Bullitt County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Bullitt County, Kentucky? DLRadar grades every Bullitt County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Bullitt County breakdown.
- Bullitt County's most distressed ZIP is 40272 at 36/100.
- 11 ZIP codes tracked in Bullitt County, averaging 32/100 distress.
- Bullitt County reads peak — home values up 3.8% year over year.
- Vacancy runs 7.2% across Bullitt County's tracked ZIPs, with a 10.9% poverty rate.
- The typical Bullitt County home is worth about $230,864 against a ~$80,490 median income.
- Lending headwind in Bullitt County sits at 29/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 40272 | 36/100 |
| 2 | 40299 | 36/100 |
| 3 | 40229 | 35/100 |
| 4 | 40177 | 34/100 |
| 5 | 40047 | 33/100 |
| 6 | 40109 | 33/100 |
| 7 | 40110 | 33/100 |
| 8 | 40150 | 33/100 |
| 9 | 40165 | 33/100 |
| 10 | 40013 | 26/100 |
| 11 | 40071 | 22/100 |
Most distressed ZIP codes in Bullitt County (composite distress 0-100, 2026)
What is driving Bullitt County distress
Bullitt County's placement in the national index rests on public filings — a 32/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Bullitt County market phase and pricing
The cycle in Bullitt County is peak, with values up 3.8% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Bullitt County
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Common questions
Which Bullitt County ZIP scores worst for distress?
ZIP 40272 leads Bullitt County at 36/100, recomputed monthly from public records.
What market phase is Bullitt County in?
FHFA price-index movement places Bullitt County in peak; prices are up 3.8% over twelve months.
Which datasets feed the Bullitt County scores?
Each Bullitt County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 11 local ZIPs and every other county in the country.
How much do distress scores vary between Bullitt County ZIP codes?
One county number flattens a wide range. Across the Bullitt County ZIPs DLRadar ranks, scores run from 36/100 in 40272 down to 22/100 in 40071, against a Bullitt County average of 32/100. A spread of 14 points means Bullitt County has to be worked ZIP by ZIP.
What do Bullitt County home values and vacancy say about distressed supply?
The typical Bullitt County home carries about $230,864 of value against a median household income near $80,490. Vacancy across Bullitt County's tracked ZIPs runs 7.2% and the poverty rate is 10.9%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Bullitt County's foreclosure and tax-lien record and its 29/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.