Avery County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Avery County, North Carolina? DLRadar grades every Avery County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Avery County breakdown.
- Avery County's most distressed ZIP is 28679 at 34/100.
- 13 ZIP codes tracked in Avery County, averaging 25/100 distress.
- Avery County reads peak — home values up 2.8% year over year.
- Vacancy runs 43.6% across Avery County's tracked ZIPs, with a 6.8% poverty rate.
- The typical Avery County home is worth about $318,438 against a ~$61,777 median income.
- Lending headwind in Avery County sits at 39/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28679 | 34/100 |
| 2 | 28605 | 33/100 |
| 3 | 28604 | 31/100 |
| 4 | 28611 | 28/100 |
| 5 | 28657 | 23/100 |
| 6 | 28616 | 22/100 |
| 7 | 28622 | 22/100 |
| 8 | 28646 | 22/100 |
| 9 | 28652 | 22/100 |
| 10 | 28653 | 22/100 |
| 11 | 28662 | 22/100 |
| 12 | 28664 | 22/100 |
Most distressed ZIP codes in Avery County (composite distress 0-100, 2026)
What is driving Avery County distress
Avery County's placement in the national index rests on public filings — a 25/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Avery County market phase and pricing
Avery County currently sits in peak after a 2.8% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Avery County
The Avery County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
Nothing charged today · every module open, on live data.
Common questions
What is the most distressed ZIP code in Avery County, NC?
ZIP 28679 leads Avery County at 34/100, recomputed monthly from public records.
Is Avery County expanding or contracting?
Avery County reads peak, with home prices up 2.8% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Avery County scores?
Avery County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 13 ZIPs are comparable to anywhere else.
How much do distress scores vary between Avery County ZIP codes?
One county number flattens a wide range. Across the Avery County ZIPs DLRadar ranks, scores run from 34/100 in 28679 down to 22/100 in 28664, against a Avery County average of 25/100. Because the gap runs to 12 points, Avery County rewards ZIP-level precision.
What do Avery County home values and vacancy say about distressed supply?
The typical Avery County home carries about $318,438 of value against a median household income near $61,777. Vacancy across Avery County's tracked ZIPs runs 43.6% and the poverty rate is 6.8%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Avery County's foreclosure and tax-lien filings and its 39/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.