Welch Stb Of Welch Okla (FDIC #9472): Bank Stress & Real-Estate Credit Exposure
Welch Stb Of Welch Okla (FDIC Cert #9472): bank stress 59/100, moderate, STABLE over 7 days; parent WELCH BANCSHARES INC.
Welch Stb Of Welch Okla (#9472) lends in 4 counties across 1 state; Welch Stb Of Welch Okla (#9472) reaches 33 ZIP codes: Oklahoma 4 counties, 33 ZIPs.
Welch Stb Of Welch Okla (#9472) largest markets: Mayes County, OK (17 branches, 17 ZIPs) (#9472), Craig County, OK (20 branches, 10 ZIPs) (#9472), Ottawa County, OK (20 branches, 10 ZIPs) (#9472), Nowata County, OK (7 branches, 7 ZIPs) (#9472).
Welch Stb Of Welch Okla (#9472) reports $449.8 million in total assets; Welch Stb Of Welch Okla (#9472) equity $42.5 million (9.5% of Welch Stb Of Welch Okla (#9472) assets); Welch Stb Of Welch Okla (#9472) domestic deposits $394.6 million; Welch Stb Of Welch Okla (#9472) net income $3.7 million; Welch Stb Of Welch Okla (#9472) return on assets 1.67%; Welch Stb Of Welch Okla (#9472) return on equity 17.88%; Welch Stb Of Welch Okla (#9472) net interest income $9.9 million; Welch Stb Of Welch Okla (#9472) call report June 30, 2026.
Welch Stb Of Welch Okla (#9472) noncurrent real-estate loans: none reported; Welch Stb Of Welch Okla (#9472) residential -0.15%; Welch Stb Of Welch Okla (#9472) net charge-offs on real estate 0.56%; Welch Stb Of Welch Okla (#9472) residential charge-offs 0.03%.
Welch Stb Of Welch Okla (#9472) net interest margin 4.87% against an eight-quarter Welch Stb Of Welch Okla (#9472) average of 4.47% (Welch Stb Of Welch Okla (#9472) compression -0.40 points); Welch Stb Of Welch Okla (#9472) non-residential real estate 2.6% of equity; Welch Stb Of Welch Okla (#9472) rate-exposure score 40/100, Welch Stb Of Welch Okla (#9472) fixed-rate trap 40/100; Welch Stb Of Welch Okla (#9472) risk type credit driven; Welch Stb Of Welch Okla (#9472) rate regime rates elevated, Welch Stb Of Welch Okla (#9472) snapshot October 19, 2026.
Welch Stb Of Welch Okla (#9472) stress score moved from 59.2 on June 22, 2026 to 59.1 on October 19, 2026; Welch Stb Of Welch Okla (#9472) ranged 59.1 to 59.2 over 116 snapshots.
Welch Stb Of Welch Okla (#9472) alerts: 4 counties; top Welch Stb Of Welch Okla (#9472) alert scores: Chouteau County, OK 20 (low); Miami County, OK 20 (low); South Coffeyville County, OK 20 (low); Welch County, OK 20 (low).