Black Hawk County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Black Hawk County, IA distress report, 2026: 18 ZIPs scored in Black Hawk, IA, Black Hawk, IA average 17/100; the top Black Hawk, IA ZIP is 50675 at 24/100; Black Hawk, IA market phase peak, Black Hawk, IA prices +1.9% year over year.
- Black Hawk, IA ranks #2,610 nationally (opportunity index); Black Hawk, IA #69 in Iowa; Black Hawk, IA index 25.3.
- Black Hawk, IA ninety-day mortgage delinquency 1.0% in December 2025; Black Hawk, IA twelve-month change +0.2%.
- Black Hawk, IA ZIP phases: 18 peak.
- Black Hawk, IA residential listings tracked: 25 across 12 ZIPs; Black Hawk, IA candidate listings 13.
- Black Hawk, IA HUD assisted properties: 5 with 327 units.
- Black Hawk, IA lenders on watch: 7; largest Black Hawk, IA footprint Farmers State Bank (5 branches).
- Black Hawk, IA most distressed ZIP: 50675 at 24/100.
Black Hawk, IA figures: DLRadar distress index; Black Hawk, IA inputs: CFPB, FHFA, HUD, FDIC; Black Hawk, IA rebuilt as sources refresh.
| Rank | Black Hawk, IA ZIP | Score |
|---|---|---|
| 1 | 50675 | 24/100 |
| 2 | 50670 | 22/100 |
| 3 | 50612 | 20/100 |
| 4 | 50623 | 17/100 |
| 5 | 50626 | 17/100 |
| 6 | 50634 | 17/100 |
| 7 | 50651 | 17/100 |
| 8 | 50667 | 17/100 |
| 9 | 50701 | 17/100 |
| 10 | 50702 | 17/100 |
| 11 | 50703 | 17/100 |
| 12 | 50707 | 17/100 |
Most distressed Black Hawk, IA ZIPs (0-100, 2026)
Mortgage delinquency in Black Hawk, IA
1.0% of Black Hawk, IA mortgages were ninety-plus days late (Black Hawk, IA, December 2025); Black Hawk, IA thirty-to-eighty-nine days late: 1.2%; Black Hawk, IA twelve-month change +0.2%; Black Hawk, IA peak since 2008: 2.4% (August 2012); Iowa overall 0.9%. Black Hawk, IA ninety-day series: Dec 24 0.8, Jan 25 0.3, Feb 25 0.2 (Black Hawk, IA), Mar 25 0.4, Apr 25 0.3, May 25 0.3 (Black Hawk, IA), Jun 25 0.4, Jul 25 0.4, Aug 25 0.4 (Black Hawk, IA), Sep 25 0.6, Oct 25 0.4, Nov 25 0.7 (Black Hawk, IA), Dec 25 1.0.
Opportunity index: Black Hawk, IA
Black Hawk, IA index 25.3, Black Hawk, IA phase weak; Black Hawk, IA primary driver bank institutional, Black Hawk, IA second driver construction. Black Hawk, IA components: property stress 8.1, foreclosure pressure 8.1, listing discounts 30.4, bank stress 55.6, insurance 0.0; Black Hawk, IA pulse 27.1; Black Hawk, IA capital opportunity 22.7; Black Hawk, IA seven-day change +0.3%.
ZIP market phases inside Black Hawk, IA
18 Black Hawk, IA ZIPs carry a price-cycle phase; Black Hawk, IA ZIPs by phase (Black Hawk, IA), deepest drawdown first: peak, +2.3% YoY (Black Hawk, IA): 50612; peak, +2.0% YoY (Black Hawk, IA): 50613, 50626; peak, +1.9% YoY (Black Hawk, IA): 50623, 50634, 50643, 50647, Black Hawk, IA 50667, 50701, 50702; peak, +2.2% YoY (Black Hawk, IA): 50629, 50648; peak, +2.7% YoY (Black Hawk, IA): 50651; peak, +2.1% YoY (Black Hawk, IA): 50669; peak, +2.5% YoY (Black Hawk, IA): 50670, 50675.
