Adair County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Adair County, Kentucky? DLRadar grades every Adair County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Adair County breakdown.
- Adair County's most distressed ZIP is 42743 at 25/100.
- 11 ZIP codes tracked in Adair County, averaging 19/100 distress.
- Adair County reads expansion — home values up 5.3% year over year.
- Vacancy runs 14.4% across Adair County's tracked ZIPs, with a 19.9% poverty rate.
- The typical Adair County home is worth about $163,280 against a ~$48,714 median income.
- Lending headwind in Adair County sits at 17/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 42743 | 25/100 |
| 2 | 42742 | 22/100 |
| 3 | 42753 | 22/100 |
| 4 | 42715 | 21/100 |
| 5 | 42728 | 21/100 |
| 6 | 42741 | 21/100 |
| 7 | 42129 | 20/100 |
| 8 | 42539 | 17/100 |
| 9 | 42528 | 16/100 |
| 10 | 42733 | 14/100 |
| 11 | 42642 | 13/100 |
Most distressed ZIP codes in Adair County (composite distress 0-100, 2026)
What is driving Adair County distress
The Adair County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 19/100 ZIP average. No proprietary or modelled inputs enter the score.
Adair County market phase and pricing
The cycle in Adair County is expansion, with values up 5.3% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Adair County
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Frequently asked
Where is distress highest inside Adair County, KY?
ZIP 42743 leads Adair County at 25/100, recomputed monthly from public records.
Is Adair County expanding or contracting?
FHFA price-index movement places Adair County in expansion; prices are up 5.3% over twelve months.
How is the Adair County data sourced?
Each Adair County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 11 local ZIPs and every other county in the country.
How much do distress scores vary between Adair County ZIP codes?
A single county score papers over real variation. Across the Adair County ZIPs DLRadar ranks, scores run from 25/100 in 42743 down to 13/100 in 42642, against a Adair County average of 19/100. With 12 points between best and worst, county-level targeting in Adair County wastes effort.
What do Adair County home values and vacancy say about distressed supply?
The typical Adair County home carries about $163,280 of value against a median household income near $48,714. Vacancy across Adair County's tracked ZIPs runs 14.4% and the poverty rate is 19.9%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Adair County's foreclosure and lien filings and its 17/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.