Bear Lake County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Bear Lake County, ID distress report, 2026: 10 ZIPs scored in Bear Lake, ID, Bear Lake, ID average 4/100; the top Bear Lake, ID ZIP is 83276 at 8/100; Bear Lake, ID market phase peak, Bear Lake, ID prices +1.5% year over year.
- Bear Lake, ID ranks #2,055 nationally (opportunity index); Bear Lake, ID #18 in Idaho; Bear Lake, ID index 27.5.
- Bear Lake, ID: no CFPB county sample; Bear Lake, ID non-metro area reading 0.6%.
- Bear Lake, ID ZIP phases: 10 peak.
- Bear Lake, ID residential listings tracked: 4 across 9 ZIPs; Bear Lake, ID candidate listings 3.
- Bear Lake, ID lenders on watch: 1; largest Bear Lake, ID footprint Ireland Bank (1 branch).
- Bear Lake, ID most distressed ZIP: 83276 at 8/100.
Bear Lake, ID figures: DLRadar distress index; Bear Lake, ID inputs: CFPB, FHFA, HUD, FDIC; Bear Lake, ID rebuilt as sources refresh.
| Rank | Bear Lake, ID ZIP | Score |
|---|---|---|
| 1 | 83276 | 8/100 |
| 2 | 83220 | 4/100 |
| 3 | 83223 | 4/100 |
| 4 | 83233 | 4/100 |
| 5 | 83238 | 4/100 |
| 6 | 83239 | 4/100 |
| 7 | 83254 | 4/100 |
| 8 | 83261 | 4/100 |
| 9 | 83272 | 4/100 |
| 10 | 83287 | 4/100 |
Most distressed Bear Lake, ID ZIPs (0-100, 2026)
Mortgage delinquency around Bear Lake, ID
No CFPB county sample covers Bear Lake, ID; the non-metro area reading for Bear Lake, ID: 0.6% ninety-plus; Bear Lake, ID area thirty-to-eighty-nine 1.8% (December 2025, Bear Lake, ID); Idaho overall 0.6%.
Opportunity index: Bear Lake, ID
Bear Lake, ID index 27.5, Bear Lake, ID phase weak; Bear Lake, ID primary driver vacancy, Bear Lake, ID second driver bank institutional. Bear Lake, ID components: property stress 18.0, foreclosure pressure 18.4, listing discounts 21.3, bank stress 53.7, insurance 0.0; Bear Lake, ID pulse 31.6; Bear Lake, ID capital opportunity 21.4.
ZIP market phases inside Bear Lake, ID
10 Bear Lake, ID ZIPs carry a price-cycle phase; Bear Lake, ID ZIPs by phase (Bear Lake, ID), deepest drawdown first: peak, +1.5% YoY (Bear Lake, ID): 83220, 83223, 83233, 83238, Bear Lake, ID 83239, 83254, 83261, 83272, Bear Lake, ID 83276, 83287.
Residential listings by Bear Lake, ID ZIP
Bear Lake, ID ZIPs with the most tracked Bear Lake, ID residential listings: 83254 4 listings, 3 candidates, bank pressure 70; 83220 0 listings, 0 candidates, bank pressure 69; 83223 0 listings, 0 candidates, bank pressure 69; 83233 0 listings, 0 candidates, bank pressure 69 (Bear Lake, ID); 83238 0 listings, 0 candidates, bank pressure 69; 83239 0 listings, 0 candidates, bank pressure 69; 83261 0 listings, 0 candidates, bank pressure 69; 83272 0 listings, 0 candidates, bank pressure 69. Bear Lake, ID totals: 4 listings; Bear Lake, ID candidates 3; active ZIPs 0.
Lenders with branches in Bear Lake, ID
Bear Lake, ID lenders by branch count: Ireland Bank (Bear Lake, ID): stress 74, 1 branch low in Bear Lake, ID.
Vacancy and permits, Bear Lake, ID
1,742 of 4,020 Bear Lake, ID housing units are vacant; Bear Lake, ID permits, twelve months: 0 multifamily units in Bear Lake, ID, 130 one-to-four unit units.
Work Bear Lake, ID at the parcel level
Every Bear Lake, ID parcel carries owner and address; every Bear Lake, ID parcel carries APN; Bear Lake, ID distress scores sit on the Bear Lake, ID live board.
Bear Lake, ID figures refresh with each source.
Bear Lake, ID questions
Most distressed ZIP code in Bear Lake County, ID?
ZIP 83276 leads Bear Lake, ID at 8/100; next in Bear Lake, ID: 83220 at 4/100; the Bear Lake, ID average is 4/100.
Where does Bear Lake County, ID rank for investment opportunity?
Bear Lake, ID is #2,055 among all ranked counties, #18 in Idaho; the Bear Lake, ID driver is vacancy; Bear Lake, ID moved down 123 places.
How many mortgages are delinquent in Bear Lake County, ID?
Bear Lake, ID takes the non-metro area reading of 0.6% for December 2025; no CFPB county sample covers Bear Lake, ID.
Which banks lend in Bear Lake County, ID?
1 watched lenders hold Bear Lake, ID branches; the largest Bear Lake, ID footprints are Ireland Bank (1).
More on Bear Lake, ID
Bear Lake County, ID distress report: public-record figures for Bear Lake, ID; not legal advice for Bear Lake, ID; not tax or investment advice; verify every Bear Lake, ID record before acting.