Chester County, SC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Chester County, SC distress report, 2026: 11 ZIPs scored in Chester, SC, Chester, SC average 26/100; the top Chester, SC ZIP is 29730 at 28/100; Chester, SC market phase peak, Chester, SC prices +1.0% year over year.
- Chester, SC ranks #443 nationally (opportunity index); Chester, SC #16 in South Carolina; Chester, SC index 33.7.
- Chester, SC: no CFPB county sample; Chester, SC metro area reading 0.9%.
- Chester, SC ZIP phases: 11 peak.
- Chester, SC residential listings tracked: 27 across 7 ZIPs; Chester, SC candidate listings 9.
- Chester, SC HUD assisted properties: 2 with 25 units.
- Chester, SC lenders on watch: 1; largest Chester, SC footprint Spratt Savings Bank (3 branches).
- Chester, SC most distressed ZIP: 29730 at 28/100.
Chester, SC figures: DLRadar distress index; Chester, SC inputs: CFPB, FHFA, HUD, FDIC; Chester, SC rebuilt as sources refresh.
| Rank | Chester, SC ZIP | Score |
|---|---|---|
| 1 | 29730 | 28/100 |
| 2 | 29014 | 27/100 |
| 3 | 29055 | 27/100 |
| 4 | 29714 | 27/100 |
| 5 | 29724 | 27/100 |
| 6 | 29729 | 27/100 |
| 7 | 29742 | 27/100 |
| 8 | 29706 | 26/100 |
| 9 | 29704 | 25/100 |
| 10 | 29712 | 24/100 |
| 11 | 29031 | 21/100 |
Most distressed Chester, SC ZIPs (0-100, 2026)
Mortgage delinquency around Chester, SC
No CFPB county sample covers Chester, SC; the metro area reading for Chester, SC (Charlotte-Concord-Gastonia, NC-SC): 0.9% ninety-plus; Chester, SC area thirty-to-eighty-nine 2.3% (December 2025, Chester, SC); South Carolina overall 1.2%.
Opportunity index: Chester, SC
Chester, SC index 33.7, Chester, SC phase peak_opportunity; Chester, SC primary driver vacancy, Chester, SC second driver bank institutional. Chester, SC components: property stress 22.6, foreclosure pressure 22.6, listing discounts 43.9, bank stress 53.0, insurance 0.0; Chester, SC pulse 35.1; Chester, SC capital opportunity 31.5; Chester, SC seven-day change -0.1%.
ZIP market phases inside Chester, SC
11 Chester, SC ZIPs carry a price-cycle phase; Chester, SC ZIPs by phase (Chester, SC), deepest drawdown first: peak, +2.5% YoY (Chester, SC): 29014; peak, +1.5% YoY (Chester, SC): 29031; peak, +1.8% YoY (Chester, SC): 29055; peak, +1.0% YoY (Chester, SC): 29704, 29706, 29712, 29714, Chester, SC 29724, 29729, 29730, 29742.
Residential listings by Chester, SC ZIP
Chester, SC ZIPs with the most tracked Chester, SC residential listings: 29706 19 listings, 5 candidates, bank pressure 60; 29714 3 listings, 2 candidates, bank pressure 61; 29055 2 listings, 2 candidates, bank pressure 64; 29729 2 listings, 0 candidates, bank pressure 61 (Chester, SC); 29031 1 listings, 0 candidates, bank pressure 62; 29712 0 listings, 0 candidates, bank pressure 60; 29724 0 listings, 0 candidates, bank pressure 61. Chester, SC totals: 27 listings; Chester, SC candidates 9; active ZIPs 4.
HUD assisted housing in Chester, SC
2 assisted properties with 25 units sit in Chester, SC; largest Chester, SC properties: Cottages Of Chester Village (Chester) 19 units, 19 assisted; Reynolds House, Inc. (Chester) 6 units, 6 assisted.
Lenders with branches in Chester, SC
Chester, SC lenders by branch count: Spratt Savings Bank (Chester, SC): stress 51, 3 branches low in Chester, SC.
Vacancy and permits, Chester, SC
1,648 of 14,807 Chester, SC housing units are vacant; Chester, SC permits, twelve months: 0 multifamily units in Chester, SC, 255 one-to-four unit units.
Work Chester, SC at the parcel level
Every Chester, SC parcel carries owner and address; every Chester, SC parcel carries APN; Chester, SC distress scores sit on the Chester, SC live board.
Chester, SC figures refresh with each source.
Chester, SC questions
Most distressed ZIP code in Chester County, SC?
ZIP 29730 leads Chester, SC at 28/100; next in Chester, SC: 29014 at 27/100; the Chester, SC average is 26/100.
Where does Chester County, SC rank for investment opportunity?
Chester, SC is #443 among all ranked counties, #16 in South Carolina; the Chester, SC driver is vacancy; Chester, SC moved up 519 places.
How many mortgages are delinquent in Chester County, SC?
Chester, SC takes the metro area reading of 0.9% for December 2025; no CFPB county sample covers Chester, SC.
Which banks lend in Chester County, SC?
1 watched lenders hold Chester, SC branches; the largest Chester, SC footprints are Spratt Savings Bank (3).
More on Chester, SC
Chester County, SC distress report: public-record figures for Chester, SC; not legal advice for Chester, SC; not tax or investment advice; verify every Chester, SC record before acting.