Amelia County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Amelia County, VA distress report, 2026: 5 ZIPs scored in Amelia, VA, Amelia, VA average 9/100; the top Amelia, VA ZIP is 23966 at 12/100; Amelia, VA market phase peak, Amelia, VA prices +3.1% year over year.
- Amelia, VA ranks #3,040 nationally (opportunity index); Amelia, VA #114 in Virginia; Amelia, VA index 22.8.
- Amelia, VA: no CFPB county sample; Amelia, VA metro area reading 1.0%.
- Amelia, VA ZIP phases: 4 peak, 1 expansion.
- Amelia, VA residential listings tracked: 1 across 2 ZIPs; Amelia, VA candidate listings 0.
- Amelia, VA lenders on watch: 1; largest Amelia, VA footprint Citizens Bank&Trust Co (1 branch).
- Amelia, VA most distressed ZIP: 23966 at 12/100.
Amelia, VA figures: DLRadar distress index; Amelia, VA inputs: CFPB, FHFA, HUD, FDIC; Amelia, VA rebuilt as sources refresh.
| Rank | Amelia, VA ZIP | Score |
|---|---|---|
| 1 | 23966 | 12/100 |
| 2 | 23833 | 10/100 |
| 3 | 23850 | 10/100 |
| 4 | 23002 | 6/100 |
| 5 | 23083 | 6/100 |
Most distressed Amelia, VA ZIPs (0-100, 2026)
Mortgage delinquency around Amelia, VA
No CFPB county sample covers Amelia, VA; the metro area reading for Amelia, VA (Richmond, VA): 1.0% ninety-plus; Amelia, VA area thirty-to-eighty-nine 1.8% (December 2025, Amelia, VA); Virginia overall 0.8%.
Opportunity index: Amelia, VA
Amelia, VA index 22.8, Amelia, VA phase weak; Amelia, VA primary driver vacancy, Amelia, VA second driver bank institutional. Amelia, VA components: property stress 10.3, foreclosure pressure 9.1, listing discounts 28.8, bank stress 44.0, insurance 0.0; Amelia, VA pulse 21.5; Amelia, VA capital opportunity 24.8.
ZIP market phases inside Amelia, VA
5 Amelia, VA ZIPs carry a price-cycle phase; Amelia, VA ZIPs by phase (Amelia, VA), deepest drawdown first: peak, +3.1% YoY (Amelia, VA): 23002, 23833, 23850; peak, +3.2% YoY (Amelia, VA): 23083; expansion, +5.0% YoY (Amelia, VA): 23966.
Residential listings by Amelia, VA ZIP
Amelia, VA ZIPs with the most tracked Amelia, VA residential listings: 23002 1 listings, 0 candidates, bank pressure 47; 23083 0 listings, 0 candidates, bank pressure 47. Amelia, VA totals: 1 listings; Amelia, VA candidates 0; active ZIPs 1.
Lenders with branches in Amelia, VA
Amelia, VA lenders by branch count: Citizens Bank&Trust Co (Amelia, VA): stress 33, 1 branch low in Amelia, VA.
Vacancy and permits, Amelia, VA
398 of 5,815 Amelia, VA housing units are vacant; Amelia, VA permits, twelve months: 0 multifamily units in Amelia, VA, 89 one-to-four unit units.
Work Amelia, VA at the parcel level
Every Amelia, VA parcel carries owner and address; every Amelia, VA parcel carries APN; Amelia, VA distress scores sit on the Amelia, VA live board.
Amelia, VA figures refresh with each source.
Amelia, VA questions
Most distressed ZIP code in Amelia County, VA?
ZIP 23966 leads Amelia, VA at 12/100; next in Amelia, VA: 23833 at 10/100; the Amelia, VA average is 9/100.
Where does Amelia County, VA rank for investment opportunity?
Amelia, VA is #3,040 among all ranked counties, #114 in Virginia; the Amelia, VA driver is vacancy; Amelia, VA moved up 139 places.
How many mortgages are delinquent in Amelia County, VA?
Amelia, VA takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Amelia, VA.
Which banks lend in Amelia County, VA?
1 watched lenders hold Amelia, VA branches; the largest Amelia, VA footprints are Citizens Bank&Trust Co (1).
More on Amelia, VA
Amelia County, VA distress report: public-record figures for Amelia, VA; not legal advice for Amelia, VA; not tax or investment advice; verify every Amelia, VA record before acting.