Bracken County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Bracken County, Kentucky? DLRadar grades every Bracken County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Bracken County breakdown.
- Bracken County's most distressed ZIP is 41034 at 20/100.
- 7 ZIP codes tracked in Bracken County, averaging 17/100 distress.
- Bracken County reads peak — home values up 3.5% year over year.
- Vacancy runs 14.4% across Bracken County's tracked ZIPs, with a 18.3% poverty rate.
- The typical Bracken County home is worth about $139,529 against a ~$56,980 median income.
- Lending headwind in Bracken County sits at 51/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 41034 | 20/100 |
| 2 | 41044 | 20/100 |
| 3 | 41040 | 18/100 |
| 4 | 41002 | 16/100 |
| 5 | 41043 | 16/100 |
| 6 | 41004 | 15/100 |
| 7 | 41064 | 14/100 |
Most distressed ZIP codes in Bracken County (composite distress 0-100, 2026)
What is driving Bracken County distress
The Bracken County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 17/100 ZIP average. No proprietary or modelled inputs enter the score.
Bracken County market phase and pricing
Bracken County currently sits in peak after a 3.5% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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What people ask
What is the most distressed ZIP code in Bracken County, KY?
ZIP 41034 leads Bracken County at 20/100, recomputed monthly from public records.
How would you describe the Bracken County market phase?
Phase for Bracken County: peak, tracking a 3.5% gain year over year, read off the FHFA index.
How is the Bracken County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 7 Bracken County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Bracken County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Bracken County ZIPs DLRadar ranks, scores run from 20/100 in 41034 down to 14/100 in 41064, against a Bracken County average of 17/100. A spread of 6 points means Bracken County has to be worked ZIP by ZIP.
What do Bracken County home values and vacancy say about distressed supply?
The typical Bracken County home carries about $139,529 of value against a median household income near $56,980. Vacancy across Bracken County's tracked ZIPs runs 14.4% and the poverty rate is 18.3%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Bracken County's foreclosure and lien data and its 51/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.