Charles City County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Charles City County, VA distress report, 2026: 5 ZIPs scored in Charles City, VA, Charles City, VA average 11/100; the top Charles City, VA ZIP is 23231 at 20/100; Charles City, VA market phase peak, Charles City, VA prices +3.1% year over year.
- Charles City, VA ranks #1,757 nationally (opportunity index); Charles City, VA #44 in Virginia; Charles City, VA index 28.6.
- Charles City, VA: no CFPB county sample; Charles City, VA metro area reading 1.0%.
- Charles City, VA ZIP phases: 5 peak.
- Charles City, VA residential listings tracked: 1 across 2 ZIPs; Charles City, VA candidate listings 1.
- Charles City, VA most distressed ZIP: 23231 at 20/100.
Charles City, VA figures: DLRadar distress index; Charles City, VA inputs: CFPB, FHFA, HUD, FDIC; Charles City, VA rebuilt as sources refresh.
| Rank | Charles City, VA ZIP | Score |
|---|---|---|
| 1 | 23231 | 20/100 |
| 2 | 23185 | 17/100 |
| 3 | 23140 | 11/100 |
| 4 | 23030 | 3/100 |
| 5 | 23147 | 2/100 |
Most distressed Charles City, VA ZIPs (0-100, 2026)
Mortgage delinquency around Charles City, VA
No CFPB county sample covers Charles City, VA; the metro area reading for Charles City, VA (Richmond, VA): 1.0% ninety-plus; Charles City, VA area thirty-to-eighty-nine 1.8% (December 2025, Charles City, VA); Virginia overall 0.8%.
Opportunity index: Charles City, VA
Charles City, VA index 28.6, Charles City, VA phase early_signal; Charles City, VA primary driver bank institutional, Charles City, VA second driver construction. Charles City, VA components: property stress 13.3, foreclosure pressure 14.3, listing discounts 36.2, bank stress 64.3, insurance 0.0; Charles City, VA pulse 31.4; Charles City, VA capital opportunity 24.3; Charles City, VA seven-day change -0.1%.
ZIP market phases inside Charles City, VA
5 Charles City, VA ZIPs carry a price-cycle phase; Charles City, VA ZIPs by phase (Charles City, VA), deepest drawdown first: peak, +3.1% YoY (Charles City, VA): 23030, 23140, 23147, 23231; peak, +3.4% YoY (Charles City, VA): 23185.
Residential listings by Charles City, VA ZIP
Charles City, VA ZIPs with the most tracked Charles City, VA residential listings: 23030 1 listings, 1 candidates, bank pressure 55; 23147 0 listings, 0 candidates, bank pressure 62. Charles City, VA totals: 1 listings; Charles City, VA candidates 1; active ZIPs 1.
Vacancy and permits, Charles City, VA
359 of 3,270 Charles City, VA housing units are vacant; Charles City, VA permits, twelve months: 0 multifamily units in Charles City, VA, 40 one-to-four unit units.
Work Charles City, VA at the parcel level
Every Charles City, VA parcel carries owner and address; every Charles City, VA parcel carries APN; Charles City, VA distress scores sit on the Charles City, VA live board.
Charles City, VA figures refresh with each source.
Charles City, VA questions
Most distressed ZIP code in Charles City County, VA?
ZIP 23231 leads Charles City, VA at 20/100; next in Charles City, VA: 23185 at 17/100; the Charles City, VA average is 11/100.
Where does Charles City County, VA rank for investment opportunity?
Charles City, VA is #1,757 among all ranked counties, #44 in Virginia; the Charles City, VA driver is bank institutional; Charles City, VA moved up 233 places.
How many mortgages are delinquent in Charles City County, VA?
Charles City, VA takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Charles City, VA.
More on Charles City, VA
Charles City County, VA distress report: public-record figures for Charles City, VA; not legal advice for Charles City, VA; not tax or investment advice; verify every Charles City, VA record before acting.