Blue Sky Bank (FDIC #14899): Bank Stress & Real-Estate Credit Exposure
Blue Sky Bank (FDIC Cert #14899): bank stress 73/100, elevated, STABLE over 7 days; parent N B C BANCSHARES PAWHUSKA INC.
Blue Sky Bank (#14899) lends in 11 counties across 2 states; Blue Sky Bank (#14899) reaches 305 ZIP codes: Oklahoma 9 counties, 139 ZIPs; Texas 2 counties, 166 ZIPs.
Blue Sky Bank (#14899) largest markets: Dallas County, TX (95 branches, 95 ZIPs) (#14899), Tarrant County, TX (76 branches, 76 ZIPs) (#14899), Tulsa County, OK (86 branches, 43 ZIPs) (#14899), Osage County, OK (44 branches, 22 ZIPs) (#14899), Washita County, OK (18 branches, 18 ZIPs) (#14899), Caddo County, OK (17 branches, 17 ZIPs) (#14899).
Blue Sky Bank (#14899) reports $1.35 billion in total assets; Blue Sky Bank (#14899) equity $131.0 million (9.7% of Blue Sky Bank (#14899) assets); Blue Sky Bank (#14899) domestic deposits $1.12 billion; Blue Sky Bank (#14899) net income $6.3 million; Blue Sky Bank (#14899) return on assets 0.95%; Blue Sky Bank (#14899) return on equity 9.96%; Blue Sky Bank (#14899) net interest income $27.5 million; Blue Sky Bank (#14899) call report June 30, 2026.
Blue Sky Bank (#14899) noncurrent real-estate loans 0.04% of its book; Blue Sky Bank (#14899) residential 0.07%; Blue Sky Bank (#14899) net charge-offs on real estate 2.75%; Blue Sky Bank (#14899) multifamily charge-offs 19.19%; Blue Sky Bank (#14899) residential charge-offs 1.22%.
Blue Sky Bank (#14899) net interest margin 4.45% against an eight-quarter Blue Sky Bank (#14899) average of 4.55% (Blue Sky Bank (#14899) compression 0.11 points); Blue Sky Bank (#14899) real-estate loans 3.9% of equity; Blue Sky Bank (#14899) non-residential real estate 122.0% of equity; Blue Sky Bank (#14899) rate-exposure score 40/100, Blue Sky Bank (#14899) fixed-rate trap 40/100; Blue Sky Bank (#14899) risk type credit driven; Blue Sky Bank (#14899) rate regime rates elevated, Blue Sky Bank (#14899) snapshot October 19, 2026.
Blue Sky Bank (#14899) stress score moved from 73.4 on June 22, 2026 to 72.7 on October 19, 2026; Blue Sky Bank (#14899) ranged 72.7 to 73.4 over 116 snapshots.
Blue Sky Bank (#14899) alerts: 11 counties; top Blue Sky Bank (#14899) alert scores: Cleveland County, OK 42 (moderate); Tulsa County, OK 39 (moderate); Wagoner County, OK 30 (low); Addison County, OK 23 (low); Cordell County, OK 23 (low).