Calloway County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Calloway County, KY distress report, 2026: 10 ZIPs scored in Calloway, KY, Calloway, KY average 24/100; the top Calloway, KY ZIP is 42040 at 25/100; Calloway, KY market phase peak, Calloway, KY prices +4.4% year over year.
- Calloway, KY ranks #1,311 nationally (opportunity index); Calloway, KY #80 in Kentucky; Calloway, KY index 30.1.
- Calloway, KY: no CFPB county sample; Calloway, KY non-metro area reading 1.1%.
- Calloway, KY ZIP phases: 7 peak, 2 expansion, 1 neutral.
- Calloway, KY residential listings tracked: 12 across 6 ZIPs; Calloway, KY candidate listings 3.
- Calloway, KY HUD assisted properties: 3 with 87 units.
- Calloway, KY lenders on watch: 5; largest Calloway, KY footprint Murray Bank (3 branches).
- Calloway, KY most distressed ZIP: 42040 at 25/100.
Calloway, KY figures: DLRadar distress index; Calloway, KY inputs: CFPB, FHFA, HUD, FDIC; Calloway, KY rebuilt as sources refresh.
| Rank | Calloway, KY ZIP | Score |
|---|---|---|
| 1 | 42040 | 25/100 |
| 2 | 42066 | 25/100 |
| 3 | 42020 | 24/100 |
| 4 | 42025 | 24/100 |
| 5 | 42036 | 24/100 |
| 6 | 42048 | 24/100 |
| 7 | 42049 | 24/100 |
| 8 | 42054 | 24/100 |
| 9 | 42071 | 24/100 |
| 10 | 42076 | 24/100 |
Most distressed Calloway, KY ZIPs (0-100, 2026)
Mortgage delinquency around Calloway, KY
No CFPB county sample covers Calloway, KY; the non-metro area reading for Calloway, KY: 1.1% ninety-plus; Calloway, KY area thirty-to-eighty-nine 3.0% (December 2025, Calloway, KY); Kentucky overall 1.0%.
Opportunity index: Calloway, KY
Calloway, KY index 30.1, Calloway, KY phase early_signal; Calloway, KY primary driver vacancy, Calloway, KY second driver bank institutional. Calloway, KY components: property stress 28.0, foreclosure pressure 29.8, listing discounts 26.4, bank stress 57.9, insurance 0.0; Calloway, KY pulse 33.8; Calloway, KY capital opportunity 24.6; Calloway, KY seven-day change +1.0%.
ZIP market phases inside Calloway, KY
10 Calloway, KY ZIPs carry a price-cycle phase; Calloway, KY ZIPs by phase (Calloway, KY), deepest drawdown first: peak, +4.4% YoY (Calloway, KY): 42020, 42036, 42040, 42049, Calloway, KY 42066, 42071, 42076; expansion, +5.3% YoY (Calloway, KY): 42025, 42048; neutral, +4.5% YoY (Calloway, KY): 42054.
Residential listings by Calloway, KY ZIP
Calloway, KY ZIPs with the most tracked Calloway, KY residential listings: 42071 9 listings, 2 candidates, bank pressure 68; 42049 2 listings, 1 candidates, bank pressure 68; 42036 1 listings, 0 candidates, bank pressure 67; 42020 0 listings, 0 candidates, bank pressure 66 (Calloway, KY); 42054 0 listings, 0 candidates, bank pressure 68; 42076 0 listings, 0 candidates, bank pressure 66. Calloway, KY totals: 12 listings; Calloway, KY candidates 3; active ZIPs 1.
HUD assisted housing in Calloway, KY
3 assisted properties with 87 units sit in Calloway, KY; largest Calloway, KY properties: Tanglewood Apartments (Murray) 40 units; Wesley At Murray (Murray) 27 units, 26 assisted; Wesley Murray Meadow (Murray) 20 units, 20 assisted in Calloway, KY.
Lenders with branches in Calloway, KY
Calloway, KY lenders by branch count: Murray Bank (Calloway, KY): stress 58, 3 branches low in Calloway, KY; Community Finl Services Bk (Calloway, KY): stress 76, 2 branches low in Calloway, KY; Independence Bank Of Ky (Calloway, KY): stress 74, 2 branches low in Calloway, KY; Fnb Bank Inc (Calloway, KY): stress 74, 2 branches low in Calloway, KY; Bank Of Cadiz&Trust Co (Calloway, KY): stress 81, 1 branch low in Calloway, KY.
Vacancy and permits, Calloway, KY
2,867 of 18,106 Calloway, KY housing units are vacant; Calloway, KY permits, twelve months: 20 multifamily units in Calloway, KY, 8 one-to-four unit units.
Work Calloway, KY at the parcel level
Every Calloway, KY parcel carries owner and address; every Calloway, KY parcel carries APN; Calloway, KY distress scores sit on the Calloway, KY live board.
Calloway, KY figures refresh with each source.
Calloway, KY questions
Most distressed ZIP code in Calloway County, KY?
ZIP 42040 leads Calloway, KY at 25/100; next in Calloway, KY: 42066 at 25/100; the Calloway, KY average is 24/100.
Where does Calloway County, KY rank for investment opportunity?
Calloway, KY is #1,311 among all ranked counties, #80 in Kentucky; the Calloway, KY driver is vacancy; Calloway, KY moved up 163 places.
How many mortgages are delinquent in Calloway County, KY?
Calloway, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Calloway, KY.
Which banks lend in Calloway County, KY?
5 watched lenders hold Calloway, KY branches; the largest Calloway, KY footprints are Murray Bank (3), Community Finl Services Bk (2), Independence Bank Of Ky (2).
More on Calloway, KY
Calloway County, KY distress report: public-record figures for Calloway, KY; not legal advice for Calloway, KY; not tax or investment advice; verify every Calloway, KY record before acting.