Cape Girardeau County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cape Girardeau County, MO distress report, 2026: 19 ZIPs scored in Cape Girardeau, MO, Cape Girardeau, MO average 25/100; the top Cape Girardeau, MO ZIP is 63780 at 36/100; Cape Girardeau, MO market phase peak, Cape Girardeau, MO prices +4.3% year over year.
- Cape Girardeau, MO ranks #1,345 nationally (opportunity index); Cape Girardeau, MO #43 in Missouri; Cape Girardeau, MO index 30.0.
- Cape Girardeau, MO: no CFPB county sample; Cape Girardeau, MO non-metro area reading 0.9%.
- Cape Girardeau, MO ZIP phases: 19 peak.
- Cape Girardeau, MO residential listings tracked: 23 across 11 ZIPs; Cape Girardeau, MO candidate listings 12.
- Cape Girardeau, MO HUD assisted properties: 6 with 181 units.
- Cape Girardeau, MO lenders on watch: 8; largest Cape Girardeau, MO footprint Bank Of Missouri (5 branches).
- Cape Girardeau, MO most distressed ZIP: 63780 at 36/100.
Cape Girardeau, MO figures: DLRadar distress index; Cape Girardeau, MO inputs: CFPB, FHFA, HUD, FDIC; Cape Girardeau, MO rebuilt as sources refresh.
| Rank | Cape Girardeau, MO ZIP | Score |
|---|---|---|
| 1 | 63780 | 36/100 |
| 2 | 63771 | 34/100 |
| 3 | 63740 | 32/100 |
| 4 | 63701 | 26/100 |
| 5 | 63703 | 26/100 |
| 6 | 63739 | 26/100 |
| 7 | 63743 | 26/100 |
| 8 | 63744 | 26/100 |
| 9 | 63745 | 26/100 |
| 10 | 63747 | 26/100 |
| 11 | 63755 | 26/100 |
| 12 | 63769 | 26/100 |
Most distressed Cape Girardeau, MO ZIPs (0-100, 2026)
Mortgage delinquency around Cape Girardeau, MO
No CFPB county sample covers Cape Girardeau, MO; the non-metro area reading for Cape Girardeau, MO: 0.9% ninety-plus; Cape Girardeau, MO area thirty-to-eighty-nine 2.4% (December 2025, Cape Girardeau, MO); Missouri overall 0.9%.
Opportunity index: Cape Girardeau, MO
Cape Girardeau, MO index 30.0, Cape Girardeau, MO phase early_signal; Cape Girardeau, MO primary driver construction, Cape Girardeau, MO second driver bank institutional. Cape Girardeau, MO components: property stress 19.2, foreclosure pressure 18.6, listing discounts 33.8, bank stress 52.9, insurance 0.0; Cape Girardeau, MO pulse 32.2; Cape Girardeau, MO capital opportunity 26.8.
ZIP market phases inside Cape Girardeau, MO
19 Cape Girardeau, MO ZIPs carry a price-cycle phase; Cape Girardeau, MO ZIPs by phase (Cape Girardeau, MO), deepest drawdown first: peak, +4.3% YoY, 2.9% off peak (Cape Girardeau, MO): 63785, 63701, 63703, 63739, Cape Girardeau, MO 63743, 63744, 63745, 63747, Cape Girardeau, MO 63755, 63764, 63769, 63766; peak, +3.8% YoY, 1.4% off peak (Cape Girardeau, MO): 63740; peak, +4.4% YoY, 1.3% off peak (Cape Girardeau, MO): 63770, 63730; peak, +4.4% YoY, 1.1% off peak (Cape Girardeau, MO): 63732.
