Adair County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Adair County, Oklahoma? DLRadar grades every Adair County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Adair County breakdown.
- Adair County's most distressed ZIP is 74338 at 27/100.
- 8 ZIP codes tracked in Adair County, averaging 21/100 distress.
- Adair County reads peak — home values up 1.1% year over year.
- Vacancy runs 16.3% across Adair County's tracked ZIPs, with a 19.9% poverty rate.
- The typical Adair County home is worth about $126,900 against a ~$48,973 median income.
- Lending headwind in Adair County sits at 79/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 74338 | 27/100 |
| 2 | 74347 | 26/100 |
| 3 | 74948 | 22/100 |
| 4 | 74457 | 21/100 |
| 5 | 74931 | 20/100 |
| 6 | 74960 | 19/100 |
| 7 | 74964 | 18/100 |
| 8 | 74965 | 17/100 |
Most distressed ZIP codes in Adair County (composite distress 0-100, 2026)
What is driving Adair County distress
DLRadar builds Adair County's distress picture only from records anyone can pull; its ZIPs average 21/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Adair County market phase and pricing
The cycle in Adair County is peak, with values up 1.1% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Adair County
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Frequently asked questions
Which ZIP code leads Adair County on distress?
ZIP 74338 leads Adair County at 27/100, recomputed monthly from public records.
Is Adair County expanding or contracting?
Adair County reads peak, with home prices up 1.1% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Adair County data sourced?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 8 ZIP codes in Adair County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Adair County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Adair County ZIPs DLRadar ranks, scores run from 27/100 in 74338 down to 17/100 in 74965, against a Adair County average of 21/100. The 10-point range is the argument for ZIP-level search across Adair County.
What do Adair County home values and vacancy say about distressed supply?
The typical Adair County home carries about $126,900 of value against a median household income near $48,973. Vacancy across Adair County's tracked ZIPs runs 16.3% and the poverty rate is 19.9%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Adair County's foreclosure and tax-lien filings and its 79/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.