Cherokee County, SC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cherokee County, South Carolina? DLRadar grades every Cherokee County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Cherokee County breakdown.
- Cherokee County's most distressed ZIP is 29307 at 32/100.
- 8 ZIP codes tracked in Cherokee County, averaging 29/100 distress.
- Cherokee County reads peak — home values up 3.8% year over year.
- Vacancy runs 11.4% across Cherokee County's tracked ZIPs, with a 16.2% poverty rate.
- The typical Cherokee County home is worth about $167,763 against a ~$53,415 median income.
- Lending headwind in Cherokee County sits at 0/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 29307 | 32/100 |
| 2 | 29323 | 32/100 |
| 3 | 29330 | 30/100 |
| 4 | 29743 | 29/100 |
| 5 | 29372 | 27/100 |
| 6 | 29340 | 26/100 |
| 7 | 29341 | 26/100 |
| 8 | 29702 | 26/100 |
Most distressed ZIP codes in Cherokee County (composite distress 0-100, 2026)
What is driving Cherokee County distress
Nothing here is estimated: Cherokee County is scored from filings alone, and its ZIPs average 29/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Cherokee County market phase and pricing
Cherokee County currently sits in peak after a 3.8% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Cherokee County
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Frequently asked
What is the hardest-hit ZIP in Cherokee County?
ZIP 29307 leads Cherokee County at 32/100, recomputed monthly from public records.
Which phase does Cherokee County sit in right now?
The market phase for Cherokee County is peak, prices rising 3.8% on the year — derived from the FHFA House Price Index path.
What is this Cherokee County analysis built from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 8 ZIP codes in Cherokee County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Cherokee County ZIP codes?
A single county score papers over real variation. Across the Cherokee County ZIPs DLRadar ranks, scores run from 32/100 in 29307 down to 26/100 in 29702, against a Cherokee County average of 29/100. Because the gap runs to 6 points, Cherokee County rewards ZIP-level precision.
What do Cherokee County home values and vacancy say about distressed supply?
The typical Cherokee County home carries about $167,763 of value against a median household income near $53,415. Vacancy across Cherokee County's tracked ZIPs runs 11.4% and the poverty rate is 16.2%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Cherokee County's foreclosure and lien data and its 0/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.