Adams County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Adams County, ND distress report, 2026: 6 ZIPs scored in Adams, ND, Adams, ND average 10/100; the top Adams, ND ZIP is 58650 at 12/100; Adams, ND market phase peak, Adams, ND prices +4.2% year over year.
- Adams, ND ranks #880 nationally (opportunity index); Adams, ND #14 in North Dakota; Adams, ND index 31.7.
- Adams, ND: no CFPB county sample; Adams, ND state reading 0.6%.
- Adams, ND ZIP phases: 6 peak.
- Adams, ND residential listings tracked: 2 across 2 ZIPs; Adams, ND candidate listings 1.
- Adams, ND lenders on watch: 2; largest Adams, ND footprint Gate City Bank (1 branch).
- Adams, ND most distressed ZIP: 58650 at 12/100.
Adams, ND figures: DLRadar distress index; Adams, ND inputs: CFPB, FHFA, HUD, FDIC; Adams, ND rebuilt as sources refresh.
| Rank | Adams, ND ZIP | Score |
|---|---|---|
| 1 | 58650 | 12/100 |
| 2 | 58639 | 11/100 |
| 3 | 58649 | 11/100 |
| 4 | 57638 | 10/100 |
| 5 | 58646 | 10/100 |
| 6 | 58562 | 5/100 |
Most distressed Adams, ND ZIPs (0-100, 2026)
Mortgage delinquency around Adams, ND
No CFPB county sample covers Adams, ND; the state reading for Adams, ND: 0.6% ninety-plus; Adams, ND area thirty-to-eighty-nine 1.3% (December 2025, Adams, ND).
Opportunity index: Adams, ND
Adams, ND index 31.7, Adams, ND phase early_signal; Adams, ND primary driver vacancy, Adams, ND second driver construction. Adams, ND components: property stress 18.0, foreclosure pressure 17.4, listing discounts 17.1, bank stress 59.6, insurance 0.0; Adams, ND pulse 40.5; Adams, ND capital opportunity 18.5; Adams, ND seven-day change +0.4%.
ZIP market phases inside Adams, ND
6 Adams, ND ZIPs carry a price-cycle phase; Adams, ND ZIPs by phase (Adams, ND), deepest drawdown first: peak, +2.9% YoY, 0.3% off peak (Adams, ND): 57638; peak, +3.8% YoY, 0.1% off peak (Adams, ND): 58639; peak, +4.0% YoY, 0.1% off peak (Adams, ND): 58649; peak, +4.2% YoY, 0.0% off peak (Adams, ND): 58562, 58650, 58646.
Residential listings by Adams, ND ZIP
Adams, ND ZIPs with the most tracked Adams, ND residential listings: 58649 2 listings, 1 candidates, bank pressure 58; 58639 0 listings, 0 candidates, bank pressure 67. Adams, ND totals: 2 listings; Adams, ND candidates 1; active ZIPs 0.
Lenders with branches in Adams, ND
Adams, ND lenders by branch count: Gate City Bank (Adams, ND): stress 76, 1 branch low in Adams, ND; Dakota Western Bank (Adams, ND): stress 49, 1 branch low in Adams, ND.
Vacancy and permits, Adams, ND
296 of 1,326 Adams, ND housing units are vacant.
Work Adams, ND at the parcel level
Every Adams, ND parcel carries owner and address; every Adams, ND parcel carries APN; Adams, ND distress scores sit on the Adams, ND live board.
Adams, ND figures refresh with each source.
Adams, ND questions
Most distressed ZIP code in Adams County, ND?
ZIP 58650 leads Adams, ND at 12/100; next in Adams, ND: 58639 at 11/100; the Adams, ND average is 10/100.
Where does Adams County, ND rank for investment opportunity?
Adams, ND is #880 among all ranked counties, #14 in North Dakota; the Adams, ND driver is vacancy; Adams, ND moved down 649 places.
How many mortgages are delinquent in Adams County, ND?
Adams, ND takes the state reading of 0.6% for December 2025; no CFPB county sample covers Adams, ND.
Which banks lend in Adams County, ND?
2 watched lenders hold Adams, ND branches; the largest Adams, ND footprints are Gate City Bank (1), Dakota Western Bank (1).
More on Adams, ND
Adams County, ND distress report: public-record figures for Adams, ND; not legal advice for Adams, ND; not tax or investment advice; verify every Adams, ND record before acting.