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Where stress is building, how the cycle is turning, and what is live now.

Clayton County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Clayton County, Georgia? DLRadar grades every Clayton County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Clayton County breakdown.

  • Clayton County's most distressed ZIP is 30349 at 36/100.
  • 16 ZIP codes tracked in Clayton County, averaging 33/100 distress.
  • Clayton County reads peak — home values up 1.2% year over year.
  • Vacancy runs 8.3% across Clayton County's tracked ZIPs, with a 16.2% poverty rate.
  • The typical Clayton County home is worth about $252,080 against a ~$68,467 median income.
  • Lending headwind in Clayton County sits at 47/100 — a forward read on distressed supply.

Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
13034936/100
23035436/100
33025035/100
43026035/100
53027435/100
63029735/100
73023634/100
83023834/100
93033734/100
103027333/100
113029633/100
123028831/100

Most distressed ZIP codes in Clayton County (composite distress 0-100, 2026)

What is driving Clayton County distress

Nothing here is estimated: Clayton County is scored from filings alone, and its ZIPs average 33/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.

Clayton County market phase and pricing

DLRadar places Clayton County in peak; prices moved up 1.2% over the year. Longer marketing times follow, and with them the sellers worth calling.

See the distressed properties behind the data in Clayton County

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What people ask

Which Clayton County ZIP scores worst for distress?

ZIP 30349 leads Clayton County at 36/100, recomputed monthly from public records.

What stage of the price cycle is Clayton County at?

Clayton County reads peak, with home prices up 1.2% year over year. Phase comes from FHFA House Price Index trajectory.

How is the Clayton County data sourced?

Each Clayton County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 16 local ZIPs and every other county in the country.

How much do distress scores vary between Clayton County ZIP codes?

A county average hides the spread. Across the Clayton County ZIPs DLRadar ranks, scores run from 36/100 in 30349 down to 31/100 in 30288, against a Clayton County average of 33/100. That 5-point gap is why acquisition targeting in Clayton County works at ZIP level rather than county level.

What do Clayton County home values and vacancy say about distressed supply?

The typical Clayton County home carries about $252,080 of value against a median household income near $68,467. Vacancy across Clayton County's tracked ZIPs runs 8.3% and the poverty rate is 16.2%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Clayton County's foreclosure and tax-lien filings and its 47/100 lending headwind.

Related

Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.

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