Cedar County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cedar County, Iowa? DLRadar grades every Cedar County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Cedar County breakdown.
- Cedar County's most distressed ZIP is 52765 at 28/100.
- 18 ZIP codes tracked in Cedar County, averaging 18/100 distress.
- Cedar County reads peak — home values up 2.5% year over year.
- Vacancy runs 8.1% across Cedar County's tracked ZIPs, with a 6.4% poverty rate.
- The typical Cedar County home is worth about $198,233 against a ~$83,182 median income.
- Lending headwind in Cedar County sits at 47/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 52765 | 28/100 |
| 2 | 52747 | 22/100 |
| 3 | 52777 | 22/100 |
| 4 | 52720 | 19/100 |
| 5 | 52760 | 19/100 |
| 6 | 52776 | 19/100 |
| 7 | 52253 | 18/100 |
| 8 | 52333 | 18/100 |
| 9 | 52778 | 18/100 |
| 10 | 52255 | 17/100 |
| 11 | 52337 | 17/100 |
| 12 | 52721 | 17/100 |
Most distressed ZIP codes in Cedar County (composite distress 0-100, 2026)
What is driving Cedar County distress
Cedar County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 18/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Cedar County market phase and pricing
Cedar County reads peak — home prices rose 2.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Cedar County
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Frequently asked questions
What is the hardest-hit ZIP in Cedar County?
ZIP 52765 leads Cedar County at 28/100, recomputed monthly from public records.
Which phase does Cedar County sit in right now?
Cedar County reads peak, with home prices up 2.5% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Cedar County data sourced?
Cedar County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 18 ZIPs are comparable to anywhere else.
How much do distress scores vary between Cedar County ZIP codes?
A county average hides the spread. Across the Cedar County ZIPs DLRadar ranks, scores run from 28/100 in 52765 down to 17/100 in 52721, against a Cedar County average of 18/100. A spread of 11 points means Cedar County has to be worked ZIP by ZIP.
What do Cedar County home values and vacancy say about distressed supply?
The typical Cedar County home carries about $198,233 of value against a median household income near $83,182. Vacancy across Cedar County's tracked ZIPs runs 8.1% and the poverty rate is 6.4%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Cedar County's foreclosure and tax-lien record and its 47/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.