Boyd County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Boyd County, KY distress report, 2026: 4 ZIPs scored in Boyd, KY, Boyd, KY average 34/100; the top Boyd, KY ZIP is 41101 at 35/100; Boyd, KY market phase expansion, Boyd, KY prices +7.3% year over year.
- Boyd, KY ranks #704 nationally (opportunity index); Boyd, KY #54 in Kentucky; Boyd, KY index 32.4.
- Boyd, KY: no CFPB county sample; Boyd, KY metro area reading 1.2%.
- Boyd, KY ZIP phases: 4 expansion.
- Boyd, KY residential listings tracked: 6 across 4 ZIPs; Boyd, KY candidate listings 5.
- Boyd, KY HUD assisted properties: 2 with 73 units.
- Boyd, KY lenders on watch: 4; largest Boyd, KY footprint Kentucky Farmers Bank Corp (3 branches).
- Boyd, KY most distressed ZIP: 41101 at 35/100.
Boyd, KY figures: DLRadar distress index; Boyd, KY inputs: CFPB, FHFA, HUD, FDIC; Boyd, KY rebuilt as sources refresh.
| Rank | Boyd, KY ZIP | Score |
|---|---|---|
| 1 | 41101 | 35/100 |
| 2 | 41102 | 35/100 |
| 3 | 41168 | 34/100 |
| 4 | 41129 | 33/100 |
Most distressed Boyd, KY ZIPs (0-100, 2026)
Mortgage delinquency around Boyd, KY
No CFPB county sample covers Boyd, KY; the metro area reading for Boyd, KY (Huntington-Ashland, WV-KY-OH): 1.2% ninety-plus; Boyd, KY area thirty-to-eighty-nine 3.3% (December 2025, Boyd, KY); Kentucky overall 1.0%.
Opportunity index: Boyd, KY
Boyd, KY index 32.4, Boyd, KY phase early_signal; Boyd, KY primary driver construction, Boyd, KY second driver vacancy. Boyd, KY components: property stress 26.0, foreclosure pressure 24.6, listing discounts 17.0, bank stress 49.6, insurance 0.0; Boyd, KY pulse 39.3; Boyd, KY capital opportunity 22.1; Boyd, KY seven-day change +1.0%.
ZIP market phases inside Boyd, KY
4 Boyd, KY ZIPs carry a price-cycle phase; Boyd, KY ZIPs by phase (Boyd, KY), deepest drawdown first: expansion, +7.3% YoY (Boyd, KY): 41101, 41102, 41129, 41168.
Residential listings by Boyd, KY ZIP
Boyd, KY ZIPs with the most tracked Boyd, KY residential listings: 41101 3 listings, 2 candidates, bank pressure 55; 41129 2 listings, 2 candidates, bank pressure 51; 41102 1 listings, 1 candidates, bank pressure 55; 41168 0 listings, 0 candidates, bank pressure 53 (Boyd, KY). Boyd, KY totals: 6 listings; Boyd, KY candidates 5; active ZIPs 2.
HUD assisted housing in Boyd, KY
2 assisted properties with 73 units sit in Boyd, KY; largest Boyd, KY properties: Unity Square (Ashland) 70 units, 70 assisted; Ahp, Inc. (Ashland) 3 units, 3 assisted.
Lenders with branches in Boyd, KY
Boyd, KY lenders by branch count: Kentucky Farmers Bank Corp (Boyd, KY): stress 29, 3 branches low in Boyd, KY; Community Trust Bank Inc (Boyd, KY): stress 47, 2 branches low in Boyd, KY; Citizens Bank Of Ky Inc (Boyd, KY): stress 58, 1 branch low in Boyd, KY; First Nb Of Grayson (Boyd, KY): stress 47, 1 branch low in Boyd, KY.
Vacancy and permits, Boyd, KY
2,433 of 21,742 Boyd, KY housing units are vacant; Boyd, KY permits, twelve months: 0 multifamily units in Boyd, KY, 1 one-to-four unit units.
Work Boyd, KY at the parcel level
Every Boyd, KY parcel carries owner and address; every Boyd, KY parcel carries APN; Boyd, KY distress scores sit on the Boyd, KY live board.
Boyd, KY figures refresh with each source.
Boyd, KY questions
Most distressed ZIP code in Boyd County, KY?
ZIP 41101 leads Boyd, KY at 35/100; next in Boyd, KY: 41102 at 35/100; the Boyd, KY average is 34/100.
Where does Boyd County, KY rank for investment opportunity?
Boyd, KY is #704 among all ranked counties, #54 in Kentucky; the Boyd, KY driver is construction; Boyd, KY moved down 295 places.
How many mortgages are delinquent in Boyd County, KY?
Boyd, KY takes the metro area reading of 1.2% for December 2025; no CFPB county sample covers Boyd, KY.
Which banks lend in Boyd County, KY?
4 watched lenders hold Boyd, KY branches; the largest Boyd, KY footprints are Kentucky Farmers Bank Corp (3), Community Trust Bank Inc (2), Citizens Bank Of Ky Inc (1).
More on Boyd, KY
Boyd County, KY distress report: public-record figures for Boyd, KY; not legal advice for Boyd, KY; not tax or investment advice; verify every Boyd, KY record before acting.