Clarke County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Clarke County, VA distress report, 2026: 7 ZIPs scored in Clarke, VA, Clarke, VA average 9/100; the top Clarke, VA ZIP is 22630 at 17/100; Clarke, VA market phase peak, Clarke, VA prices +3.4% year over year.
- Clarke, VA ranks #3,045 nationally (opportunity index); Clarke, VA #115 in Virginia; Clarke, VA index 22.7.
- Clarke, VA: no CFPB county sample; Clarke, VA metro area reading 0.7%.
- Clarke, VA ZIP phases: 7 peak.
- Clarke, VA residential listings tracked: 6 across 6 ZIPs; Clarke, VA candidate listings 6.
- Clarke, VA lenders on watch: 1; largest Clarke, VA footprint Bank Of Clarke (2 branches).
- Clarke, VA most distressed ZIP: 22630 at 17/100.
Clarke, VA figures: DLRadar distress index; Clarke, VA inputs: CFPB, FHFA, HUD, FDIC; Clarke, VA rebuilt as sources refresh.
| Rank | Clarke, VA ZIP | Score |
|---|---|---|
| 1 | 22630 | 17/100 |
| 2 | 20130 | 11/100 |
| 3 | 20135 | 10/100 |
| 4 | 22663 | 10/100 |
| 5 | 22611 | 4/100 |
| 6 | 22620 | 4/100 |
| 7 | 22646 | 4/100 |
Most distressed Clarke, VA ZIPs (0-100, 2026)
Mortgage delinquency around Clarke, VA
No CFPB county sample covers Clarke, VA; the metro area reading for Clarke, VA (Washington-Arlington-Alexandria, DC-VA-MD-WV): 0.7% ninety-plus; Clarke, VA area thirty-to-eighty-nine 1.5% (December 2025, Clarke, VA); Virginia overall 0.8%.
Opportunity index: Clarke, VA
Clarke, VA index 22.7, Clarke, VA phase weak; Clarke, VA primary driver vacancy, Clarke, VA second driver bank institutional. Clarke, VA components: property stress 13.6, foreclosure pressure 14.9, listing discounts 5.9, bank stress 57.0, insurance 0.0; Clarke, VA pulse 28.7; Clarke, VA capital opportunity 13.7.
ZIP market phases inside Clarke, VA
7 Clarke, VA ZIPs carry a price-cycle phase; Clarke, VA ZIPs by phase (Clarke, VA), deepest drawdown first: peak, +3.4% YoY (Clarke, VA): 20130, 20135, 22611, 22620, Clarke, VA 22630, 22646; peak, +3.8% YoY (Clarke, VA): 22663.
Residential listings by Clarke, VA ZIP
Clarke, VA ZIPs with the most tracked Clarke, VA residential listings: 22620 4 listings, 4 candidates, bank pressure 62; 20130 1 listings, 1 candidates, bank pressure 61; 22611 1 listings, 1 candidates, bank pressure 62; 20135 0 listings, 0 candidates, bank pressure 61 (Clarke, VA); 22646 0 listings, 0 candidates, bank pressure 62; 22663 0 listings, 0 candidates, bank pressure 58. Clarke, VA totals: 6 listings; Clarke, VA candidates 6; active ZIPs 3.
Lenders with branches in Clarke, VA
Clarke, VA lenders by branch count: Bank Of Clarke (Clarke, VA): stress 63, 2 branches low in Clarke, VA.
Vacancy and permits, Clarke, VA
663 of 6,553 Clarke, VA housing units are vacant; Clarke, VA permits, twelve months: 0 multifamily units in Clarke, VA, 20 one-to-four unit units.
Work Clarke, VA at the parcel level
Every Clarke, VA parcel carries owner and address; every Clarke, VA parcel carries APN; Clarke, VA distress scores sit on the Clarke, VA live board.
Clarke, VA figures refresh with each source.
Clarke, VA questions
Most distressed ZIP code in Clarke County, VA?
ZIP 22630 leads Clarke, VA at 17/100; next in Clarke, VA: 20130 at 11/100; the Clarke, VA average is 9/100.
Where does Clarke County, VA rank for investment opportunity?
Clarke, VA is #3,045 among all ranked counties, #115 in Virginia; the Clarke, VA driver is vacancy; Clarke, VA moved down 468 places.
How many mortgages are delinquent in Clarke County, VA?
Clarke, VA takes the metro area reading of 0.7% for December 2025; no CFPB county sample covers Clarke, VA.
Which banks lend in Clarke County, VA?
1 watched lenders hold Clarke, VA branches; the largest Clarke, VA footprints are Bank Of Clarke (2).
More on Clarke, VA
Clarke County, VA distress report: public-record figures for Clarke, VA; not legal advice for Clarke, VA; not tax or investment advice; verify every Clarke, VA record before acting.