Boone County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Boone County, MO distress report, 2026: 13 ZIPs scored in Boone, MO, Boone, MO average 23/100; the top Boone, MO ZIP is 65010 at 24/100; Boone, MO market phase neutral, Boone, MO prices +3.5% year over year.
- Boone, MO ranks #2,585 nationally (opportunity index); Boone, MO #98 in Missouri; Boone, MO index 25.5.
- Boone, MO ninety-day mortgage delinquency 0.5% in December 2025; Boone, MO twelve-month change +0.3%.
- Boone, MO ZIP phases: 11 neutral, 2 peak.
- Boone, MO residential listings tracked: 146 across 11 ZIPs; Boone, MO candidate listings 24.
- Boone, MO HUD assisted properties: 11 with 828 units.
- Boone, MO lenders on watch: 8; largest Boone, MO footprint Central Trust Bank (14 branches).
- Boone, MO most distressed ZIP: 65010 at 24/100.
Boone, MO figures: DLRadar distress index; Boone, MO inputs: CFPB, FHFA, HUD, FDIC; Boone, MO rebuilt as sources refresh.
| Rank | Boone, MO ZIP | Score |
|---|---|---|
| 1 | 65010 | 24/100 |
| 2 | 65039 | 24/100 |
| 3 | 65201 | 24/100 |
| 4 | 65202 | 24/100 |
| 5 | 65203 | 24/100 |
| 6 | 65215 | 24/100 |
| 7 | 65216 | 24/100 |
| 8 | 65255 | 24/100 |
| 9 | 65284 | 24/100 |
| 10 | 65256 | 23/100 |
| 11 | 65279 | 23/100 |
| 12 | 65240 | 21/100 |
Most distressed Boone, MO ZIPs (0-100, 2026)
Mortgage delinquency in Boone, MO
0.5% of Boone, MO mortgages were ninety-plus days late (Boone, MO, December 2025); Boone, MO thirty-to-eighty-nine days late: 1.4%; Boone, MO twelve-month change +0.3%; Boone, MO peak since 2008: 1.7% (October 2009); Missouri overall 0.9%. Boone, MO ninety-day series: Dec 24 0.2, Jan 25 0.4, Feb 25 0.6 (Boone, MO), Mar 25 0.5, Apr 25 0.5, May 25 0.4 (Boone, MO), Jun 25 0.5, Jul 25 0.7, Aug 25 0.8 (Boone, MO), Sep 25 0.8, Oct 25 0.7, Nov 25 0.5 (Boone, MO), Dec 25 0.5.
Opportunity index: Boone, MO
Boone, MO index 25.5, Boone, MO phase weak; Boone, MO primary driver construction, Boone, MO second driver bank institutional. Boone, MO components: property stress 7.4, foreclosure pressure 5.8, listing discounts 29.7, bank stress 52.6, insurance 0.0; Boone, MO pulse 27.1; Boone, MO capital opportunity 23.0; Boone, MO seven-day change +0.4%.
ZIP market phases inside Boone, MO
13 Boone, MO ZIPs carry a price-cycle phase; Boone, MO ZIPs by phase (Boone, MO), deepest drawdown first: neutral, +3.4% YoY, 0.0% off peak (Boone, MO): 65202, 65039, 65201; peak, +3.4% YoY, 0.0% off peak (Boone, MO): 65240; neutral, +3.5% YoY (Boone, MO): 65010, 65203, 65215, 65216, Boone, MO 65255, 65256, 65279; peak, +3.4% YoY (Boone, MO): 65243; neutral, +3.4% YoY (Boone, MO): 65284.
Residential listings by Boone, MO ZIP
Boone, MO ZIPs with the most tracked Boone, MO residential listings: 65203 66 listings, 13 candidates, bank pressure 58; 65202 39 listings, 4 candidates, bank pressure 57; 65201 35 listings, 2 candidates, bank pressure 57; 65039 5 listings, 4 candidates, bank pressure 57 (Boone, MO); 65279 1 listings, 1 candidates, bank pressure 58; 65010 0 listings, 0 candidates, bank pressure 58; 65215 0 listings, 0 candidates, bank pressure 58; 65216 0 listings, 0 candidates, bank pressure 58. Boone, MO totals: 146 listings; Boone, MO candidates 24; active ZIPs 5.
HUD assisted housing in Boone, MO
11 assisted properties with 828 units sit in Boone, MO; largest Boone, MO properties: Providence Hill / Providence Court (Columbia) 220 units; Providence Hill Apartments (Columbia) 143 units; Columbia Square Apartments (Columbia) 128 units, 121 assisted in Boone, MO; Stadium Apartments (Columbia) 109 units; Lakewood Apartments (Columbia) 100 units, 91 assisted; Lake Broadway Townhouses (Columbia) 58 units.
Lenders with branches in Boone, MO
Boone, MO lenders by branch count: Central Trust Bank (Boone, MO): stress 54, 14 branches low in Boone, MO; Commerce Bank (Boone, MO): stress 62, 5 branches low in Boone, MO; Callaway Bank (Boone, MO): stress 64, 3 branches low in Boone, MO; Connections Bank (Boone, MO): stress 50, 3 branches low in Boone, MO; First State Community Bank (Boone, MO): stress 45, 3 branches low in Boone, MO; Bank Of Missouri (Boone, MO): stress 66, 2 branches low in Boone, MO; Hawthorn Bank (Boone, MO): stress 56, 2 branches low in Boone, MO; First Mw Bank Of The Ozarks (Boone, MO): stress 52, 2 branches low in Boone, MO.
Vacancy and permits, Boone, MO
5,113 of 81,675 Boone, MO housing units are vacant; Boone, MO permits, twelve months: 300 multifamily units in Boone, MO, 689 one-to-four unit units.
Work Boone, MO at the parcel level
Every Boone, MO parcel carries owner and address; every Boone, MO parcel carries APN; Boone, MO distress scores sit on the Boone, MO live board.
Boone, MO figures refresh with each source.
Boone, MO questions
Most distressed ZIP code in Boone County, MO?
ZIP 65010 leads Boone, MO at 24/100; next in Boone, MO: 65039 at 24/100; the Boone, MO average is 23/100.
Where does Boone County, MO rank for investment opportunity?
Boone, MO is #2,585 among all ranked counties, #98 in Missouri; the Boone, MO driver is construction; Boone, MO moved up 242 places.
How many mortgages are delinquent in Boone County, MO?
0.5% of Boone, MO mortgages were ninety-plus days late in December 2025; the Boone, MO peak since 2008 was 1.7%.
Which banks lend in Boone County, MO?
8 watched lenders hold Boone, MO branches; the largest Boone, MO footprints are Central Trust Bank (14), Commerce Bank (5), Callaway Bank (3).
More on Boone, MO
Boone County, MO distress report: public-record figures for Boone, MO; not legal advice for Boone, MO; not tax or investment advice; verify every Boone, MO record before acting.