Cherokee County, SC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cherokee County, SC distress report, 2026: 8 ZIPs scored in Cherokee, SC, Cherokee, SC average 28/100; the top Cherokee, SC ZIP is 29307 at 31/100; Cherokee, SC market phase peak, Cherokee, SC prices +3.8% year over year.
- Cherokee, SC ranks #1,089 nationally (opportunity index); Cherokee, SC #35 in South Carolina; Cherokee, SC index 30.9.
- Cherokee, SC: no CFPB county sample; Cherokee, SC non-metro area reading 1.4%.
- Cherokee, SC ZIP phases: 8 peak.
- Cherokee, SC residential listings tracked: 30 across 5 ZIPs; Cherokee, SC candidate listings 12.
- Cherokee, SC HUD assisted properties: 4 with 138 units.
- Cherokee, SC lenders on watch: 2; largest Cherokee, SC footprint First Piedmont Fs&La Gaffney (3 branches).
- Cherokee, SC most distressed ZIP: 29307 at 31/100.
Cherokee, SC figures: DLRadar distress index; Cherokee, SC inputs: CFPB, FHFA, HUD, FDIC; Cherokee, SC rebuilt as sources refresh.
| Rank | Cherokee, SC ZIP | Score |
|---|---|---|
| 1 | 29307 | 31/100 |
| 2 | 29323 | 31/100 |
| 3 | 29330 | 29/100 |
| 4 | 29743 | 28/100 |
| 5 | 29372 | 26/100 |
| 6 | 29340 | 25/100 |
| 7 | 29341 | 25/100 |
| 8 | 29702 | 25/100 |
Most distressed Cherokee, SC ZIPs (0-100, 2026)
Mortgage delinquency around Cherokee, SC
No CFPB county sample covers Cherokee, SC; the non-metro area reading for Cherokee, SC: 1.4% ninety-plus; Cherokee, SC area thirty-to-eighty-nine 4.5% (December 2025, Cherokee, SC); South Carolina overall 1.2%.
Opportunity index: Cherokee, SC
Cherokee, SC index 30.9, Cherokee, SC phase watchlist; Cherokee, SC primary driver vacancy, Cherokee, SC second driver bank institutional. Cherokee, SC components: property stress 22.7, foreclosure pressure 22.6, listing discounts 38.2, bank stress 51.7, insurance 0.0; Cherokee, SC pulse 31.8; Cherokee, SC capital opportunity 29.5; Cherokee, SC seven-day change -0.6%.
ZIP market phases inside Cherokee, SC
8 Cherokee, SC ZIPs carry a price-cycle phase; Cherokee, SC ZIPs by phase (Cherokee, SC), deepest drawdown first: peak, +2.0% YoY (Cherokee, SC): 29307, 29323; peak, +2.8% YoY (Cherokee, SC): 29330; peak, +3.8% YoY (Cherokee, SC): 29340, 29341; peak, +2.6% YoY (Cherokee, SC): 29372; peak, +3.4% YoY (Cherokee, SC): 29702; peak, +1.4% YoY (Cherokee, SC): 29743.
Residential listings by Cherokee, SC ZIP
Cherokee, SC ZIPs with the most tracked Cherokee, SC residential listings: 29340 14 listings, 4 candidates, bank pressure 49; 29341 5 listings, 2 candidates, bank pressure 49; 29372 5 listings, 3 candidates, bank pressure 58; 29330 4 listings, 2 candidates, bank pressure 58 (Cherokee, SC); 29702 2 listings, 1 candidates, bank pressure 57. Cherokee, SC totals: 30 listings; Cherokee, SC candidates 12; active ZIPs 3.
HUD assisted housing in Cherokee, SC
4 assisted properties with 138 units sit in Cherokee, SC; largest Cherokee, SC properties: Redwood Village Apts., Alp (Gaffney) 51 units, 50 assisted; Christopher Lynn Estates (Gaffney) 45 units, 45 assisted; Town & Country Apartments (Gaffney) 30 units, 30 assisted in Cherokee, SC; Brookhaven Housing Corporation (Gaffney) 12 units, 12 assisted.
Lenders with branches in Cherokee, SC
Cherokee, SC lenders by branch count: First Piedmont Fs&La Gaffney (Cherokee, SC): stress 16, 3 branches low in Cherokee, SC; United Community Bank (Cherokee, SC): stress 56, 1 branch low in Cherokee, SC.
Vacancy and permits, Cherokee, SC
3,087 of 25,150 Cherokee, SC housing units are vacant; Cherokee, SC permits, twelve months: 42 multifamily units in Cherokee, SC, 236 one-to-four unit units.
Work Cherokee, SC at the parcel level
Every Cherokee, SC parcel carries owner and address; every Cherokee, SC parcel carries APN; Cherokee, SC distress scores sit on the Cherokee, SC live board.
Cherokee, SC figures refresh with each source.
Cherokee, SC questions
Most distressed ZIP code in Cherokee County, SC?
ZIP 29307 leads Cherokee, SC at 31/100; next in Cherokee, SC: 29323 at 31/100; the Cherokee, SC average is 28/100.
Where does Cherokee County, SC rank for investment opportunity?
Cherokee, SC is #1,089 among all ranked counties, #35 in South Carolina; the Cherokee, SC driver is vacancy; Cherokee, SC moved up 763 places.
How many mortgages are delinquent in Cherokee County, SC?
Cherokee, SC takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Cherokee, SC.
Which banks lend in Cherokee County, SC?
2 watched lenders hold Cherokee, SC branches; the largest Cherokee, SC footprints are First Piedmont Fs&La Gaffney (3), United Community Bank (1).
More on Cherokee, SC
Cherokee County, SC distress report: public-record figures for Cherokee, SC; not legal advice for Cherokee, SC; not tax or investment advice; verify every Cherokee, SC record before acting.