Adams County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Adams County, ID distress report, 2026: 6 ZIPs scored in Adams, ID, Adams, ID average 13/100; the top Adams, ID ZIP is 83638 at 14/100; Adams, ID market phase peak, Adams, ID prices +1.5% year over year.
- Adams, ID ranks #106 nationally (opportunity index); Adams, ID #1 in Idaho; Adams, ID index 37.2.
- Adams, ID: no CFPB county sample; Adams, ID non-metro area reading 0.6%.
- Adams, ID ZIP phases: 6 peak.
- Adams, ID residential listings tracked: 7 across 4 ZIPs; Adams, ID candidate listings 3.
- Adams, ID lenders on watch: 1; largest Adams, ID footprint Idaho First Bank (1 branch).
- Adams, ID most distressed ZIP: 83638 at 14/100.
Adams, ID figures: DLRadar distress index; Adams, ID inputs: CFPB, FHFA, HUD, FDIC; Adams, ID rebuilt as sources refresh.
| Rank | Adams, ID ZIP | Score |
|---|---|---|
| 1 | 83638 | 14/100 |
| 2 | 83654 | 14/100 |
| 3 | 83610 | 13/100 |
| 4 | 83612 | 12/100 |
| 5 | 83632 | 12/100 |
| 6 | 83643 | 12/100 |
Most distressed Adams, ID ZIPs (0-100, 2026)
Mortgage delinquency around Adams, ID
No CFPB county sample covers Adams, ID; the non-metro area reading for Adams, ID: 0.6% ninety-plus; Adams, ID area thirty-to-eighty-nine 1.8% (December 2025, Adams, ID); Idaho overall 0.6%.
Opportunity index: Adams, ID
Adams, ID index 37.2, Adams, ID phase strong_buy; Adams, ID primary driver vacancy, Adams, ID second driver bank institutional. Adams, ID components: property stress 37.3, foreclosure pressure 42.9, listing discounts 28.9, bank stress 67.1, insurance 0.0; Adams, ID pulse 45.0; Adams, ID capital opportunity 25.6; Adams, ID seven-day change -0.8%.
ZIP market phases inside Adams, ID
6 Adams, ID ZIPs carry a price-cycle phase; Adams, ID ZIPs by phase (Adams, ID), deepest drawdown first: peak, +1.5% YoY (Adams, ID): 83610, 83612, 83632, 83638, Adams, ID 83643, 83654.
Residential listings by Adams, ID ZIP
Adams, ID ZIPs with the most tracked Adams, ID residential listings: 83612 5 listings, 2 candidates, bank pressure 69; 83632 1 listings, 0 candidates, bank pressure 65; 83654 1 listings, 1 candidates, bank pressure 66; 83643 0 listings, 0 candidates, bank pressure 69 (Adams, ID). Adams, ID totals: 7 listings; Adams, ID candidates 3; active ZIPs 1.
Lenders with branches in Adams, ID
Adams, ID lenders by branch count: Idaho First Bank (Adams, ID): stress 72, 1 branch low in Adams, ID.
Vacancy and permits, Adams, ID
898 of 2,674 Adams, ID housing units are vacant; Adams, ID permits, twelve months: 0 multifamily units in Adams, ID, 16 one-to-four unit units.
Work Adams, ID at the parcel level
Every Adams, ID parcel carries owner and address; every Adams, ID parcel carries APN; Adams, ID distress scores sit on the Adams, ID live board.
Adams, ID figures refresh with each source.
Adams, ID questions
Most distressed ZIP code in Adams County, ID?
ZIP 83638 leads Adams, ID at 14/100; next in Adams, ID: 83654 at 14/100; the Adams, ID average is 13/100.
Where does Adams County, ID rank for investment opportunity?
Adams, ID is #106 among all ranked counties, #1 in Idaho; the Adams, ID driver is vacancy; Adams, ID moved down 73 places.
How many mortgages are delinquent in Adams County, ID?
Adams, ID takes the non-metro area reading of 0.6% for December 2025; no CFPB county sample covers Adams, ID.
Which banks lend in Adams County, ID?
1 watched lenders hold Adams, ID branches; the largest Adams, ID footprints are Idaho First Bank (1).
More on Adams, ID
Adams County, ID distress report: public-record figures for Adams, ID; not legal advice for Adams, ID; not tax or investment advice; verify every Adams, ID record before acting.