Charleston County, SC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Charleston County, South Carolina? DLRadar grades every Charleston County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Charleston County breakdown.
- Charleston County's most distressed ZIP is 29401 at 36/100.
- 31 ZIP codes tracked in Charleston County, averaging 36/100 distress.
- Charleston County reads neutral — home values up 4.2% year over year.
- Vacancy runs 17.5% across Charleston County's tracked ZIPs, with a 13.1% poverty rate.
- The typical Charleston County home is worth about $579,878 against a ~$86,900 median income.
- Lending headwind in Charleston County sits at 47/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 29401 | 36/100 |
| 2 | 29403 | 36/100 |
| 3 | 29404 | 36/100 |
| 4 | 29405 | 36/100 |
| 5 | 29406 | 36/100 |
| 6 | 29407 | 36/100 |
| 7 | 29409 | 36/100 |
| 8 | 29412 | 36/100 |
| 9 | 29414 | 36/100 |
| 10 | 29418 | 36/100 |
| 11 | 29420 | 36/100 |
| 12 | 29424 | 36/100 |
Most distressed ZIP codes in Charleston County (composite distress 0-100, 2026)
What is driving Charleston County distress
DLRadar builds Charleston County's distress picture only from records anyone can pull; its ZIPs average 36/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Charleston County market phase and pricing
Charleston County reads neutral — home prices rose 4.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Charleston County
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Questions and answers
Where is distress highest inside Charleston County, SC?
ZIP 29401 leads Charleston County at 36/100, recomputed monthly from public records.
What market phase is Charleston County in?
Charleston County currently sits in neutral, with values up 4.2% year on year, based on FHFA price-index trajectory.
How is the Charleston County data sourced?
Every Charleston County figure traces to a public source — FHFA House Price Index for the neutral trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 31 Charleston County ZIP codes that it runs on every other U.S. county, so Charleston County's numbers are directly comparable to any other market.
How much do distress scores vary between Charleston County ZIP codes?
A county average hides the spread. Across the Charleston County ZIPs DLRadar ranks, scores run from 36/100 in 29401 down to 36/100 in 29424, against a Charleston County average of 36/100. Those 0 points separate the ZIPs worth working in Charleston County from the rest.
What do Charleston County home values and vacancy say about distressed supply?
The typical Charleston County home carries about $579,878 of value against a median household income near $86,900. Vacancy across Charleston County's tracked ZIPs runs 17.5% and the poverty rate is 13.1%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Charleston County's foreclosure and tax-lien filings and its 47/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.