Residential listings by Black Hawk, IA ZIP
Black Hawk, IA ZIPs with the most tracked Black Hawk, IA residential listings: 50701 8 listings, 5 candidates, bank pressure 56; 50707 6 listings, 2 candidates, bank pressure 56; 50613 4 listings, 2 candidates, bank pressure 58; 50703 4 listings, 4 candidates, bank pressure 56 (Black Hawk, IA); 50702 3 listings, 0 candidates, bank pressure 56; 50623 0 listings, 0 candidates, bank pressure 56; 50626 0 listings, 0 candidates, bank pressure 60; 50634 0 listings, 0 candidates, bank pressure 56. Black Hawk, IA totals: 25 listings; Black Hawk, IA candidates 13; active ZIPs 5.
HUD assisted housing in Black Hawk, IA
5 assisted properties with 327 units sit in Black Hawk, IA; largest Black Hawk, IA properties: Heritage Apartments (Waterloo) 101 units, 75 assisted; The Preserve At Crossroads (Waterloo) 96 units; Village Cooperative Of Cedar Falls (Cedar Falls) 50 units in Black Hawk, IA; Evansdale Senior Residences (Evansdale) 48 units, 48 assisted; Greenridge Family Apartments (Waterloo) 32 units, 32 assisted.
Lenders with branches in Black Hawk, IA
Black Hawk, IA lenders by branch count: Farmers State Bank (Black Hawk, IA): stress 59, 5 branches low in Black Hawk, IA; Lincoln Savings Bank (Black Hawk, IA): stress 90, 3 branches low in Black Hawk, IA; Bankiowa (Black Hawk, IA): stress 50, 3 branches low in Black Hawk, IA; Cedar Rapids Bank&Trust Co (Black Hawk, IA): stress 15, 3 branches low in Black Hawk, IA; First Security State Bank (Black Hawk, IA): stress 55, 2 branches low in Black Hawk, IA; Cedar Valley Bank&Trust (Black Hawk, IA): stress 66, 1 branch low in Black Hawk, IA; First Bank (Black Hawk, IA): stress 49, 1 branch low in Black Hawk, IA.
Vacancy and permits, Black Hawk, IA
4,428 of 58,991 Black Hawk, IA housing units are vacant; Black Hawk, IA permits, twelve months: 173 multifamily units in Black Hawk, IA, 216 one-to-four unit units.
Work Black Hawk, IA at the parcel level
Every Black Hawk, IA parcel carries owner and address; every Black Hawk, IA parcel carries APN; Black Hawk, IA distress scores sit on the Black Hawk, IA live board.
Black Hawk, IA figures refresh with each source.
Black Hawk, IA questions
Most distressed ZIP code in Black Hawk County, IA?
ZIP 50675 leads Black Hawk, IA at 24/100; next in Black Hawk, IA: 50670 at 22/100; the Black Hawk, IA average is 17/100.
Where does Black Hawk County, IA rank for investment opportunity?
Black Hawk, IA is #2,610 among all ranked counties, #69 in Iowa; the Black Hawk, IA driver is bank institutional; Black Hawk, IA moved up 218 places.
How many mortgages are delinquent in Black Hawk County, IA?
1.0% of Black Hawk, IA mortgages were ninety-plus days late in December 2025; the Black Hawk, IA peak since 2008 was 2.4%.
Which banks lend in Black Hawk County, IA?
7 watched lenders hold Black Hawk, IA branches; the largest Black Hawk, IA footprints are Farmers State Bank (5), Lincoln Savings Bank (3), Bankiowa (3).
More on Black Hawk, IA
Black Hawk County, IA distress report: public-record figures for Black Hawk, IA; not legal advice for Black Hawk, IA; not tax or investment advice; verify every Black Hawk, IA record before acting.