Amelia County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Amelia County, Virginia? DLRadar grades every Amelia County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 12/100. Here is the 2026 Amelia County breakdown.
- Amelia County's most distressed ZIP is 23966 at 12/100.
- 5 ZIP codes tracked in Amelia County, averaging 9/100 distress.
- Amelia County reads peak — home values up 3.1% year over year.
- Vacancy runs 13.4% across Amelia County's tracked ZIPs, with a 10.6% poverty rate.
- The typical Amelia County home is worth about $277,260 against a ~$70,233 median income.
- Lending headwind in Amelia County sits at 16/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 23966 | 12/100 |
| 2 | 23833 | 10/100 |
| 3 | 23850 | 10/100 |
| 4 | 23002 | 6/100 |
| 5 | 23083 | 6/100 |
Most distressed ZIP codes in Amelia County (composite distress 0-100, 2026)
What is driving Amelia County distress
The Amelia County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 9/100 ZIP average. No proprietary or modelled inputs enter the score.
Amelia County market phase and pricing
DLRadar places Amelia County in peak; prices moved up 3.1% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Amelia County
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Frequently asked questions
Where is distress highest inside Amelia County, VA?
ZIP 23966 leads Amelia County at 12/100, recomputed monthly from public records.
Is Amelia County expanding or contracting?
Amelia County currently sits in peak, with values up 3.1% year on year, based on FHFA price-index trajectory.
Which datasets feed the Amelia County scores?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 5 Amelia County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Amelia County ZIP codes?
The county figure is a blend, not a description. Across the Amelia County ZIPs DLRadar ranks, scores run from 12/100 in 23966 down to 6/100 in 23083, against a Amelia County average of 9/100. A spread of 6 points means Amelia County has to be worked ZIP by ZIP.
What do Amelia County home values and vacancy say about distressed supply?
The typical Amelia County home carries about $277,260 of value against a median household income near $70,233. Vacancy across Amelia County's tracked ZIPs runs 13.4% and the poverty rate is 10.6%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Amelia County's foreclosure and lien data and its 16/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.