Clayton County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Clayton County, GA distress report, 2026: 16 ZIPs scored in Clayton, GA, Clayton, GA average 34/100; the top Clayton, GA ZIP is 30250 at 37/100; Clayton, GA market phase peak, Clayton, GA prices +1.2% year over year.
- Clayton, GA ranks #568 nationally (opportunity index); Clayton, GA #38 in Georgia; Clayton, GA index 33.1.
- Clayton, GA ninety-day mortgage delinquency 3.6% in December 2025; Clayton, GA twelve-month change +1.3%.
- Clayton, GA ZIP phases: 16 peak.
- Clayton, GA residential listings tracked: 103 across 8 ZIPs; Clayton, GA candidate listings 32.
- Clayton, GA HUD assisted properties: 3 with 533 units.
- Clayton, GA lenders on watch: 1; largest Clayton, GA footprint Ameris Bank (1 branch).
- Clayton, GA most distressed ZIP: 30250 at 37/100.
Clayton, GA figures: DLRadar distress index; Clayton, GA inputs: CFPB, FHFA, HUD, FDIC; Clayton, GA rebuilt as sources refresh.
| Rank | Clayton, GA ZIP | Score |
|---|---|---|
| 1 | 30250 | 37/100 |
| 2 | 30260 | 37/100 |
| 3 | 30274 | 37/100 |
| 4 | 30297 | 37/100 |
| 5 | 30236 | 36/100 |
| 6 | 30238 | 36/100 |
| 7 | 30349 | 36/100 |
| 8 | 30354 | 36/100 |
| 9 | 30273 | 35/100 |
| 10 | 30337 | 35/100 |
| 11 | 30296 | 34/100 |
| 12 | 30288 | 33/100 |
Most distressed Clayton, GA ZIPs (0-100, 2026)
Mortgage delinquency in Clayton, GA
3.6% of Clayton, GA mortgages were ninety-plus days late (Clayton, GA, December 2025); Clayton, GA thirty-to-eighty-nine days late: 4.9%; Clayton, GA twelve-month change +1.3%; Clayton, GA peak since 2008: 12.0% (February 2010); Georgia overall 1.3%. Clayton, GA ninety-day series: Dec 24 2.3, Jan 25 2.6, Feb 25 2.6 (Clayton, GA), Mar 25 2.1, Apr 25 1.4, May 25 1.5 (Clayton, GA), Jun 25 2.1, Jul 25 2.4, Aug 25 2.8 (Clayton, GA), Sep 25 3.0, Oct 25 3.1, Nov 25 3.0 (Clayton, GA), Dec 25 3.6.
Opportunity index: Clayton, GA
Clayton, GA index 33.1, Clayton, GA phase peak_opportunity; Clayton, GA primary driver construction, Clayton, GA second driver bank institutional. Clayton, GA components: property stress 20.6, foreclosure pressure 20.1, listing discounts 42.7, bank stress 49.5, insurance 0.0; Clayton, GA pulse 34.1; Clayton, GA capital opportunity 31.5; Clayton, GA seven-day change +0.5%.
ZIP market phases inside Clayton, GA
16 Clayton, GA ZIPs carry a price-cycle phase; Clayton, GA ZIPs by phase (Clayton, GA), deepest drawdown first: peak, +1.2% YoY, 0.0% off peak (Clayton, GA): 30273, 30288, 30215, 30228, Clayton, GA 30236, 30238, 30250, 30260, Clayton, GA 30274, 30281, 30294, 30296, Clayton, GA 30297, 30337, 30349, 30354.
Residential listings by Clayton, GA ZIP
Clayton, GA ZIPs with the most tracked Clayton, GA residential listings: 30236 24 listings, 9 candidates, bank pressure 59; 30238 17 listings, 7 candidates, bank pressure 61; 30260 17 listings, 8 candidates, bank pressure 57; 30296 16 listings, 2 candidates, bank pressure 58 (Clayton, GA); 30297 12 listings, 1 candidates, bank pressure 57; 30273 9 listings, 4 candidates, bank pressure 59; 30274 8 listings, 1 candidates, bank pressure 57; 30250 0 listings, 0 candidates, bank pressure 57. Clayton, GA totals: 103 listings; Clayton, GA candidates 32; active ZIPs 7.
HUD assisted housing in Clayton, GA
3 assisted properties with 533 units sit in Clayton, GA; largest Clayton, GA properties: Ledgends At Laura Creek (College Park) 324 units; Renaissance At Garden Walk (College Park) 160 units; Governor's Terrace (Forest Park) 49 units, 48 assisted in Clayton, GA.
Lenders with branches in Clayton, GA
Clayton, GA lenders by branch count: Ameris Bank (Clayton, GA): stress 51, 1 branch low in Clayton, GA.
Vacancy and permits, Clayton, GA
9,535 of 115,476 Clayton, GA housing units are vacant; Clayton, GA permits, twelve months: 180 multifamily units in Clayton, GA, 252 one-to-four unit units.
Work Clayton, GA at the parcel level
Every Clayton, GA parcel carries owner and address; every Clayton, GA parcel carries APN; Clayton, GA distress scores sit on the Clayton, GA live board.
Clayton, GA figures refresh with each source.
Clayton, GA questions
Most distressed ZIP code in Clayton County, GA?
ZIP 30250 leads Clayton, GA at 37/100; next in Clayton, GA: 30260 at 37/100; the Clayton, GA average is 34/100.
Where does Clayton County, GA rank for investment opportunity?
Clayton, GA is #568 among all ranked counties, #38 in Georgia; the Clayton, GA driver is construction; Clayton, GA moved up 906 places.
How many mortgages are delinquent in Clayton County, GA?
3.6% of Clayton, GA mortgages were ninety-plus days late in December 2025; the Clayton, GA peak since 2008 was 12.0%.
Which banks lend in Clayton County, GA?
1 watched lenders hold Clayton, GA branches; the largest Clayton, GA footprints are Ameris Bank (1).
More on Clayton, GA
Clayton County, GA distress report: public-record figures for Clayton, GA; not legal advice for Clayton, GA; not tax or investment advice; verify every Clayton, GA record before acting.