Adams County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Adams County, Idaho? DLRadar grades every Adams County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Adams County breakdown.
- Adams County's most distressed ZIP is 83638 at 15/100.
- 6 ZIP codes tracked in Adams County, averaging 14/100 distress.
- Adams County reads peak — home values up 1.5% year over year.
- Vacancy runs 37.4% across Adams County's tracked ZIPs, with a 16.9% poverty rate.
- The typical Adams County home is worth about $422,650 against a ~$78,488 median income.
- Lending headwind in Adams County sits at 80/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 83638 | 15/100 |
| 2 | 83654 | 15/100 |
| 3 | 83610 | 13/100 |
| 4 | 83612 | 13/100 |
| 5 | 83632 | 13/100 |
| 6 | 83643 | 13/100 |
Most distressed ZIP codes in Adams County (composite distress 0-100, 2026)
What is driving Adams County distress
DLRadar builds Adams County's distress picture only from records anyone can pull; its ZIPs average 14/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Adams County market phase and pricing
Adams County currently sits in peak after a 1.5% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Adams County
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What people ask
What is the hardest-hit ZIP in Adams County?
ZIP 83638 leads Adams County at 15/100, recomputed monthly from public records.
Where is Adams County in the housing cycle?
Adams County is classified peak with a 1.5% year-over-year increase, following the FHFA House Price Index.
Where does the Adams County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 6 Adams County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Adams County ZIP codes?
A county average hides the spread. Across the Adams County ZIPs DLRadar ranks, scores run from 15/100 in 83638 down to 13/100 in 83643, against a Adams County average of 14/100. That 2-point gap is why acquisition targeting in Adams County works at ZIP level rather than county level.
What do Adams County home values and vacancy say about distressed supply?
The typical Adams County home carries about $422,650 of value against a median household income near $78,488. Vacancy across Adams County's tracked ZIPs runs 37.4% and the poverty rate is 16.9%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Adams County's foreclosure and tax-lien filings and its 80/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.