Butler County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Butler County, Kentucky? DLRadar grades every Butler County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Butler County breakdown.
- Butler County's most distressed ZIP is 42101 at 29/100.
- 11 ZIP codes tracked in Butler County, averaging 26/100 distress.
- Butler County reads peak — home values up 2.1% year over year, 0.5% off peak.
- Vacancy runs 13.2% across Butler County's tracked ZIPs, with a 21.1% poverty rate.
- The typical Butler County home is worth about $142,711 against a ~$51,729 median income.
- Lending headwind in Butler County sits at 86/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 42101 | 29/100 |
| 2 | 42320 | 29/100 |
| 3 | 42333 | 29/100 |
| 4 | 42252 | 26/100 |
| 5 | 42261 | 26/100 |
| 6 | 42273 | 26/100 |
| 7 | 42275 | 26/100 |
| 8 | 42721 | 25/100 |
| 9 | 42276 | 24/100 |
| 10 | 42339 | 23/100 |
| 11 | 42256 | 22/100 |
Most distressed ZIP codes in Butler County (composite distress 0-100, 2026)
What is driving Butler County distress
Butler County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 26/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Butler County market phase and pricing
Butler County currently sits in peak after a 2.1% gain in the past twelve months, 0.5% off the high. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Questions about this county
Which Butler County ZIP scores worst for distress?
ZIP 42101 leads Butler County at 29/100, recomputed monthly from public records.
Where is Butler County in the housing cycle?
Butler County is classified peak with a 2.1% year-over-year increase, following the FHFA House Price Index.
Can the Butler County figures be verified?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 11 ZIP codes in Butler County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Butler County ZIP codes?
A single county score papers over real variation. Across the Butler County ZIPs DLRadar ranks, scores run from 29/100 in 42101 down to 22/100 in 42256, against a Butler County average of 26/100. Because the gap runs to 7 points, Butler County rewards ZIP-level precision.
What do Butler County home values and vacancy say about distressed supply?
The typical Butler County home carries about $142,711 of value against a median household income near $51,729. Vacancy across Butler County's tracked ZIPs runs 13.2% and the poverty rate is 21.1%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Butler County's foreclosure and tax-lien filings and its 86/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.