Adair County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Adair County, OK distress report, 2026: 8 ZIPs scored in Adair, OK, Adair, OK average 18/100; the top Adair, OK ZIP is 74338 at 28/100; Adair, OK market phase peak, Adair, OK prices +1.1% year over year.
- Adair, OK ranks #1,513 nationally (opportunity index); Adair, OK #50 in Oklahoma; Adair, OK index 29.4.
- Adair, OK: no CFPB county sample; Adair, OK non-metro area reading 1.4%.
- Adair, OK ZIP phases: 8 peak.
- Adair, OK residential listings tracked: 4 across 4 ZIPs; Adair, OK candidate listings 1.
- Adair, OK HUD assisted properties: 1 with 19 units.
- Adair, OK lenders on watch: 2; largest Adair, OK footprint Carson Community Bank (2 branches).
- Adair, OK most distressed ZIP: 74338 at 28/100.
Adair, OK figures: DLRadar distress index; Adair, OK inputs: CFPB, FHFA, HUD, FDIC; Adair, OK rebuilt as sources refresh.
| Rank | Adair, OK ZIP | Score |
|---|---|---|
| 1 | 74338 | 28/100 |
| 2 | 74347 | 26/100 |
| 3 | 74457 | 21/100 |
| 4 | 74948 | 20/100 |
| 5 | 74931 | 13/100 |
| 6 | 74960 | 12/100 |
| 7 | 74964 | 12/100 |
| 8 | 74965 | 11/100 |
Most distressed Adair, OK ZIPs (0-100, 2026)
Mortgage delinquency around Adair, OK
No CFPB county sample covers Adair, OK; the non-metro area reading for Adair, OK: 1.4% ninety-plus; Adair, OK area thirty-to-eighty-nine 3.5% (December 2025, Adair, OK); Oklahoma overall 1.2%.
Opportunity index: Adair, OK
Adair, OK index 29.4, Adair, OK phase early_signal; Adair, OK primary driver vacancy, Adair, OK second driver bank institutional. Adair, OK components: property stress 16.2, foreclosure pressure 15.6, listing discounts 38.9, bank stress 65.8, insurance 0.0; Adair, OK pulse 32.0; Adair, OK capital opportunity 25.6; Adair, OK seven-day change -0.1%.
ZIP market phases inside Adair, OK
8 Adair, OK ZIPs carry a price-cycle phase; Adair, OK ZIPs by phase (Adair, OK), deepest drawdown first: peak, +3.0% YoY, 0.8% off peak (Adair, OK): 74948; peak, +1.5% YoY, 0.1% off peak (Adair, OK): 74931; peak, +1.1% YoY (Adair, OK): 74338, 74960, 74964, 74965; peak, +1.2% YoY (Adair, OK): 74347; peak, +1.8% YoY (Adair, OK): 74457.
Residential listings by Adair, OK ZIP
Adair, OK ZIPs with the most tracked Adair, OK residential listings: 74960 3 listings, 1 candidates, bank pressure 74; 74965 1 listings, 0 candidates, bank pressure 74; 74931 0 listings, 0 candidates, bank pressure 71; 74964 0 listings, 0 candidates, bank pressure 69 (Adair, OK). Adair, OK totals: 4 listings; Adair, OK candidates 1; active ZIPs 1.
HUD assisted housing in Adair, OK
1 assisted properties with 19 units sit in Adair, OK; largest Adair, OK properties: Davidson Heights (Stilwell) 19 units, 19 assisted.
Lenders with branches in Adair, OK
Adair, OK lenders by branch count: Carson Community Bank (Adair, OK): stress 66, 2 branches low in Adair, OK; Armstrong Bank (Adair, OK): stress 70, 1 branch low in Adair, OK.
Vacancy and permits, Adair, OK
1,015 of 8,148 Adair, OK housing units are vacant; Adair, OK permits, twelve months: 0 multifamily units in Adair, OK, 29 one-to-four unit units.
Work Adair, OK at the parcel level
Every Adair, OK parcel carries owner and address; every Adair, OK parcel carries APN; Adair, OK distress scores sit on the Adair, OK live board.
Adair, OK figures refresh with each source.
Adair, OK questions
Most distressed ZIP code in Adair County, OK?
ZIP 74338 leads Adair, OK at 28/100; next in Adair, OK: 74347 at 26/100; the Adair, OK average is 18/100.
Where does Adair County, OK rank for investment opportunity?
Adair, OK is #1,513 among all ranked counties, #50 in Oklahoma; the Adair, OK driver is vacancy; Adair, OK moved up 322 places.
How many mortgages are delinquent in Adair County, OK?
Adair, OK takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Adair, OK.
Which banks lend in Adair County, OK?
2 watched lenders hold Adair, OK branches; the largest Adair, OK footprints are Carson Community Bank (2), Armstrong Bank (1).
More on Adair, OK
Adair County, OK distress report: public-record figures for Adair, OK; not legal advice for Adair, OK; not tax or investment advice; verify every Adair, OK record before acting.