Chaves County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Chaves County, NM distress report, 2026: 9 ZIPs scored in Chaves, NM, Chaves, NM average 30/100; the top Chaves, NM ZIP is 88201 at 33/100; Chaves, NM market phase peak, Chaves, NM prices +1.9% year over year.
- Chaves, NM ranks #607 nationally (opportunity index); Chaves, NM #4 in New Mexico; Chaves, NM index 32.9.
- Chaves, NM: no CFPB county sample; Chaves, NM state reading 1.1%.
- Chaves, NM ZIP phases: 9 peak.
- Chaves, NM residential listings tracked: 74 across 7 ZIPs; Chaves, NM candidate listings 25.
- Chaves, NM HUD assisted properties: 5 with 271 units.
- Chaves, NM lenders on watch: 5; largest Chaves, NM footprint Bank Of The Southwest (4 branches).
- Chaves, NM most distressed ZIP: 88201 at 33/100.
Chaves, NM figures: DLRadar distress index; Chaves, NM inputs: CFPB, FHFA, HUD, FDIC; Chaves, NM rebuilt as sources refresh.
| Rank | Chaves, NM ZIP | Score |
|---|---|---|
| 1 | 88201 | 33/100 |
| 2 | 88203 | 33/100 |
| 3 | 88230 | 33/100 |
| 4 | 88232 | 33/100 |
| 5 | 88339 | 32/100 |
| 6 | 88344 | 31/100 |
| 7 | 88116 | 30/100 |
| 8 | 88253 | 24/100 |
| 9 | 88250 | 22/100 |
Most distressed Chaves, NM ZIPs (0-100, 2026)
Mortgage delinquency around Chaves, NM
No CFPB county sample covers Chaves, NM; the state reading for Chaves, NM: 1.1% ninety-plus; Chaves, NM area thirty-to-eighty-nine 2.4% (December 2025, Chaves, NM).
Opportunity index: Chaves, NM
Chaves, NM index 32.9, Chaves, NM phase peak_opportunity; Chaves, NM primary driver vacancy, Chaves, NM second driver construction. Chaves, NM components: property stress 22.7, foreclosure pressure 21.9, listing discounts 38.7, bank stress 53.2, insurance 0.0; Chaves, NM pulse 35.2; Chaves, NM capital opportunity 29.4; Chaves, NM seven-day change -0.4%.
ZIP market phases inside Chaves, NM
9 Chaves, NM ZIPs carry a price-cycle phase; Chaves, NM ZIPs by phase (Chaves, NM), deepest drawdown first: peak, +1.9% YoY (Chaves, NM): 88116, 88201, 88203, 88230, Chaves, NM 88232, 88250, 88253, 88339, Chaves, NM 88344.
Residential listings by Chaves, NM ZIP
Chaves, NM ZIPs with the most tracked Chaves, NM residential listings: 88203 36 listings, 15 candidates, bank pressure 55; 88201 34 listings, 9 candidates, bank pressure 54; 88230 2 listings, 0 candidates, bank pressure 55; 88232 1 listings, 1 candidates, bank pressure 55 (Chaves, NM); 88339 1 listings, 0 candidates, bank pressure 54; 88250 0 listings, 0 candidates, bank pressure 55; 88253 0 listings, 0 candidates, bank pressure 55. Chaves, NM totals: 74 listings; Chaves, NM candidates 25; active ZIPs 2.
HUD assisted housing in Chaves, NM
5 assisted properties with 271 units sit in Chaves, NM; largest Chaves, NM properties: Spring River Apartments (Roswell) 144 units; Roswell Summit Apts (Roswell) 52 units, 52 assisted; Cielo De Oro Senior Housing Apartments (Roswell) 30 units, 30 assisted in Chaves, NM; Rio Vista Senior Housing (Roswell) 30 units, 30 assisted; Willow Terrace Apartments (Roswell) 15 units, 14 assisted.
Lenders with branches in Chaves, NM
Chaves, NM lenders by branch count: Bank Of The Southwest (Chaves, NM): stress 70, 4 branches low in Chaves, NM; Pioneer Bank (Chaves, NM): stress 37, 3 branches low in Chaves, NM; Valley Bank Of Commerce (Chaves, NM): stress 24, 3 branches low in Chaves, NM; James Polk Stone Cmty Bank (Chaves, NM): stress 56, 2 branches low in Chaves, NM; First American Bank (Chaves, NM): stress 39, 2 branches low in Chaves, NM.
Vacancy and permits, Chaves, NM
3,152 of 26,864 Chaves, NM housing units are vacant; Chaves, NM permits, twelve months: 0 multifamily units in Chaves, NM, 70 one-to-four unit units.
Work Chaves, NM at the parcel level
Every Chaves, NM parcel carries owner and address; every Chaves, NM parcel carries APN; Chaves, NM distress scores sit on the Chaves, NM live board.
Chaves, NM figures refresh with each source.
Chaves, NM questions
Most distressed ZIP code in Chaves County, NM?
ZIP 88201 leads Chaves, NM at 33/100; next in Chaves, NM: 88203 at 33/100; the Chaves, NM average is 30/100.
Where does Chaves County, NM rank for investment opportunity?
Chaves, NM is #607 among all ranked counties, #4 in New Mexico; the Chaves, NM driver is vacancy; Chaves, NM moved up 441 places.
How many mortgages are delinquent in Chaves County, NM?
Chaves, NM takes the state reading of 1.1% for December 2025; no CFPB county sample covers Chaves, NM.
Which banks lend in Chaves County, NM?
5 watched lenders hold Chaves, NM branches; the largest Chaves, NM footprints are Bank Of The Southwest (4), Pioneer Bank (3), Valley Bank Of Commerce (3).
More on Chaves, NM
Chaves County, NM distress report: public-record figures for Chaves, NM; not legal advice for Chaves, NM; not tax or investment advice; verify every Chaves, NM record before acting.