Adams County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Adams County, North Dakota? DLRadar grades every Adams County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 12/100. Here is the 2026 Adams County breakdown.
- Adams County's most distressed ZIP is 57638 at 12/100.
- 6 ZIP codes tracked in Adams County, averaging 10/100 distress.
- Adams County reads peak — home values up 4.2% year over year.
- Vacancy runs 28.1% across Adams County's tracked ZIPs, with a 11.8% poverty rate.
- The typical Adams County home is worth about $96,817 against a ~$58,622 median income.
- Lending headwind in Adams County sits at 68/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 57638 | 12/100 |
| 2 | 58650 | 12/100 |
| 3 | 58639 | 11/100 |
| 4 | 58646 | 11/100 |
| 5 | 58649 | 11/100 |
| 6 | 58562 | 5/100 |
Most distressed ZIP codes in Adams County (composite distress 0-100, 2026)
What is driving Adams County distress
Adams County's placement in the national index rests on public filings — a 10/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Adams County market phase and pricing
The cycle in Adams County is peak, with values up 4.2% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Adams County
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What people ask
Which ZIP code leads Adams County on distress?
ZIP 57638 leads Adams County at 12/100, recomputed monthly from public records.
What market phase is Adams County in?
Adams County is classified peak with a 4.2% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Adams County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 6 Adams County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Adams County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Adams County ZIPs DLRadar ranks, scores run from 12/100 in 57638 down to 5/100 in 58562, against a Adams County average of 10/100. Because the gap runs to 7 points, Adams County rewards ZIP-level precision.
What do Adams County home values and vacancy say about distressed supply?
The typical Adams County home carries about $96,817 of value against a median household income near $58,622. Vacancy across Adams County's tracked ZIPs runs 28.1% and the poverty rate is 11.8%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Adams County's foreclosure and lien data and its 68/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.