Ashland County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Ashland County, OH distress report, 2026: 19 ZIPs scored in Ashland, OH, Ashland, OH average 14/100; the top Ashland, OH ZIP is 44691 at 20/100; Ashland, OH market phase peak, Ashland, OH prices +3.9% year over year.
- Ashland, OH ranks #2,786 nationally (opportunity index); Ashland, OH #60 in Ohio; Ashland, OH index 24.5.
- Ashland, OH: no CFPB county sample; Ashland, OH non-metro area reading 1.4%.
- Ashland, OH ZIP phases: 15 peak, 3 contraction, 1 expansion.
- Ashland, OH residential listings tracked: 10 across 9 ZIPs; Ashland, OH candidate listings 6.
- Ashland, OH HUD assisted properties: 3 with 123 units.
- Ashland, OH lenders on watch: 7; largest Ashland, OH footprint Farmers State Bank (2 branches).
- Ashland, OH most distressed ZIP: 44691 at 20/100.
Ashland, OH figures: DLRadar distress index; Ashland, OH inputs: CFPB, FHFA, HUD, FDIC; Ashland, OH rebuilt as sources refresh.
| Rank | Ashland, OH ZIP | Score |
|---|---|---|
| 1 | 44691 | 20/100 |
| 2 | 44287 | 18/100 |
| 3 | 43014 | 17/100 |
| 4 | 44235 | 17/100 |
| 5 | 44843 | 16/100 |
| 6 | 44878 | 16/100 |
| 7 | 44903 | 16/100 |
| 8 | 44638 | 14/100 |
| 9 | 44805 | 14/100 |
| 10 | 44842 | 14/100 |
| 11 | 44864 | 14/100 |
| 12 | 44838 | 13/100 |
Most distressed Ashland, OH ZIPs (0-100, 2026)
Mortgage delinquency around Ashland, OH
No CFPB county sample covers Ashland, OH; the non-metro area reading for Ashland, OH: 1.4% ninety-plus; Ashland, OH area thirty-to-eighty-nine 3.4% (December 2025, Ashland, OH); Ohio overall 1.0%.
Opportunity index: Ashland, OH
Ashland, OH index 24.5, Ashland, OH phase weak; Ashland, OH primary driver construction, Ashland, OH second driver bank institutional. Ashland, OH components: property stress 9.8, foreclosure pressure 8.2, listing discounts 23.9, bank stress 49.4, insurance 0.0; Ashland, OH pulse 26.4; Ashland, OH capital opportunity 21.6.
ZIP market phases inside Ashland, OH
19 Ashland, OH ZIPs carry a price-cycle phase; Ashland, OH ZIPs by phase (Ashland, OH), deepest drawdown first: contraction, -2.7% YoY, 4.9% off peak (Ashland, OH): 44843; contraction, -2.6% YoY, 4.8% off peak (Ashland, OH): 44903; contraction, -2.2% YoY, 4.5% off peak (Ashland, OH): 44878; peak, +2.1% YoY, 1.3% off peak (Ashland, OH): 44864; peak, +2.8% YoY, 0.8% off peak (Ashland, OH): 44837; peak, +3.6% YoY, 0.3% off peak (Ashland, OH): 44805; peak, +3.9% YoY (Ashland, OH): 43014, 44287, 44691, 44838, Ashland, OH 44840, 44851, 44859; peak, +3.8% YoY (Ashland, OH): 44235; expansion, +5.2% YoY (Ashland, OH): 44638; peak, +4.5% YoY (Ashland, OH): 44842.
Residential listings by Ashland, OH ZIP
Ashland, OH ZIPs with the most tracked Ashland, OH residential listings: 44805 7 listings, 4 candidates, bank pressure 58; 44842 1 listings, 0 candidates, bank pressure 57; 44859 1 listings, 1 candidates, bank pressure 63; 44866 1 listings, 1 candidates, bank pressure 58 (Ashland, OH); 44838 0 listings, 0 candidates, bank pressure 58; 44840 0 listings, 0 candidates, bank pressure 61; 44864 0 listings, 0 candidates, bank pressure 58; 44874 0 listings, 0 candidates, bank pressure 58. Ashland, OH totals: 10 listings; Ashland, OH candidates 6; active ZIPs 4.
HUD assisted housing in Ashland, OH
3 assisted properties with 123 units sit in Ashland, OH; largest Ashland, OH properties: Ashland Village (Ashland) 45 units, 45 assisted; Good Shepherd Villa (Ashland) 41 units, 41 assisted; Mill Run Place (Ashland) 37 units, 36 assisted in Ashland, OH.
Lenders with branches in Ashland, OH
Ashland, OH lenders by branch count: Farmers State Bank (Ashland, OH): stress 79, 2 branches moderate in Ashland, OH; Huntington National Bank (Ashland, OH): stress 63, 2 branches low in Ashland, OH; Main Street Bank Corp (Ashland, OH): stress 62, 2 branches low in Ashland, OH; Park National Bank (Ashland, OH): stress 42, 2 branches low in Ashland, OH; Sutton Bank (Ashland, OH): stress 28, 2 branches low in Ashland, OH; Mechanics Bank (Ashland, OH): stress 84, 1 branch moderate in Ashland, OH; Jpmorgan Chase Bank Na (Ashland, OH): stress 65, 1 branch moderate in Ashland, OH.
Vacancy and permits, Ashland, OH
1,848 of 22,568 Ashland, OH housing units are vacant; Ashland, OH permits, twelve months: 0 multifamily units in Ashland, OH, 59 one-to-four unit units.
Work Ashland, OH at the parcel level
Every Ashland, OH parcel carries owner and address; every Ashland, OH parcel carries APN; Ashland, OH distress scores sit on the Ashland, OH live board.
Ashland, OH figures refresh with each source.
Ashland, OH questions
Most distressed ZIP code in Ashland County, OH?
ZIP 44691 leads Ashland, OH at 20/100; next in Ashland, OH: 44287 at 18/100; the Ashland, OH average is 14/100.
Where does Ashland County, OH rank for investment opportunity?
Ashland, OH is #2,786 among all ranked counties, #60 in Ohio; the Ashland, OH driver is construction; Ashland, OH moved up 139 places.
How many mortgages are delinquent in Ashland County, OH?
Ashland, OH takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Ashland, OH.
Which banks lend in Ashland County, OH?
7 watched lenders hold Ashland, OH branches; the largest Ashland, OH footprints are Farmers State Bank (2), Huntington National Bank (2), Main Street Bank Corp (2).
More on Ashland, OH
Ashland County, OH distress report: public-record figures for Ashland, OH; not legal advice for Ashland, OH; not tax or investment advice; verify every Ashland, OH record before acting.