralia County, MO 18 (low); Mexico County, MO 18 (low); O Fallon County, MO 18 (low).