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Boone County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Boone County, Missouri? DLRadar grades every Boone County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Boone County breakdown.

  • Boone County's most distressed ZIP is 65010 at 26/100.
  • 13 ZIP codes tracked in Boone County, averaging 25/100 distress.
  • Boone County reads neutral — home values up 3.5% year over year.
  • Vacancy runs 8.4% across Boone County's tracked ZIPs, with a 20.3% poverty rate.
  • The typical Boone County home is worth about $278,436 against a ~$69,260 median income.
  • Lending headwind in Boone County sits at 40/100 — a forward read on distressed supply.

All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.

RankZIPComposite distress
16501026/100
26520126/100
36520326/100
46521526/100
56521626/100
66525526/100
76503925/100
86520225/100
96528425/100
106524023/100
116525623/100
126527923/100

Most distressed ZIP codes in Boone County (composite distress 0-100, 2026)

What is driving Boone County distress

Boone County's placement in the national index rests on public filings — a 25/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Boone County market phase and pricing

Boone County reads neutral — home prices rose 3.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.

See the distressed properties behind the data in Boone County

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Questions and answers

Which part of Boone County, MO scores highest for distress?

ZIP 65010 leads Boone County at 26/100, recomputed monthly from public records.

How would you describe the Boone County market phase?

The market phase for Boone County is neutral, prices rising 3.5% on the year — derived from the FHFA House Price Index path.

What is this Boone County analysis built from?

Every Boone County figure traces to a public source — FHFA House Price Index for the neutral trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 13 Boone County ZIP codes that it runs on every other U.S. county, so Boone County's numbers are directly comparable to any other market.

How much do distress scores vary between Boone County ZIP codes?

The county figure is a blend, not a description. Across the Boone County ZIPs DLRadar ranks, scores run from 26/100 in 65010 down to 23/100 in 65279, against a Boone County average of 25/100. Those 3 points separate the ZIPs worth working in Boone County from the rest.

What do Boone County home values and vacancy say about distressed supply?

The typical Boone County home carries about $278,436 of value against a median household income near $69,260. Vacancy across Boone County's tracked ZIPs runs 8.4% and the poverty rate is 20.3%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Boone County's foreclosure and tax-lien filings and its 40/100 lending headwind.

Related

These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.

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