Bear Lake County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Bear Lake County, Idaho? DLRadar grades every Bear Lake County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 8/100. Here is the 2026 Bear Lake County breakdown.
- Bear Lake County's most distressed ZIP is 83276 at 8/100.
- 10 ZIP codes tracked in Bear Lake County, averaging 5/100 distress.
- Bear Lake County reads peak — home values up 1.5% year over year.
- Vacancy runs 32.7% across Bear Lake County's tracked ZIPs, with a 6.6% poverty rate.
- The typical Bear Lake County home is worth about $356,200 against a ~$64,647 median income.
- Lending headwind in Bear Lake County sits at 86/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 83276 | 8/100 |
| 2 | 83254 | 5/100 |
| 3 | 83220 | 4/100 |
| 4 | 83223 | 4/100 |
| 5 | 83233 | 4/100 |
| 6 | 83238 | 4/100 |
| 7 | 83239 | 4/100 |
| 8 | 83261 | 4/100 |
| 9 | 83272 | 4/100 |
| 10 | 83287 | 4/100 |
Most distressed ZIP codes in Bear Lake County (composite distress 0-100, 2026)
What is driving Bear Lake County distress
Bear Lake County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 5/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Bear Lake County market phase and pricing
DLRadar places Bear Lake County in peak; prices moved up 1.5% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Bear Lake County
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Questions about this county
Which part of Bear Lake County, ID scores highest for distress?
ZIP 83276 leads Bear Lake County at 8/100, recomputed monthly from public records.
Is Bear Lake County expanding or contracting?
The market phase for Bear Lake County is peak, prices rising 1.5% on the year — derived from the FHFA House Price Index path.
What is this Bear Lake County analysis built from?
Every Bear Lake County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 10 Bear Lake County ZIP codes that it runs on every other U.S. county, so Bear Lake County's numbers are directly comparable to any other market.
How much do distress scores vary between Bear Lake County ZIP codes?
A county average hides the spread. Across the Bear Lake County ZIPs DLRadar ranks, scores run from 8/100 in 83276 down to 4/100 in 83287, against a Bear Lake County average of 5/100. With 4 points between best and worst, county-level targeting in Bear Lake County wastes effort.
What do Bear Lake County home values and vacancy say about distressed supply?
The typical Bear Lake County home carries about $356,200 of value against a median household income near $64,647. Vacancy across Bear Lake County's tracked ZIPs runs 32.7% and the poverty rate is 6.6%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Bear Lake County's foreclosure and lien filings and its 86/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.