Butler County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Butler County, KY distress report, 2026: 11 ZIPs scored in Butler, KY, Butler, KY average 26/100; the top Butler, KY ZIP is 42101 at 32/100; Butler, KY market phase peak, Butler, KY prices +2.1% year over year.
- Butler, KY ranks #607 nationally (opportunity index); Butler, KY #48 in Kentucky; Butler, KY index 32.9.
- Butler, KY: no CFPB county sample; Butler, KY metro area reading 1.1%.
- Butler, KY ZIP phases: 5 peak, 3 neutral, 3 expansion.
- Butler, KY residential listings tracked: 1 across 4 ZIPs; Butler, KY candidate listings 1.
- Butler, KY lenders on watch: 1; largest Butler, KY footprint Morgantown Bank&Trust Co Inc (3 branches).
- Butler, KY most distressed ZIP: 42101 at 32/100.
Butler, KY figures: DLRadar distress index; Butler, KY inputs: CFPB, FHFA, HUD, FDIC; Butler, KY rebuilt as sources refresh.
| Rank | Butler, KY ZIP | Score |
|---|---|---|
| 1 | 42101 | 32/100 |
| 2 | 42320 | 29/100 |
| 3 | 42333 | 29/100 |
| 4 | 42252 | 28/100 |
| 5 | 42261 | 28/100 |
| 6 | 42273 | 28/100 |
| 7 | 42275 | 28/100 |
| 8 | 42276 | 23/100 |
| 9 | 42256 | 22/100 |
| 10 | 42339 | 21/100 |
| 11 | 42721 | 20/100 |
Most distressed Butler, KY ZIPs (0-100, 2026)
Mortgage delinquency around Butler, KY
No CFPB county sample covers Butler, KY; the metro area reading for Butler, KY (Bowling Green, KY): 1.1% ninety-plus; Butler, KY area thirty-to-eighty-nine 2.0% (December 2025, Butler, KY); Kentucky overall 1.0%.
Opportunity index: Butler, KY
Butler, KY index 32.9, Butler, KY phase overheated; Butler, KY primary driver construction, Butler, KY second driver vacancy. Butler, KY components: property stress 29.6, foreclosure pressure 31.8, listing discounts 6.9, bank stress 65.7, insurance 0.0; Butler, KY pulse 44.5; Butler, KY capital opportunity 15.6; Butler, KY seven-day change +1.2%.
ZIP market phases inside Butler, KY
11 Butler, KY ZIPs carry a price-cycle phase; Butler, KY ZIPs by phase (Butler, KY), deepest drawdown first: peak, +2.1% YoY, 0.5% off peak (Butler, KY): 42101, 42252, 42261, 42273, Butler, KY 42275; neutral, +4.5% YoY, 0.1% off peak (Butler, KY): 42256; neutral, +4.7% YoY, 0.1% off peak (Butler, KY): 42339; neutral, +5.0% YoY, 0.1% off peak (Butler, KY): 42721; expansion, +5.1% YoY, 0.0% off peak (Butler, KY): 42320, 42333; expansion, +5.3% YoY, 0.0% off peak (Butler, KY): 42276.
Residential listings by Butler, KY ZIP
Butler, KY ZIPs with the most tracked Butler, KY residential listings: 42275 1 listings, 1 candidates, bank pressure 63; 42252 0 listings, 0 candidates, bank pressure 69; 42261 0 listings, 0 candidates, bank pressure 69; 42273 0 listings, 0 candidates, bank pressure 69 (Butler, KY). Butler, KY totals: 1 listings; Butler, KY candidates 1; active ZIPs 0.
Lenders with branches in Butler, KY
Butler, KY lenders by branch count: Morgantown Bank&Trust Co Inc (Butler, KY): stress 82, 3 branches low in Butler, KY.
Vacancy and permits, Butler, KY
888 of 5,455 Butler, KY housing units are vacant; Butler, KY permits, twelve months: 0 multifamily units in Butler, KY, 1 one-to-four unit units.
Work Butler, KY at the parcel level
Every Butler, KY parcel carries owner and address; every Butler, KY parcel carries APN; Butler, KY distress scores sit on the Butler, KY live board.
Butler, KY figures refresh with each source.
Butler, KY questions
Most distressed ZIP code in Butler County, KY?
ZIP 42101 leads Butler, KY at 32/100; next in Butler, KY: 42320 at 29/100; the Butler, KY average is 26/100.
Where does Butler County, KY rank for investment opportunity?
Butler, KY is #607 among all ranked counties, #48 in Kentucky; the Butler, KY driver is construction; Butler, KY moved down 554 places.
How many mortgages are delinquent in Butler County, KY?
Butler, KY takes the metro area reading of 1.1% for December 2025; no CFPB county sample covers Butler, KY.
Which banks lend in Butler County, KY?
1 watched lenders hold Butler, KY branches; the largest Butler, KY footprints are Morgantown Bank&Trust Co Inc (3).
More on Butler, KY
Butler County, KY distress report: public-record figures for Butler, KY; not legal advice for Butler, KY; not tax or investment advice; verify every Butler, KY record before acting.