Atoka County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Atoka County, OK distress report, 2026: 15 ZIPs scored in Atoka, OK, Atoka, OK average 9/100; the top Atoka, OK ZIP is 74560 at 20/100; Atoka, OK market phase peak, Atoka, OK prices +1.1% year over year.
- Atoka, OK ranks #2,770 nationally (opportunity index); Atoka, OK #75 in Oklahoma; Atoka, OK index 24.6.
- Atoka, OK: no CFPB county sample; Atoka, OK non-metro area reading 1.4%.
- Atoka, OK ZIP phases: 15 peak.
- Atoka, OK residential listings tracked: 2 across 6 ZIPs; Atoka, OK candidate listings 1.
- Atoka, OK HUD assisted properties: 1 with 13 units.
- Atoka, OK lenders on watch: 2; largest Atoka, OK footprint Ameristate Bank (2 branches).
- Atoka, OK most distressed ZIP: 74560 at 20/100.
Atoka, OK figures: DLRadar distress index; Atoka, OK inputs: CFPB, FHFA, HUD, FDIC; Atoka, OK rebuilt as sources refresh.
| Rank | Atoka, OK ZIP | Score |
|---|---|---|
| 1 | 74560 | 20/100 |
| 2 | 74553 | 19/100 |
| 3 | 74576 | 15/100 |
| 4 | 74729 | 13/100 |
| 5 | 74538 | 9/100 |
| 6 | 74727 | 9/100 |
| 7 | 74748 | 8/100 |
| 8 | 73432 | 6/100 |
| 9 | 73461 | 6/100 |
| 10 | 74523 | 4/100 |
| 11 | 74525 | 4/100 |
| 12 | 74533 | 4/100 |
Most distressed Atoka, OK ZIPs (0-100, 2026)
Mortgage delinquency around Atoka, OK
No CFPB county sample covers Atoka, OK; the non-metro area reading for Atoka, OK: 1.4% ninety-plus; Atoka, OK area thirty-to-eighty-nine 3.5% (December 2025, Atoka, OK); Oklahoma overall 1.2%.
Opportunity index: Atoka, OK
Atoka, OK index 24.6, Atoka, OK phase weak; Atoka, OK primary driver vacancy, Atoka, OK second driver bank institutional. Atoka, OK components: property stress 16.5, foreclosure pressure 17.4, listing discounts 14.9, bank stress 58.4, insurance 0.0; Atoka, OK pulse 29.2; Atoka, OK capital opportunity 17.6; Atoka, OK seven-day change +0.1%.
ZIP market phases inside Atoka, OK
15 Atoka, OK ZIPs carry a price-cycle phase; Atoka, OK ZIPs by phase (Atoka, OK), deepest drawdown first: peak, +1.1% YoY (Atoka, OK): 73432, 73461, 74523, 74525, Atoka, OK 74533, 74538, 74540, 74555, Atoka, OK 74569; peak, +1.8% YoY (Atoka, OK): 74553, 74729; peak, +2.0% YoY (Atoka, OK): 74560; peak, +1.6% YoY (Atoka, OK): 74576; peak, +1.2% YoY (Atoka, OK): 74727; peak, +1.3% YoY (Atoka, OK): 74748.
Residential listings by Atoka, OK ZIP
Atoka, OK ZIPs with the most tracked Atoka, OK residential listings: 74525 1 listings, 1 candidates, bank pressure 63; 74555 1 listings, 0 candidates, bank pressure 64; 74533 0 listings, 0 candidates, bank pressure 64; 74540 0 listings, 0 candidates, bank pressure 60 (Atoka, OK); 74569 0 listings, 0 candidates, bank pressure 64; 74576 0 listings, 0 candidates, bank pressure 63. Atoka, OK totals: 2 listings; Atoka, OK candidates 1; active ZIPs 1.
HUD assisted housing in Atoka, OK
1 assisted properties with 13 units sit in Atoka, OK; largest Atoka, OK properties: Atoka Tumaha (Atoka) 13 units, 12 assisted.
Lenders with branches in Atoka, OK
Atoka, OK lenders by branch count: Ameristate Bank (Atoka, OK): stress 64, 2 branches moderate in Atoka, OK; Firstbank (Atoka, OK): stress 64, 1 branch moderate in Atoka, OK.
Vacancy and permits, Atoka, OK
1,029 of 6,004 Atoka, OK housing units are vacant; Atoka, OK permits, twelve months: 0 multifamily units in Atoka, OK, 20 one-to-four unit units.
Work Atoka, OK at the parcel level
Every Atoka, OK parcel carries owner and address; every Atoka, OK parcel carries APN; Atoka, OK distress scores sit on the Atoka, OK live board.
Atoka, OK figures refresh with each source.
Atoka, OK questions
Most distressed ZIP code in Atoka County, OK?
ZIP 74560 leads Atoka, OK at 20/100; next in Atoka, OK: 74553 at 19/100; the Atoka, OK average is 9/100.
Where does Atoka County, OK rank for investment opportunity?
Atoka, OK is #2,770 among all ranked counties, #75 in Oklahoma; the Atoka, OK driver is vacancy; Atoka, OK moved down 289 places.
How many mortgages are delinquent in Atoka County, OK?
Atoka, OK takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Atoka, OK.
Which banks lend in Atoka County, OK?
2 watched lenders hold Atoka, OK branches; the largest Atoka, OK footprints are Ameristate Bank (2), Firstbank (1).
More on Atoka, OK
Atoka County, OK distress report: public-record figures for Atoka, OK; not legal advice for Atoka, OK; not tax or investment advice; verify every Atoka, OK record before acting.