Bastrop County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Bastrop County, TX distress report, 2026: 15 ZIPs scored in Bastrop, TX, Bastrop, TX average 23/100; the top Bastrop, TX ZIP is 78653 at 35/100; Bastrop, TX market phase contraction, Bastrop, TX prices -0.5% year over year.
- Bastrop, TX ranks #2,172 nationally (opportunity index); Bastrop, TX #192 in Texas; Bastrop, TX index 27.1.
- Bastrop, TX: no CFPB county sample; Bastrop, TX metro area reading 0.7%.
- Bastrop, TX ZIP phases: 9 contraction, 6 peak.
- Bastrop, TX residential listings tracked: 106 across 8 ZIPs; Bastrop, TX candidate listings 41.
- Bastrop, TX HUD assisted properties: 4 with 384 units.
- Bastrop, TX lenders on watch: 8; largest Bastrop, TX footprint First Nb Of Bastrop (6 branches).
- Bastrop, TX most distressed ZIP: 78653 at 35/100.
Bastrop, TX figures: DLRadar distress index; Bastrop, TX inputs: CFPB, FHFA, HUD, FDIC; Bastrop, TX rebuilt as sources refresh.
| Rank | Bastrop, TX ZIP | Score |
|---|---|---|
| 1 | 78653 | 35/100 |
| 2 | 78617 | 31/100 |
| 3 | 78959 | 29/100 |
| 4 | 78945 | 27/100 |
| 5 | 78941 | 25/100 |
| 6 | 78616 | 24/100 |
| 7 | 78621 | 24/100 |
| 8 | 78953 | 20/100 |
| 9 | 78662 | 19/100 |
| 10 | 78602 | 18/100 |
| 11 | 78612 | 18/100 |
| 12 | 78650 | 18/100 |
Most distressed Bastrop, TX ZIPs (0-100, 2026)
Mortgage delinquency around Bastrop, TX
No CFPB county sample covers Bastrop, TX; the metro area reading for Bastrop, TX (Austin-Round Rock-San Marcos, TX): 0.7% ninety-plus; Bastrop, TX area thirty-to-eighty-nine 1.5% (December 2025, Bastrop, TX); Texas overall 1.2%.
Opportunity index: Bastrop, TX
Bastrop, TX index 27.1, Bastrop, TX phase weak; Bastrop, TX primary driver construction, Bastrop, TX second driver bank institutional. Bastrop, TX components: property stress 9.7, foreclosure pressure 11.1, listing discounts 36.4, bank stress 47.3, insurance 0.0; Bastrop, TX pulse 27.0; Bastrop, TX capital opportunity 27.2; Bastrop, TX seven-day change +0.1%.
ZIP market phases inside Bastrop, TX
15 Bastrop, TX ZIPs carry a price-cycle phase; Bastrop, TX ZIPs by phase (Bastrop, TX), deepest drawdown first: contraction, -0.5% YoY, 1.1% off peak (Bastrop, TX): 78602, 78612, 78616, 78617, Bastrop, TX 78653, 78662, 78953; contraction, -0.2% YoY, 1.0% off peak (Bastrop, TX): 78621, 78957; peak, +0.1% YoY, 0.9% off peak (Bastrop, TX): 78659; peak, +0.3% YoY, 0.8% off peak (Bastrop, TX): 78650; peak, +1.9% YoY, 0.1% off peak (Bastrop, TX): 78941, 78942; peak, +1.9% YoY, 0.0% off peak (Bastrop, TX): 78959; peak, +2.0% YoY, 0.0% off peak (Bastrop, TX): 78945.
Residential listings by Bastrop, TX ZIP
Bastrop, TX ZIPs with the most tracked Bastrop, TX residential listings: 78602 41 listings, 11 candidates, bank pressure 62; 78621 32 listings, 20 candidates, bank pressure 60; 78612 14 listings, 1 candidates, bank pressure 60; 78957 13 listings, 5 candidates, bank pressure 63 (Bastrop, TX); 78659 3 listings, 3 candidates, bank pressure 59; 78953 2 listings, 0 candidates, bank pressure 58; 78662 1 listings, 1 candidates, bank pressure 58; 78650 0 listings, 0 candidates, bank pressure 59. Bastrop, TX totals: 106 listings; Bastrop, TX candidates 41; active ZIPs 7.
HUD assisted housing in Bastrop, TX
4 assisted properties with 384 units sit in Bastrop, TX; largest Bastrop, TX properties: Hunters Crossing Apts (Bastrop) 182 units; The Lodge At Lost Pines (Bastrop) 160 units; Smithville Gardens Apts (Smithville) 42 units, 42 assisted in Bastrop, TX; Residences At Bastrop (Bastrop) 0 units.
Lenders with branches in Bastrop, TX
Bastrop, TX lenders by branch count: First Nb Of Bastrop (Bastrop, TX): stress 65, 6 branches low in Bastrop, TX; Prosperity Bank (Bastrop, TX): stress 33, 4 branches low in Bastrop, TX; Frontier Bank Of Texas (Bastrop, TX): stress 53, 3 branches low in Bastrop, TX; Cornerstone Capital Bank Ssb (Bastrop, TX): stress 85, 1 branch low in Bastrop, TX; First National Bank Texas (Bastrop, TX): stress 77, 1 branch low in Bastrop, TX; Frost Bank (Bastrop, TX): stress 69, 1 branch low in Bastrop, TX; Classic Bank National Assn (Bastrop, TX): stress 59, 1 branch low in Bastrop, TX; Woodforest National Bank (Bastrop, TX): stress 54, 1 branch low in Bastrop, TX.
Vacancy and permits, Bastrop, TX
2,838 of 39,706 Bastrop, TX housing units are vacant; Bastrop, TX permits, twelve months: 537 multifamily units in Bastrop, TX, 1,414 one-to-four unit units.
Work Bastrop, TX at the parcel level
Every Bastrop, TX parcel carries owner and address; every Bastrop, TX parcel carries APN; Bastrop, TX distress scores sit on the Bastrop, TX live board.
Bastrop, TX figures refresh with each source.
Bastrop, TX questions
Most distressed ZIP code in Bastrop County, TX?
ZIP 78653 leads Bastrop, TX at 35/100; next in Bastrop, TX: 78617 at 31/100; the Bastrop, TX average is 23/100.
Where does Bastrop County, TX rank for investment opportunity?
Bastrop, TX is #2,172 among all ranked counties, #192 in Texas; the Bastrop, TX driver is construction; Bastrop, TX moved up 667 places.
How many mortgages are delinquent in Bastrop County, TX?
Bastrop, TX takes the metro area reading of 0.7% for December 2025; no CFPB county sample covers Bastrop, TX.
Which banks lend in Bastrop County, TX?
8 watched lenders hold Bastrop, TX branches; the largest Bastrop, TX footprints are First Nb Of Bastrop (6), Prosperity Bank (4), Frontier Bank Of Texas (3).
More on Bastrop, TX
Bastrop County, TX distress report: public-record figures for Bastrop, TX; not legal advice for Bastrop, TX; not tax or investment advice; verify every Bastrop, TX record before acting.