Barnstable County, MA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Barnstable County, MA distress report, 2026: 48 ZIPs scored in Barnstable, MA, Barnstable, MA average 28/100; the top Barnstable, MA ZIP is 02534 at 28/100; Barnstable, MA market phase neutral, Barnstable, MA prices +3.7% year over year.
- Barnstable, MA ranks #907 nationally (opportunity index); Barnstable, MA #2 in Massachusetts; Barnstable, MA index 31.6.
- Barnstable, MA ninety-day mortgage delinquency 0.3% in December 2025; Barnstable, MA twelve-month change -0.1%.
- Barnstable, MA ZIP phases: 47 neutral, 1 peak.
- Barnstable, MA residential listings tracked: 43 across 47 ZIPs; Barnstable, MA candidate listings 16.
- Barnstable, MA HUD assisted properties: 19 with 1,072 units.
- Barnstable, MA lenders on watch: 6; largest Barnstable, MA footprint Cape Cod Five Cents Sb (17 branches).
- Barnstable, MA most distressed ZIP: 02534 at 28/100.
Barnstable, MA figures: DLRadar distress index; Barnstable, MA inputs: CFPB, FHFA, HUD, FDIC; Barnstable, MA rebuilt as sources refresh.
| Rank | Barnstable, MA ZIP | Score |
|---|---|---|
| 1 | 02534 | 28/100 |
| 2 | 02536 | 28/100 |
| 3 | 02537 | 28/100 |
| 4 | 02540 | 28/100 |
| 5 | 02542 | 28/100 |
| 6 | 02553 | 28/100 |
| 7 | 02556 | 28/100 |
| 8 | 02559 | 28/100 |
| 9 | 02561 | 28/100 |
| 10 | 02562 | 28/100 |
| 11 | 02563 | 28/100 |
| 12 | 02601 | 28/100 |
Most distressed Barnstable, MA ZIPs (0-100, 2026)
Mortgage delinquency in Barnstable, MA
0.3% of Barnstable, MA mortgages were ninety-plus days late (Barnstable, MA, December 2025); Barnstable, MA thirty-to-eighty-nine days late: 1.1%; Barnstable, MA twelve-month change -0.1%; Barnstable, MA peak since 2008: 3.5% (December 2009); Massachusetts overall 0.6%. Barnstable, MA ninety-day series: Dec 24 0.4, Jan 25 0.4, Feb 25 0.4 (Barnstable, MA), Mar 25 0.3, Apr 25 0.3, May 25 0.4 (Barnstable, MA), Jun 25 0.3, Jul 25 0.3, Aug 25 0.4 (Barnstable, MA), Sep 25 0.4, Oct 25 0.3, Nov 25 0.3 (Barnstable, MA), Dec 25 0.3.
Opportunity index: Barnstable, MA
Barnstable, MA index 31.6, Barnstable, MA phase early_signal; Barnstable, MA primary driver vacancy, Barnstable, MA second driver construction. Barnstable, MA components: property stress 27.8, foreclosure pressure 30.1, listing discounts 10.3, bank stress 57.7, insurance 0.0; Barnstable, MA pulse 40.5; Barnstable, MA capital opportunity 18.2.
ZIP market phases inside Barnstable, MA
48 Barnstable, MA ZIPs carry a price-cycle phase; Barnstable, MA ZIPs by phase (Barnstable, MA), deepest drawdown first: neutral, +3.6% YoY (Barnstable, MA): 02532; neutral, +3.7% YoY (Barnstable, MA): 02534, 02536, 02537, 02540, Barnstable, MA 02542, 02553, 02556, 02559, Barnstable, MA 02561, 02562, 02563, 02601, Barnstable, MA 02630, 02631; peak, +2.9% YoY (Barnstable, MA): 02543.
Residential listings by Barnstable, MA ZIP
Barnstable, MA ZIPs with the most tracked Barnstable, MA residential listings: 02532 4 listings, 1 candidates, bank pressure 65; 02536 4 listings, 2 candidates, bank pressure 66; 02642 4 listings, 1 candidates, bank pressure 66; 02666 4 listings, 1 candidates, bank pressure 66 (Barnstable, MA); 02645 3 listings, 1 candidates, bank pressure 66; 02649 3 listings, 0 candidates, bank pressure 66; 02653 3 listings, 2 candidates, bank pressure 66; 02563 2 listings, 0 candidates, bank pressure 66. Barnstable, MA totals: 43 listings; Barnstable, MA candidates 16; active ZIPs 7.
HUD assisted housing in Barnstable, MA
19 assisted properties with 1,072 units sit in Barnstable, MA; largest Barnstable, MA properties: Mashpee Village (Mashpee) 145 units; Cromwell Court (Hyannis) 124 units, 82 assisted; Kings Landing (Brewster) 108 units in Barnstable, MA; Rock Harbor (Orleans) 100 units, 100 assisted; Cape Cod Apartments (Falmouth) 83 units, 12 assisted; Pine Oaks Village Iii (Harwich) 65 units, 65 assisted.
Lenders with branches in Barnstable, MA
Barnstable, MA lenders by branch count: Cape Cod Five Cents Sb (Barnstable, MA): stress 74, 17 branches low in Barnstable, MA; Rockland Trust Co (Barnstable, MA): stress 43, 12 branches low in Barnstable, MA; Cape&Coast Bank (Barnstable, MA): stress 82, 11 branches low in Barnstable, MA; Seamens Bank (Barnstable, MA): stress 71, 5 branches low in Barnstable, MA; Eastern Bank (Barnstable, MA): stress 57, 5 branches low in Barnstable, MA; Marthas Vineyard Bank (Barnstable, MA): stress 74, 3 branches low in Barnstable, MA.
Vacancy and permits, Barnstable, MA
60,438 of 166,215 Barnstable, MA housing units are vacant; Barnstable, MA permits, twelve months: 140 multifamily units in Barnstable, MA, 355 one-to-four unit units.
Work Barnstable, MA at the parcel level
Every Barnstable, MA parcel carries owner and address; every Barnstable, MA parcel carries APN; Barnstable, MA distress scores sit on the Barnstable, MA live board.
Barnstable, MA figures refresh with each source.
Barnstable, MA questions
Most distressed ZIP code in Barnstable County, MA?
ZIP 02534 leads Barnstable, MA at 28/100; next in Barnstable, MA: 02536 at 28/100; the Barnstable, MA average is 28/100.
Where does Barnstable County, MA rank for investment opportunity?
Barnstable, MA is #907 among all ranked counties, #2 in Massachusetts; the Barnstable, MA driver is vacancy; Barnstable, MA moved down 676 places.
How many mortgages are delinquent in Barnstable County, MA?
0.3% of Barnstable, MA mortgages were ninety-plus days late in December 2025; the Barnstable, MA peak since 2008 was 3.5%.
Which banks lend in Barnstable County, MA?
6 watched lenders hold Barnstable, MA branches; the largest Barnstable, MA footprints are Cape Cod Five Cents Sb (17), Rockland Trust Co (12), Cape&Coast Bank (11).
More on Barnstable, MA
Barnstable County, MA distress report: public-record figures for Barnstable, MA; not legal advice for Barnstable, MA; not tax or investment advice; verify every Barnstable, MA record before acting.