Bank Of Commerce (FDIC #13274): Bank Stress & Real-Estate Credit Exposure
Bank Of Commerce (FDIC Cert #13274): bank stress 45/100, moderate, STABLE over 7 days; parent COMMERCE BANCSHARES INC.
Bank Of Commerce (#13274) lends in 3 counties across 1 state; Bank Of Commerce (#13274) reaches 64 ZIP codes: Oklahoma 3 counties, 64 ZIPs.
Bank Of Commerce (#13274) largest markets: Tulsa County, OK (43 branches, 43 ZIPs) (#13274), Mayes County, OK (34 branches, 17 ZIPs) (#13274), Rogers County, OK (36 branches, 12 ZIPs) (#13274).
Bank Of Commerce (#13274) reports $203.2 million in total assets; Bank Of Commerce (#13274) equity $25.2 million (12.4% of Bank Of Commerce (#13274) assets); Bank Of Commerce (#13274) domestic deposits $174.5 million; Bank Of Commerce (#13274) net income $1.8 million; Bank Of Commerce (#13274) return on assets 1.83%; Bank Of Commerce (#13274) return on equity 14.92%; Bank Of Commerce (#13274) net interest income $5.6 million; Bank Of Commerce (#13274) call report June 30, 2026.
Bank Of Commerce (#13274) noncurrent real-estate loans: none reported; Bank Of Commerce (#13274) net charge-offs on real estate 0.85%; Bank Of Commerce (#13274) residential charge-offs 1.23%.
Bank Of Commerce (#13274) net interest margin 6.09% against an eight-quarter Bank Of Commerce (#13274) average of 6.09% (Bank Of Commerce (#13274) compression 0.00 points); Bank Of Commerce (#13274) non-residential real estate 123.1% of equity; Bank Of Commerce (#13274) rate-exposure score 40/100, Bank Of Commerce (#13274) fixed-rate trap 40/100; Bank Of Commerce (#13274) risk type credit driven; Bank Of Commerce (#13274) rate regime rates elevated, Bank Of Commerce (#13274) snapshot October 20, 2026.
Bank Of Commerce (#13274) stress score moved from 47 on June 22, 2026 to 45.4 on October 20, 2026; Bank Of Commerce (#13274) ranged 45.4 to 47 over 117 snapshots.
Bank Of Commerce (#13274) alerts: 3 counties; top Bank Of Commerce (#13274) alert scores: Tulsa County, OK 34 (low); Claremore County, OK 17 (low); Pryor County, OK 17 (low).