Residential listings by Cape Girardeau, MO ZIP
Cape Girardeau, MO ZIPs with the most tracked Cape Girardeau, MO residential listings: 63755 11 listings, 5 candidates, bank pressure 59; 63701 9 listings, 5 candidates, bank pressure 59; 63766 2 listings, 2 candidates, bank pressure 57; 63785 1 listings, 0 candidates, bank pressure 57 (Cape Girardeau, MO); 63703 0 listings, 0 candidates, bank pressure 59; 63739 0 listings, 0 candidates, bank pressure 59; 63743 0 listings, 0 candidates, bank pressure 59; 63744 0 listings, 0 candidates, bank pressure 59. Cape Girardeau, MO totals: 23 listings; Cape Girardeau, MO candidates 12; active ZIPs 4.
HUD assisted housing in Cape Girardeau, MO
6 assisted properties with 181 units sit in Cape Girardeau, MO; largest Cape Girardeau, MO properties: Lindenwood Apartments (Cape Girardeau) 67 units, 67 assisted; Cape Gardens Apartments (Cape Girardeau) 60 units, 60 assisted; Regency House Of Cape Girardeau (Cape Girardeau) 20 units, 20 assisted in Cape Girardeau, MO; Regency House Of Jackson (Cape Girardeau) 15 units, 15 assisted; Boehme-Hinni (Cape Girardeau) 10 units, 10 assisted; Regency Terrace Of Cape Girardeau (Cape Girardeau) 9 units, 9 assisted.
Lenders with branches in Cape Girardeau, MO
Cape Girardeau, MO lenders by branch count: Bank Of Missouri (Cape Girardeau, MO): stress 66, 5 branches moderate in Cape Girardeau, MO; Southern Bank (Cape Girardeau, MO): stress 58, 3 branches low in Cape Girardeau, MO; Montgomery Bank (Cape Girardeau, MO): stress 54, 3 branches low in Cape Girardeau, MO; First State Community Bank (Cape Girardeau, MO): stress 45, 3 branches low in Cape Girardeau, MO; Commerce Bank (Cape Girardeau, MO): stress 62, 2 branches low in Cape Girardeau, MO; Mrv Banks (Cape Girardeau, MO): stress 54, 2 branches low in Cape Girardeau, MO; First Midwest Bank Of Dexter (Cape Girardeau, MO): stress 51, 2 branches low in Cape Girardeau, MO; Alliance Bank (Cape Girardeau, MO): stress 50, 2 branches low in Cape Girardeau, MO.
Vacancy and permits, Cape Girardeau, MO
3,632 of 36,086 Cape Girardeau, MO housing units are vacant; Cape Girardeau, MO permits, twelve months: 0 multifamily units in Cape Girardeau, MO, 77 one-to-four unit units.
Work Cape Girardeau, MO at the parcel level
Every Cape Girardeau, MO parcel carries owner and address; every Cape Girardeau, MO parcel carries APN; Cape Girardeau, MO distress scores sit on the Cape Girardeau, MO live board.
Cape Girardeau, MO figures refresh with each source.
Cape Girardeau, MO questions
Most distressed ZIP code in Cape Girardeau County, MO?
ZIP 63780 leads Cape Girardeau, MO at 36/100; next in Cape Girardeau, MO: 63771 at 34/100; the Cape Girardeau, MO average is 25/100.
Where does Cape Girardeau County, MO rank for investment opportunity?
Cape Girardeau, MO is #1,345 among all ranked counties, #43 in Missouri; the Cape Girardeau, MO driver is construction; Cape Girardeau, MO moved up 466 places.
How many mortgages are delinquent in Cape Girardeau County, MO?
Cape Girardeau, MO takes the non-metro area reading of 0.9% for December 2025; no CFPB county sample covers Cape Girardeau, MO.
Which banks lend in Cape Girardeau County, MO?
8 watched lenders hold Cape Girardeau, MO branches; the largest Cape Girardeau, MO footprints are Bank Of Missouri (5), Southern Bank (3), Montgomery Bank (3).
More on Cape Girardeau, MO
Cape Girardeau County, MO distress report: public-record figures for Cape Girardeau, MO; not legal advice for Cape Girardeau, MO; not tax or investment advice; verify every Cape Girardeau, MO record before acting.