Barren County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Barren County, KY distress report, 2026: 12 ZIPs scored in Barren, KY, Barren, KY average 24/100; the top Barren, KY ZIP is 42171 at 27/100; Barren, KY market phase peak, Barren, KY prices +4.4% year over year.
- Barren, KY ranks #357 nationally (opportunity index); Barren, KY #34 in Kentucky; Barren, KY index 34.3.
- Barren, KY: no CFPB county sample; Barren, KY non-metro area reading 1.1%.
- Barren, KY ZIP phases: 8 peak, 3 neutral, 1 expansion.
- Barren, KY residential listings tracked: 6 across 6 ZIPs; Barren, KY candidate listings 3.
- Barren, KY lenders on watch: 5; largest Barren, KY footprint South Central Bank Inc (6 branches).
- Barren, KY most distressed ZIP: 42171 at 27/100.
Barren, KY figures: DLRadar distress index; Barren, KY inputs: CFPB, FHFA, HUD, FDIC; Barren, KY rebuilt as sources refresh.
| Rank | Barren, KY ZIP | Score |
|---|---|---|
| 1 | 42171 | 27/100 |
| 2 | 42123 | 26/100 |
| 3 | 42130 | 26/100 |
| 4 | 42131 | 26/100 |
| 5 | 42141 | 26/100 |
| 6 | 42156 | 26/100 |
| 7 | 42127 | 25/100 |
| 8 | 42160 | 23/100 |
| 9 | 42133 | 22/100 |
| 10 | 42154 | 21/100 |
| 11 | 42166 | 21/100 |
| 12 | 42749 | 15/100 |
Most distressed Barren, KY ZIPs (0-100, 2026)
Mortgage delinquency around Barren, KY
No CFPB county sample covers Barren, KY; the non-metro area reading for Barren, KY: 1.1% ninety-plus; Barren, KY area thirty-to-eighty-nine 3.0% (December 2025, Barren, KY); Kentucky overall 1.0%.
Opportunity index: Barren, KY
Barren, KY index 34.3, Barren, KY phase peak_opportunity; Barren, KY primary driver construction, Barren, KY second driver bank institutional. Barren, KY components: property stress 25.4, foreclosure pressure 26.8, listing discounts 35.0, bank stress 55.5, insurance 0.0; Barren, KY pulse 38.5; Barren, KY capital opportunity 28.0; Barren, KY seven-day change +1.3%.
ZIP market phases inside Barren, KY
12 Barren, KY ZIPs carry a price-cycle phase; Barren, KY ZIPs by phase (Barren, KY), deepest drawdown first: peak, +2.6% YoY, 0.4% off peak (Barren, KY): 42171; peak, +3.1% YoY, 0.3% off peak (Barren, KY): 42160; neutral, +4.2% YoY, 0.1% off peak (Barren, KY): 42133; peak, +4.4% YoY (Barren, KY): 42123, 42130, 42131, 42141, Barren, KY 42154, 42156; neutral, +4.5% YoY (Barren, KY): 42127, 42166; expansion, +5.1% YoY (Barren, KY): 42749.
Residential listings by Barren, KY ZIP
Barren, KY ZIPs with the most tracked Barren, KY residential listings: 42141 5 listings, 3 candidates, bank pressure 59; 42127 1 listings, 0 candidates, bank pressure 53; 42123 0 listings, 0 candidates, bank pressure 59; 42130 0 listings, 0 candidates, bank pressure 59 (Barren, KY); 42131 0 listings, 0 candidates, bank pressure 59; 42156 0 listings, 0 candidates, bank pressure 59. Barren, KY totals: 6 listings; Barren, KY candidates 3; active ZIPs 2.
Lenders with branches in Barren, KY
Barren, KY lenders by branch count: South Central Bank Inc (Barren, KY): stress 66, 6 branches low in Barren, KY; Edmonton State Bank (Barren, KY): stress 35, 3 branches low in Barren, KY; Peoples Bank (Barren, KY): stress 69, 2 branches low in Barren, KY; Cecilian Bank (Barren, KY): stress 56, 2 branches low in Barren, KY; Monticello Banking Co (Barren, KY): stress 76, 1 branch low in Barren, KY.
Vacancy and permits, Barren, KY
2,266 of 20,283 Barren, KY housing units are vacant; Barren, KY permits, twelve months: 0 multifamily units in Barren, KY, 166 one-to-four unit units.
Work Barren, KY at the parcel level
Every Barren, KY parcel carries owner and address; every Barren, KY parcel carries APN; Barren, KY distress scores sit on the Barren, KY live board.
Barren, KY figures refresh with each source.
Barren, KY questions
Most distressed ZIP code in Barren County, KY?
ZIP 42171 leads Barren, KY at 27/100; next in Barren, KY: 42123 at 26/100; the Barren, KY average is 24/100.
Where does Barren County, KY rank for investment opportunity?
Barren, KY is #357 among all ranked counties, #34 in Kentucky; the Barren, KY driver is construction; Barren, KY moved up 160 places.
How many mortgages are delinquent in Barren County, KY?
Barren, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Barren, KY.
Which banks lend in Barren County, KY?
5 watched lenders hold Barren, KY branches; the largest Barren, KY footprints are South Central Bank Inc (6), Edmonton State Bank (3), Peoples Bank (2).
More on Barren, KY
Barren County, KY distress report: public-record figures for Barren, KY; not legal advice for Barren, KY; not tax or investment advice; verify every Barren, KY record before acting.