Bayfield County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Bayfield County, WI distress report, 2026: 15 ZIPs scored in Bayfield, WI, Bayfield, WI average 16/100; the top Bayfield, WI ZIP is 54517 at 16/100; Bayfield, WI market phase peak, Bayfield, WI prices +4.6% year over year.
- Bayfield, WI ranks #1,386 nationally (opportunity index); Bayfield, WI #12 in Wisconsin; Bayfield, WI index 29.8.
- Bayfield, WI: no CFPB county sample; Bayfield, WI non-metro area reading 0.5%.
- Bayfield, WI ZIP phases: 15 peak.
- Bayfield, WI residential listings tracked: 8 across 10 ZIPs; Bayfield, WI candidate listings 6.
- Bayfield, WI HUD assisted properties: 1 with 12 units.
- Bayfield, WI lenders on watch: 3; largest Bayfield, WI footprint Chippewa Valley Bank (4 branches).
- Bayfield, WI most distressed ZIP: 54517 at 16/100.
Bayfield, WI figures: DLRadar distress index; Bayfield, WI inputs: CFPB, FHFA, HUD, FDIC; Bayfield, WI rebuilt as sources refresh.
| Rank | Bayfield, WI ZIP | Score |
|---|---|---|
| 1 | 54517 | 16/100 |
| 2 | 54814 | 16/100 |
| 3 | 54821 | 16/100 |
| 4 | 54827 | 16/100 |
| 5 | 54832 | 16/100 |
| 6 | 54839 | 16/100 |
| 7 | 54844 | 16/100 |
| 8 | 54847 | 16/100 |
| 9 | 54856 | 16/100 |
| 10 | 54865 | 16/100 |
| 11 | 54891 | 16/100 |
| 12 | 54820 | 15/100 |
Most distressed Bayfield, WI ZIPs (0-100, 2026)
Mortgage delinquency around Bayfield, WI
No CFPB county sample covers Bayfield, WI; the non-metro area reading for Bayfield, WI: 0.5% ninety-plus; Bayfield, WI area thirty-to-eighty-nine 1.3% (December 2025, Bayfield, WI); Wisconsin overall 0.5%.
Opportunity index: Bayfield, WI
Bayfield, WI index 29.8, Bayfield, WI phase early_signal; Bayfield, WI primary driver vacancy, Bayfield, WI second driver bank institutional. Bayfield, WI components: property stress 23.2, foreclosure pressure 22.2, listing discounts 20.6, bank stress 47.0, insurance 0.0; Bayfield, WI pulse 33.6; Bayfield, WI capital opportunity 23.5.
ZIP market phases inside Bayfield, WI
15 Bayfield, WI ZIPs carry a price-cycle phase; Bayfield, WI ZIPs by phase (Bayfield, WI), deepest drawdown first: peak, +4.6% YoY (Bayfield, WI): 54517, 54806, 54814, 54821, Bayfield, WI 54827, 54832, 54839, 54844, Bayfield, WI 54847, 54856, 54865, 54891; peak, +4.0% YoY (Bayfield, WI): 54820; peak, +3.5% YoY (Bayfield, WI): 54838; peak, +3.9% YoY (Bayfield, WI): 54873.
Residential listings by Bayfield, WI ZIP
Bayfield, WI ZIPs with the most tracked Bayfield, WI residential listings: 54847 3 listings, 2 candidates, bank pressure 43; 54865 2 listings, 1 candidates, bank pressure 43; 54814 1 listings, 1 candidates, bank pressure 43; 54827 1 listings, 1 candidates, bank pressure 43 (Bayfield, WI); 54844 1 listings, 1 candidates, bank pressure 43; 54821 0 listings, 0 candidates, bank pressure 51; 54832 0 listings, 0 candidates, bank pressure 43; 54839 0 listings, 0 candidates, bank pressure 43. Bayfield, WI totals: 8 listings; Bayfield, WI candidates 6; active ZIPs 0.
HUD assisted housing in Bayfield, WI
1 assisted properties with 12 units sit in Bayfield, WI; largest Bayfield, WI properties: Richard Gurnoe Villa (Bayfield) 12 units, 12 assisted.
Lenders with branches in Bayfield, WI
Bayfield, WI lenders by branch count: Chippewa Valley Bank (Bayfield, WI): stress 54, 4 branches moderate in Bayfield, WI; Security State Bank (Bayfield, WI): stress 1, 2 branches low in Bayfield, WI; Northern State Bank (Bayfield, WI): stress 57, 1 branch moderate in Bayfield, WI.
Vacancy and permits, Bayfield, WI
5,919 of 13,356 Bayfield, WI housing units are vacant; Bayfield, WI permits, twelve months: 20 multifamily units in Bayfield, WI, 115 one-to-four unit units.
Work Bayfield, WI at the parcel level
Every Bayfield, WI parcel carries owner and address; every Bayfield, WI parcel carries APN; Bayfield, WI distress scores sit on the Bayfield, WI live board.
Bayfield, WI figures refresh with each source.
Bayfield, WI questions
Most distressed ZIP code in Bayfield County, WI?
ZIP 54517 leads Bayfield, WI at 16/100; next in Bayfield, WI: 54814 at 16/100; the Bayfield, WI average is 16/100.
Where does Bayfield County, WI rank for investment opportunity?
Bayfield, WI is #1,386 among all ranked counties, #12 in Wisconsin; the Bayfield, WI driver is vacancy; Bayfield, WI moved up 1 places.
How many mortgages are delinquent in Bayfield County, WI?
Bayfield, WI takes the non-metro area reading of 0.5% for December 2025; no CFPB county sample covers Bayfield, WI.
Which banks lend in Bayfield County, WI?
3 watched lenders hold Bayfield, WI branches; the largest Bayfield, WI footprints are Chippewa Valley Bank (4), Security State Bank (2), Northern State Bank (1).
More on Bayfield, WI
Bayfield County, WI distress report: public-record figures for Bayfield, WI; not legal advice for Bayfield, WI; not tax or investment advice; verify every Bayfield, WI record before acting.