Christian County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Christian County, Illinois? DLRadar grades every Christian County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Christian County breakdown.
- Christian County's most distressed ZIP is 62563 at 22/100.
- 20 ZIP codes tracked in Christian County, averaging 11/100 distress.
- Christian County reads expansion — home values up 5.7% year over year.
- Vacancy runs 11.2% across Christian County's tracked ZIPs, with a 9.5% poverty rate.
- The typical Christian County home is worth about $128,010 against a ~$70,149 median income.
- Lending headwind in Christian County sits at 42/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 62563 | 22/100 |
| 2 | 62545 | 20/100 |
| 3 | 62558 | 19/100 |
| 4 | 62513 | 11/100 |
| 5 | 62550 | 11/100 |
| 6 | 62075 | 10/100 |
| 7 | 62510 | 10/100 |
| 8 | 62538 | 10/100 |
| 9 | 62083 | 9/100 |
| 10 | 62517 | 9/100 |
| 11 | 62531 | 9/100 |
| 12 | 62540 | 9/100 |
Most distressed ZIP codes in Christian County (composite distress 0-100, 2026)
What is driving Christian County distress
Christian County's placement in the national index rests on public filings — a 11/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Christian County market phase and pricing
DLRadar places Christian County in expansion; prices moved up 5.7% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Christian County
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What people ask
Which Christian County ZIP scores worst for distress?
ZIP 62563 leads Christian County at 22/100, recomputed monthly from public records.
What stage of the price cycle is Christian County at?
Christian County reads expansion, with home prices up 5.7% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Christian County scores?
Christian County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 20 ZIPs are comparable to anywhere else.
How much do distress scores vary between Christian County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Christian County ZIPs DLRadar ranks, scores run from 22/100 in 62563 down to 9/100 in 62540, against a Christian County average of 11/100. With 13 points between best and worst, county-level targeting in Christian County wastes effort.
What do Christian County home values and vacancy say about distressed supply?
The typical Christian County home carries about $128,010 of value against a median household income near $70,149. Vacancy across Christian County's tracked ZIPs runs 11.2% and the poverty rate is 9.5%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Christian County's filings and its 42/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.