Bourbon County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Bourbon County, KY distress report, 2026: 10 ZIPs scored in Bourbon, KY, Bourbon, KY average 25/100; the top Bourbon, KY ZIP is 40511 at 32/100; Bourbon, KY market phase expansion, Bourbon, KY prices +5.9% year over year.
- Bourbon, KY ranks #1,128 nationally (opportunity index); Bourbon, KY #65 in Kentucky; Bourbon, KY index 30.7.
- Bourbon, KY: no CFPB county sample; Bourbon, KY metro area reading 0.8%.
- Bourbon, KY ZIP phases: 8 expansion, 2 neutral.
- Bourbon, KY residential listings tracked: 4 across 3 ZIPs; Bourbon, KY candidate listings 2.
- Bourbon, KY HUD assisted properties: 4 with 176 units.
- Bourbon, KY lenders on watch: 3; largest Bourbon, KY footprint Traditional Bank Inc (2 branches).
- Bourbon, KY most distressed ZIP: 40511 at 32/100.
Bourbon, KY figures: DLRadar distress index; Bourbon, KY inputs: CFPB, FHFA, HUD, FDIC; Bourbon, KY rebuilt as sources refresh.
| Rank | Bourbon, KY ZIP | Score |
|---|---|---|
| 1 | 40511 | 32/100 |
| 2 | 40516 | 31/100 |
| 3 | 40324 | 28/100 |
| 4 | 40348 | 26/100 |
| 5 | 40357 | 26/100 |
| 6 | 40361 | 26/100 |
| 7 | 40374 | 25/100 |
| 8 | 41031 | 22/100 |
| 9 | 40311 | 19/100 |
| 10 | 40353 | 19/100 |
Most distressed Bourbon, KY ZIPs (0-100, 2026)
Mortgage delinquency around Bourbon, KY
No CFPB county sample covers Bourbon, KY; the metro area reading for Bourbon, KY (Lexington-Fayette, KY): 0.8% ninety-plus; Bourbon, KY area thirty-to-eighty-nine 1.3% (December 2025, Bourbon, KY); Kentucky overall 1.0%.
Opportunity index: Bourbon, KY
Bourbon, KY index 30.7, Bourbon, KY phase watchlist; Bourbon, KY primary driver construction, Bourbon, KY second driver bank institutional. Bourbon, KY components: property stress 23.3, foreclosure pressure 21.7, listing discounts 27.9, bank stress 56.8, insurance 0.0; Bourbon, KY pulse 34.8; Bourbon, KY capital opportunity 24.5; Bourbon, KY seven-day change +0.3%.
ZIP market phases inside Bourbon, KY
10 Bourbon, KY ZIPs carry a price-cycle phase; Bourbon, KY ZIPs by phase (Bourbon, KY), deepest drawdown first: expansion, +5.4% YoY (Bourbon, KY): 40311; expansion, +5.9% YoY (Bourbon, KY): 40324, 40348, 40357, 40361, Bourbon, KY 40511, 40516; neutral, +4.5% YoY (Bourbon, KY): 40353; neutral, +4.6% YoY (Bourbon, KY): 40374; expansion, +5.3% YoY (Bourbon, KY): 41031.
Residential listings by Bourbon, KY ZIP
Bourbon, KY ZIPs with the most tracked Bourbon, KY residential listings: 40361 4 listings, 2 candidates, bank pressure 60; 40348 0 listings, 0 candidates, bank pressure 62; 40357 0 listings, 0 candidates, bank pressure 62. Bourbon, KY totals: 4 listings; Bourbon, KY candidates 2; active ZIPs 1.
HUD assisted housing in Bourbon, KY
4 assisted properties with 176 units sit in Bourbon, KY; largest Bourbon, KY properties: Williamsburg Terrace Apartments (Paris) 64 units, 63 assisted; Rucker Village Apartments (Paris) 50 units, 50 assisted; Paris Place Apartments (Paris) 32 units in Bourbon, KY; Kellie Lane Duplexes (Paris) 30 units.
Lenders with branches in Bourbon, KY
Bourbon, KY lenders by branch count: Traditional Bank Inc (Bourbon, KY): stress 71, 2 branches low in Bourbon, KY; Stock Yards Bank&Trust Co (Bourbon, KY): stress 51, 2 branches low in Bourbon, KY; Blue Grass Fs&La (Bourbon, KY): stress 63, 1 branch low in Bourbon, KY.
Vacancy and permits, Bourbon, KY
1,047 of 9,181 Bourbon, KY housing units are vacant; Bourbon, KY permits, twelve months: 0 multifamily units in Bourbon, KY, 91 one-to-four unit units.
Work Bourbon, KY at the parcel level
Every Bourbon, KY parcel carries owner and address; every Bourbon, KY parcel carries APN; Bourbon, KY distress scores sit on the Bourbon, KY live board.
Bourbon, KY figures refresh with each source.
Bourbon, KY questions
Most distressed ZIP code in Bourbon County, KY?
ZIP 40511 leads Bourbon, KY at 32/100; next in Bourbon, KY: 40516 at 31/100; the Bourbon, KY average is 25/100.
Where does Bourbon County, KY rank for investment opportunity?
Bourbon, KY is #1,128 among all ranked counties, #65 in Kentucky; the Bourbon, KY driver is construction; Bourbon, KY moved up 35 places.
How many mortgages are delinquent in Bourbon County, KY?
Bourbon, KY takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Bourbon, KY.
Which banks lend in Bourbon County, KY?
3 watched lenders hold Bourbon, KY branches; the largest Bourbon, KY footprints are Traditional Bank Inc (2), Stock Yards Bank&Trust Co (2), Blue Grass Fs&La (1).
More on Bourbon, KY
Bourbon County, KY distress report: public-record figures for Bourbon, KY; not legal advice for Bourbon, KY; not tax or investment advice; verify every Bourbon, KY record before acting.