Adair County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Adair County, IA distress report, 2026: 14 ZIPs scored in Adair, IA, Adair, IA average 14/100; the top Adair, IA ZIP is 50837 at 17/100; Adair, IA market phase peak, Adair, IA prices +2.5% year over year.
- Adair, IA ranks #3,135 nationally (opportunity index); Adair, IA #97 in Iowa; Adair, IA index 21.7.
- Adair, IA: no CFPB county sample; Adair, IA non-metro area reading 0.7%.
- Adair, IA ZIP phases: 14 peak.
- Adair, IA residential listings tracked: 1 across 5 ZIPs; Adair, IA candidate listings 1.
- Adair, IA lenders on watch: 4; largest Adair, IA footprint Union State Bank (3 branches).
- Adair, IA most distressed ZIP: 50837 at 17/100.
Adair, IA figures: DLRadar distress index; Adair, IA inputs: CFPB, FHFA, HUD, FDIC; Adair, IA rebuilt as sources refresh.
| Rank | Adair, IA ZIP | Score |
|---|---|---|
| 1 | 50837 | 17/100 |
| 2 | 50846 | 17/100 |
| 3 | 50849 | 17/100 |
| 4 | 50858 | 17/100 |
| 5 | 50070 | 15/100 |
| 6 | 50155 | 15/100 |
| 7 | 50273 | 15/100 |
| 8 | 50020 | 14/100 |
| 9 | 50250 | 12/100 |
| 10 | 50859 | 12/100 |
| 11 | 50801 | 11/100 |
| 12 | 50002 | 9/100 |
Most distressed Adair, IA ZIPs (0-100, 2026)
Mortgage delinquency around Adair, IA
No CFPB county sample covers Adair, IA; the non-metro area reading for Adair, IA: 0.7% ninety-plus; Adair, IA area thirty-to-eighty-nine 2.1% (December 2025, Adair, IA); Iowa overall 0.9%.
Opportunity index: Adair, IA
Adair, IA index 21.7, Adair, IA phase weak; Adair, IA primary driver bank institutional, Adair, IA second driver vacancy. Adair, IA components: property stress 13.6, foreclosure pressure 13.0, listing discounts 3.5, bank stress 55.2, insurance 0.0; Adair, IA pulse 27.5; Adair, IA capital opportunity 13.1.
ZIP market phases inside Adair, IA
14 Adair, IA ZIPs carry a price-cycle phase; Adair, IA ZIPs by phase (Adair, IA), deepest drawdown first: peak, +2.3% YoY (Adair, IA): 50002, 50164, 50250; peak, +2.5% YoY (Adair, IA): 50020, 50801, 50837, 50846, Adair, IA 50849, 50858, 50859; peak, +2.2% YoY (Adair, IA): 50048, 50070; peak, +2.1% YoY (Adair, IA): 50155, 50273.
Residential listings by Adair, IA ZIP
Adair, IA ZIPs with the most tracked Adair, IA residential listings: 50849 1 listings, 1 candidates, bank pressure 49; 50250 0 listings, 0 candidates, bank pressure 57; 50837 0 listings, 0 candidates, bank pressure 52; 50846 0 listings, 0 candidates, bank pressure 49 (Adair, IA); 50858 0 listings, 0 candidates, bank pressure 49. Adair, IA totals: 1 listings; Adair, IA candidates 1; active ZIPs 1.
Lenders with branches in Adair, IA
Adair, IA lenders by branch count: Union State Bank (Adair, IA): stress 49, 3 branches low in Adair, IA; Farmers&Merchants State Bank (Adair, IA): stress 67, 2 branches low in Adair, IA; Fnb Bank (Adair, IA): stress 29, 2 branches low in Adair, IA; Rolling Hills Bank&Trust (Adair, IA): stress 51, 1 branch low in Adair, IA.
Vacancy and permits, Adair, IA
332 of 3,568 Adair, IA housing units are vacant; Adair, IA permits, twelve months: 5 multifamily units in Adair, IA, 41 one-to-four unit units.
Work Adair, IA at the parcel level
Every Adair, IA parcel carries owner and address; every Adair, IA parcel carries APN; Adair, IA distress scores sit on the Adair, IA live board.
Adair, IA figures refresh with each source.
Adair, IA questions
Most distressed ZIP code in Adair County, IA?
ZIP 50837 leads Adair, IA at 17/100; next in Adair, IA: 50846 at 17/100; the Adair, IA average is 14/100.
Where does Adair County, IA rank for investment opportunity?
Adair, IA is #3,135 among all ranked counties, #97 in Iowa; the Adair, IA driver is bank institutional; Adair, IA moved down 364 places.
How many mortgages are delinquent in Adair County, IA?
Adair, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Adair, IA.
Which banks lend in Adair County, IA?
4 watched lenders hold Adair, IA branches; the largest Adair, IA footprints are Union State Bank (3), Farmers&Merchants State Bank (2), Fnb Bank (2).
More on Adair, IA
Adair County, IA distress report: public-record figures for Adair, IA; not legal advice for Adair, IA; not tax or investment advice; verify every Adair, IA record before acting.