Chilton County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Chilton County, AL distress report, 2026: 14 ZIPs scored in Chilton, AL, Chilton, AL average 22/100; the top Chilton, AL ZIP is 35040 at 28/100; Chilton, AL market phase peak, Chilton, AL prices +2.7% year over year.
- Chilton, AL ranks #1,610 nationally (opportunity index); Chilton, AL #58 in Alabama; Chilton, AL index 29.0.
- Chilton, AL: no CFPB county sample; Chilton, AL metro area reading 1.0%.
- Chilton, AL ZIP phases: 12 peak, 2 neutral.
- Chilton, AL residential listings tracked: 35 across 8 ZIPs; Chilton, AL candidate listings 19.
- Chilton, AL HUD assisted properties: 1 with 11 units.
- Chilton, AL lenders on watch: 4; largest Chilton, AL footprint Marion Community Bank (3 branches).
- Chilton, AL most distressed ZIP: 35040 at 28/100.
Chilton, AL figures: DLRadar distress index; Chilton, AL inputs: CFPB, FHFA, HUD, FDIC; Chilton, AL rebuilt as sources refresh.
| Rank | Chilton, AL ZIP | Score |
|---|---|---|
| 1 | 35040 | 28/100 |
| 2 | 35115 | 27/100 |
| 3 | 36051 | 24/100 |
| 4 | 36006 | 23/100 |
| 5 | 36758 | 22/100 |
| 6 | 35045 | 21/100 |
| 7 | 35085 | 21/100 |
| 8 | 35171 | 21/100 |
| 9 | 36091 | 21/100 |
| 10 | 36750 | 21/100 |
| 11 | 36790 | 21/100 |
| 12 | 35046 | 19/100 |
Most distressed Chilton, AL ZIPs (0-100, 2026)
Mortgage delinquency around Chilton, AL
No CFPB county sample covers Chilton, AL; the metro area reading for Chilton, AL (Birmingham, AL): 1.0% ninety-plus; Chilton, AL area thirty-to-eighty-nine 3.2% (December 2025, Chilton, AL); Alabama overall 1.1%.
Opportunity index: Chilton, AL
Chilton, AL index 29.0, Chilton, AL phase early_signal; Chilton, AL primary driver bank institutional, Chilton, AL second driver vacancy. Chilton, AL components: property stress 16.6, foreclosure pressure 15.7, listing discounts 41.9, bank stress 54.5, insurance 0.0; Chilton, AL pulse 28.6; Chilton, AL capital opportunity 29.2; Chilton, AL seven-day change -0.2%.
ZIP market phases inside Chilton, AL
14 Chilton, AL ZIPs carry a price-cycle phase; Chilton, AL ZIPs by phase (Chilton, AL), deepest drawdown first: neutral, +5.0% YoY, 1.2% off peak (Chilton, AL): 36051; neutral, +4.7% YoY, 1.1% off peak (Chilton, AL): 36006; peak, +3.7% YoY, 0.4% off peak (Chilton, AL): 36758; peak, +3.1% YoY, 0.2% off peak (Chilton, AL): 36091; peak, +2.7% YoY (Chilton, AL): 35040, 35045, 35085, 35115, Chilton, AL 35171, 36750, 36790, 36792; peak, +2.8% YoY (Chilton, AL): 35046; peak, +3.2% YoY (Chilton, AL): 36793.
Residential listings by Chilton, AL ZIP
Chilton, AL ZIPs with the most tracked Chilton, AL residential listings: 35171 16 listings, 12 candidates, bank pressure 65; 35045 10 listings, 4 candidates, bank pressure 65; 35046 3 listings, 1 candidates, bank pressure 65; 35085 3 listings, 2 candidates, bank pressure 65 (Chilton, AL); 36750 2 listings, 0 candidates, bank pressure 67; 36790 1 listings, 0 candidates, bank pressure 65; 36091 0 listings, 0 candidates, bank pressure 63; 36758 0 listings, 0 candidates, bank pressure 64. Chilton, AL totals: 35 listings; Chilton, AL candidates 19; active ZIPs 6.
HUD assisted housing in Chilton, AL
1 assisted properties with 11 units sit in Chilton, AL; largest Chilton, AL properties: Katherine Vickery Group Home (Clanton) 11 units, 10 assisted.
Lenders with branches in Chilton, AL
Chilton, AL lenders by branch count: Marion Community Bank (Chilton, AL): stress 80, 3 branches low in Chilton, AL; Regions Bank (Chilton, AL): stress 57, 2 branches low in Chilton, AL; First Bank Of Alabama (Chilton, AL): stress 71, 1 branch low in Chilton, AL; River Bank&Trust (Chilton, AL): stress 65, 1 branch low in Chilton, AL.
Vacancy and permits, Chilton, AL
1,964 of 19,839 Chilton, AL housing units are vacant; Chilton, AL permits, twelve months: 7 multifamily units in Chilton, AL, 112 one-to-four unit units.
Work Chilton, AL at the parcel level
Every Chilton, AL parcel carries owner and address; every Chilton, AL parcel carries APN; Chilton, AL distress scores sit on the Chilton, AL live board.
Chilton, AL figures refresh with each source.
Chilton, AL questions
Most distressed ZIP code in Chilton County, AL?
ZIP 35040 leads Chilton, AL at 28/100; next in Chilton, AL: 35115 at 27/100; the Chilton, AL average is 22/100.
Where does Chilton County, AL rank for investment opportunity?
Chilton, AL is #1,610 among all ranked counties, #58 in Alabama; the Chilton, AL driver is bank institutional; Chilton, AL moved up 985 places.
How many mortgages are delinquent in Chilton County, AL?
Chilton, AL takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Chilton, AL.
Which banks lend in Chilton County, AL?
4 watched lenders hold Chilton, AL branches; the largest Chilton, AL footprints are Marion Community Bank (3), Regions Bank (2), First Bank Of Alabama (1).
More on Chilton, AL
Chilton County, AL distress report: public-record figures for Chilton, AL; not legal advice for Chilton, AL; not tax or investment advice; verify every Chilton, AL record before acting.