Cedar County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cedar County, IA distress report, 2026: 18 ZIPs scored in Cedar, IA, Cedar, IA average 17/100; the top Cedar, IA ZIP is 52765 at 28/100; Cedar, IA market phase peak, Cedar, IA prices +2.5% year over year.
- Cedar, IA ranks #2,770 nationally (opportunity index); Cedar, IA #74 in Iowa; Cedar, IA index 24.6.
- Cedar, IA: no CFPB county sample; Cedar, IA non-metro area reading 0.7%.
- Cedar, IA ZIP phases: 16 peak, 2 neutral.
- Cedar, IA residential listings tracked: 7 across 9 ZIPs; Cedar, IA candidate listings 3.
- Cedar, IA lenders on watch: 5; largest Cedar, IA footprint Fidelity Bank&Trust (4 branches).
- Cedar, IA most distressed ZIP: 52765 at 28/100.
Cedar, IA figures: DLRadar distress index; Cedar, IA inputs: CFPB, FHFA, HUD, FDIC; Cedar, IA rebuilt as sources refresh.
| Rank | Cedar, IA ZIP | Score |
|---|---|---|
| 1 | 52765 | 28/100 |
| 2 | 52747 | 22/100 |
| 3 | 52777 | 20/100 |
| 4 | 52253 | 17/100 |
| 5 | 52720 | 17/100 |
| 6 | 52760 | 17/100 |
| 7 | 52776 | 17/100 |
| 8 | 52333 | 16/100 |
| 9 | 52778 | 16/100 |
| 10 | 52216 | 15/100 |
| 11 | 52255 | 15/100 |
| 12 | 52306 | 15/100 |
Most distressed Cedar, IA ZIPs (0-100, 2026)
Mortgage delinquency around Cedar, IA
No CFPB county sample covers Cedar, IA; the non-metro area reading for Cedar, IA: 0.7% ninety-plus; Cedar, IA area thirty-to-eighty-nine 2.1% (December 2025, Cedar, IA); Iowa overall 0.9%.
Opportunity index: Cedar, IA
Cedar, IA index 24.6, Cedar, IA phase weak; Cedar, IA primary driver bank institutional, Cedar, IA second driver construction. Cedar, IA components: property stress 12.4, foreclosure pressure 11.0, listing discounts 15.5, bank stress 59.6, insurance 0.0; Cedar, IA pulse 29.5; Cedar, IA capital opportunity 16.8.
ZIP market phases inside Cedar, IA
18 Cedar, IA ZIPs carry a price-cycle phase; Cedar, IA ZIPs by phase (Cedar, IA), deepest drawdown first: peak, +2.8% YoY (Cedar, IA): 52216, 52747; peak, +3.5% YoY (Cedar, IA): 52253, 52765; peak, +2.5% YoY (Cedar, IA): 52255, 52337, 52721, 52772; peak, +3.0% YoY (Cedar, IA): 52306; neutral, +4.6% YoY (Cedar, IA): 52320; neutral, +4.4% YoY (Cedar, IA): 52323; peak, +2.3% YoY (Cedar, IA): 52333; peak, +2.4% YoY (Cedar, IA): 52358; peak, +2.6% YoY (Cedar, IA): 52720, 52760, 52776.
Residential listings by Cedar, IA ZIP
Cedar, IA ZIPs with the most tracked Cedar, IA residential listings: 52772 6 listings, 3 candidates, bank pressure 59; 52337 1 listings, 0 candidates, bank pressure 59; 52216 0 listings, 0 candidates, bank pressure 62; 52253 0 listings, 0 candidates, bank pressure 59 (Cedar, IA); 52255 0 listings, 0 candidates, bank pressure 59; 52306 0 listings, 0 candidates, bank pressure 62; 52358 0 listings, 0 candidates, bank pressure 58; 52721 0 listings, 0 candidates, bank pressure 59. Cedar, IA totals: 7 listings; Cedar, IA candidates 3; active ZIPs 2.
Lenders with branches in Cedar, IA
Cedar, IA lenders by branch count: Fidelity Bank&Trust (Cedar, IA): stress 63, 4 branches low in Cedar, IA; Liberty Trust&Savings Bank (Cedar, IA): stress 26, 2 branches low in Cedar, IA; American Trust&Savings Bank (Cedar, IA): stress 80, 1 branch low in Cedar, IA; Citizens Savings Bank (Cedar, IA): stress 78, 1 branch low in Cedar, IA; Bridge Community Bank (Cedar, IA): stress 45, 1 branch low in Cedar, IA.
Vacancy and permits, Cedar, IA
678 of 8,300 Cedar, IA housing units are vacant; Cedar, IA permits, twelve months: 37 multifamily units in Cedar, IA, 29 one-to-four unit units.
Work Cedar, IA at the parcel level
Every Cedar, IA parcel carries owner and address; every Cedar, IA parcel carries APN; Cedar, IA distress scores sit on the Cedar, IA live board.
Cedar, IA figures refresh with each source.
Cedar, IA questions
Most distressed ZIP code in Cedar County, IA?
ZIP 52765 leads Cedar, IA at 28/100; next in Cedar, IA: 52747 at 22/100; the Cedar, IA average is 17/100.
Where does Cedar County, IA rank for investment opportunity?
Cedar, IA is #2,770 among all ranked counties, #74 in Iowa; the Cedar, IA driver is bank institutional; Cedar, IA moved down 414 places.
How many mortgages are delinquent in Cedar County, IA?
Cedar, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Cedar, IA.
Which banks lend in Cedar County, IA?
5 watched lenders hold Cedar, IA branches; the largest Cedar, IA footprints are Fidelity Bank&Trust (4), Liberty Trust&Savings Bank (2), American Trust&Savings Bank (1).
More on Cedar, IA
Cedar County, IA distress report: public-record figures for Cedar, IA; not legal advice for Cedar, IA; not tax or investment advice; verify every Cedar, IA record before acting.