Avery County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Avery County, NC distress report, 2026: 13 ZIPs scored in Avery, NC, Avery, NC average 25/100; the top Avery, NC ZIP is 28679 at 33/100; Avery, NC market phase peak, Avery, NC prices +2.8% year over year.
- Avery, NC ranks #1,241 nationally (opportunity index); Avery, NC #59 in North Carolina; Avery, NC index 30.3.
- Avery, NC: no CFPB county sample; Avery, NC non-metro area reading 1.3%.
- Avery, NC ZIP phases: 13 peak.
- Avery, NC residential listings tracked: 1 across 8 ZIPs; Avery, NC candidate listings 1.
- Avery, NC lenders on watch: 2; largest Avery, NC footprint First-Citizens Bank&Trust Co (1 branch).
- Avery, NC most distressed ZIP: 28679 at 33/100.
Avery, NC figures: DLRadar distress index; Avery, NC inputs: CFPB, FHFA, HUD, FDIC; Avery, NC rebuilt as sources refresh.
| Rank | Avery, NC ZIP | Score |
|---|---|---|
| 1 | 28679 | 33/100 |
| 2 | 28605 | 32/100 |
| 3 | 28604 | 30/100 |
| 4 | 28611 | 28/100 |
| 5 | 28616 | 22/100 |
| 6 | 28622 | 22/100 |
| 7 | 28646 | 22/100 |
| 8 | 28652 | 22/100 |
| 9 | 28653 | 22/100 |
| 10 | 28657 | 22/100 |
| 11 | 28662 | 22/100 |
| 12 | 28664 | 22/100 |
Most distressed Avery, NC ZIPs (0-100, 2026)
Mortgage delinquency around Avery, NC
No CFPB county sample covers Avery, NC; the non-metro area reading for Avery, NC: 1.3% ninety-plus; Avery, NC area thirty-to-eighty-nine 3.4% (December 2025, Avery, NC); North Carolina overall 0.9%.
Opportunity index: Avery, NC
Avery, NC index 30.3, Avery, NC phase early_signal; Avery, NC primary driver vacancy, Avery, NC second driver bank institutional. Avery, NC components: property stress 31.0, foreclosure pressure 32.7, listing discounts 11.5, bank stress 52.9, insurance 0.0; Avery, NC pulse 37.1; Avery, NC capital opportunity 20.2; Avery, NC seven-day change -0.3%.
ZIP market phases inside Avery, NC
13 Avery, NC ZIPs carry a price-cycle phase; Avery, NC ZIPs by phase (Avery, NC), deepest drawdown first: peak, +2.3% YoY (Avery, NC): 28604; peak, +2.1% YoY (Avery, NC): 28605; peak, +2.4% YoY (Avery, NC): 28611; peak, +2.8% YoY (Avery, NC): 28616, 28622, 28646, 28652, Avery, NC 28653, 28662, 28664; peak, +2.7% YoY (Avery, NC): 28657, 28777; peak, +2.0% YoY (Avery, NC): 28679.
Residential listings by Avery, NC ZIP
Avery, NC ZIPs with the most tracked Avery, NC residential listings: 28657 1 listings, 1 candidates, bank pressure 61; 28616 0 listings, 0 candidates, bank pressure 59; 28622 0 listings, 0 candidates, bank pressure 60; 28646 0 listings, 0 candidates, bank pressure 59 (Avery, NC); 28652 0 listings, 0 candidates, bank pressure 59; 28653 0 listings, 0 candidates, bank pressure 59; 28662 0 listings, 0 candidates, bank pressure 59; 28664 0 listings, 0 candidates, bank pressure 59. Avery, NC totals: 1 listings; Avery, NC candidates 1; active ZIPs 0.
Lenders with branches in Avery, NC
Avery, NC lenders by branch count: First-Citizens Bank&Trust Co (Avery, NC): stress 71, 1 branch low in Avery, NC; Truist Bank (Avery, NC): stress 62, 1 branch low in Avery, NC.
Vacancy and permits, Avery, NC
7,410 of 14,201 Avery, NC housing units are vacant; Avery, NC permits, twelve months: 51 multifamily units in Avery, NC, 179 one-to-four unit units.
Work Avery, NC at the parcel level
Every Avery, NC parcel carries owner and address; every Avery, NC parcel carries APN; Avery, NC distress scores sit on the Avery, NC live board.
Avery, NC figures refresh with each source.
Avery, NC questions
Most distressed ZIP code in Avery County, NC?
ZIP 28679 leads Avery, NC at 33/100; next in Avery, NC: 28605 at 32/100; the Avery, NC average is 25/100.
Where does Avery County, NC rank for investment opportunity?
Avery, NC is #1,241 among all ranked counties, #59 in North Carolina; the Avery, NC driver is vacancy; Avery, NC moved down 561 places.
How many mortgages are delinquent in Avery County, NC?
Avery, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Avery, NC.
Which banks lend in Avery County, NC?
2 watched lenders hold Avery, NC branches; the largest Avery, NC footprints are First-Citizens Bank&Trust Co (1), Truist Bank (1).
More on Avery, NC
Avery County, NC distress report: public-record figures for Avery, NC; not legal advice for Avery, NC; not tax or investment advice; verify every Avery, NC record before acting.