Ashland County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Ashland County, Ohio? DLRadar grades every Ashland County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Ashland County breakdown.
- Ashland County's most distressed ZIP is 44691 at 21/100.
- 19 ZIP codes tracked in Ashland County, averaging 15/100 distress.
- Ashland County reads peak — home values up 3.9% year over year.
- Vacancy runs 8% across Ashland County's tracked ZIPs, with a 9.6% poverty rate.
- The typical Ashland County home is worth about $198,405 against a ~$68,111 median income.
- Lending headwind in Ashland County sits at 36/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 44691 | 21/100 |
| 2 | 44235 | 18/100 |
| 3 | 44287 | 18/100 |
| 4 | 43014 | 17/100 |
| 5 | 44843 | 16/100 |
| 6 | 44878 | 16/100 |
| 7 | 44903 | 16/100 |
| 8 | 44638 | 14/100 |
| 9 | 44805 | 14/100 |
| 10 | 44838 | 14/100 |
| 11 | 44840 | 14/100 |
| 12 | 44842 | 14/100 |
Most distressed ZIP codes in Ashland County (composite distress 0-100, 2026)
What is driving Ashland County distress
Ashland County's placement in the national index rests on public filings — a 15/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Ashland County market phase and pricing
The cycle in Ashland County is peak, with values up 3.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Ashland County
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Questions and answers
Which Ashland County ZIP scores worst for distress?
ZIP 44691 leads Ashland County at 21/100, recomputed monthly from public records.
Is Ashland County expanding or contracting?
Phase for Ashland County: peak, tracking a 3.9% gain year over year, read off the FHFA index.
Can the Ashland County figures be verified?
Every Ashland County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 19 Ashland County ZIP codes that it runs on every other U.S. county, so Ashland County's numbers are directly comparable to any other market.
How much do distress scores vary between Ashland County ZIP codes?
Averaging the county conceals how uneven it is. Across the Ashland County ZIPs DLRadar ranks, scores run from 21/100 in 44691 down to 14/100 in 44842, against a Ashland County average of 15/100. Those 7 points separate the ZIPs worth working in Ashland County from the rest.
What do Ashland County home values and vacancy say about distressed supply?
The typical Ashland County home carries about $198,405 of value against a median household income near $68,111. Vacancy across Ashland County's tracked ZIPs runs 8% and the poverty rate is 9.6%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Ashland County's filings and its 36/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.