Carter County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Carter County, Oklahoma? DLRadar grades every Carter County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Carter County breakdown.
- Carter County's most distressed ZIP is 73425 at 27/100.
- 16 ZIP codes tracked in Carter County, averaging 23/100 distress.
- Carter County reads peak — home values up 2.2% year over year.
- Vacancy runs 18.2% across Carter County's tracked ZIPs, with a 16% poverty rate.
- The typical Carter County home is worth about $153,743 against a ~$59,555 median income.
- Lending headwind in Carter County sits at 25/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 73425 | 27/100 |
| 2 | 73435 | 26/100 |
| 3 | 73436 | 26/100 |
| 4 | 73437 | 26/100 |
| 5 | 73438 | 26/100 |
| 6 | 73443 | 26/100 |
| 7 | 73458 | 26/100 |
| 8 | 73481 | 26/100 |
| 9 | 73487 | 26/100 |
| 10 | 73488 | 26/100 |
| 11 | 73401 | 25/100 |
| 12 | 73444 | 25/100 |
Most distressed ZIP codes in Carter County (composite distress 0-100, 2026)
What is driving Carter County distress
Nothing here is estimated: Carter County is scored from filings alone, and its ZIPs average 23/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Carter County market phase and pricing
Carter County reads peak — home prices rose 2.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Carter County
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Questions about this county
What is the most distressed ZIP code in Carter County, OK?
ZIP 73425 leads Carter County at 27/100, recomputed monthly from public records.
What stage of the price cycle is Carter County at?
Carter County reads peak, with home prices up 2.2% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Carter County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 16 Carter County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Carter County ZIP codes?
One county number flattens a wide range. Across the Carter County ZIPs DLRadar ranks, scores run from 27/100 in 73425 down to 25/100 in 73444, against a Carter County average of 23/100. The 2-point range is the argument for ZIP-level search across Carter County.
What do Carter County home values and vacancy say about distressed supply?
The typical Carter County home carries about $153,743 of value against a median household income near $59,555. Vacancy across Carter County's tracked ZIPs runs 18.2% and the poverty rate is 16%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Carter County's foreclosure and lien filings and its 25/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.