Callahan County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Callahan County, Texas? DLRadar grades every Callahan County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Callahan County breakdown.
- Callahan County's most distressed ZIP is 79541 at 17/100.
- 9 ZIP codes tracked in Callahan County, averaging 7/100 distress.
- Callahan County reads expansion — home values up 8.9% year over year.
- Vacancy runs 24.5% across Callahan County's tracked ZIPs, with a 10.1% poverty rate.
- The typical Callahan County home is worth about $157,625 against a ~$68,252 median income.
- Lending headwind in Callahan County sits at 21/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 79541 | 17/100 |
| 2 | 79602 | 14/100 |
| 3 | 79601 | 9/100 |
| 4 | 76437 | 8/100 |
| 5 | 76443 | 7/100 |
| 6 | 79510 | 3/100 |
| 7 | 76469 | 2/100 |
| 8 | 79504 | 2/100 |
| 9 | 76464 | 1/100 |
Most distressed ZIP codes in Callahan County (composite distress 0-100, 2026)
What is driving Callahan County distress
The Callahan County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 7/100 ZIP average. No proprietary or modelled inputs enter the score.
Callahan County market phase and pricing
The cycle in Callahan County is expansion, with values up 8.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Frequently asked questions
What is the hardest-hit ZIP in Callahan County?
ZIP 79541 leads Callahan County at 17/100, recomputed monthly from public records.
What market phase is Callahan County in?
The market phase for Callahan County is expansion, prices rising 8.9% on the year — derived from the FHFA House Price Index path.
How is the Callahan County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 9 Callahan County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Callahan County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Callahan County ZIPs DLRadar ranks, scores run from 17/100 in 79541 down to 1/100 in 76464, against a Callahan County average of 7/100. With 16 points between best and worst, county-level targeting in Callahan County wastes effort.
What do Callahan County home values and vacancy say about distressed supply?
The typical Callahan County home carries about $157,625 of value against a median household income near $68,252. Vacancy across Callahan County's tracked ZIPs runs 24.5% and the poverty rate is 10.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Callahan County's filings and its 21/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.